<SEC-DOCUMENT>0001160106-25-000041.txt : 20251023
<SEC-HEADER>0001160106-25-000041.hdr.sgml : 20251023
<ACCEPTANCE-DATETIME>20251023062440
ACCESSION NUMBER:		0001160106-25-000041
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250930
FILED AS OF DATE:		20251023
DATE AS OF CHANGE:		20251023

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Lloyds Banking Group plc
		CENTRAL INDEX KEY:			0001160106
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			X0

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15246
		FILM NUMBER:		251411308

	BUSINESS ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		CITY:			LONDON
		STATE:			X0
		ZIP:			EC2V 7HN
		BUSINESS PHONE:		44 0 20 7626 1500

	MAIL ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		CITY:			LONDON
		STATE:			X0
		ZIP:			EC2V 7HN

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	LLOYDS TSB GROUP PLC
		DATE OF NAME CHANGE:	20010926
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>lbg6-kimsxq32025.htm
<DESCRIPTION>6-K
<TEXT>
<html><head><title>LBG 6-K (IMS) - Q3 2025</title></head><body><div style="background-color: #E4E4E4; font-family: Arial, Sans Serif; word-wrap: break-word;"><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_4" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 11.2pt; position: absolute; top: 100.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 14pt; font-style: normal; font-weight: bold; left: 244.07pt; position: absolute; text-decoration: none; white-space: pre;">UNITED STATES<font style="display: inline-block; height: 11.2pt;"></font></font></div><div style="line-height: 11.2pt; position: absolute; top: 119.68pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 14pt; font-style: normal; font-weight: bold; left: 151.92pt; position: absolute; text-decoration: none; white-space: pre;">SECURITIES AND EXCHANGE COMMISSION<font style="display: inline-block; height: 11.2pt;"></font></font></div><div style="line-height: 9.6pt; position: absolute; top: 139.27pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 229.14pt; position: absolute; text-decoration: none; white-space: pre;">Washington, D.C. 20549<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="font-size: 14pt; line-height: 11.2pt; position: absolute; top: 168.07pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 14pt; font-style: normal; font-weight: bold; left: 261.43pt; position: absolute; text-decoration: none; white-space: pre;">FORM <font style="display: inline-block; height: 11.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 14pt; font-style: normal; font-weight: bold; left: 306.54pt; position: absolute; text-decoration: none; white-space: pre;">6-K<font style="display: inline-block; height: 11.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 14pt; font-style: normal; font-weight: bold; left: 329.95pt; position: absolute; text-decoration: none; white-space: pre;">&#160;<font style="display: inline-block; height: 11.2pt;"></font></font></div><div style="line-height: 9.6pt; position: absolute; top: 199.66pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 186.65pt; position: absolute; text-decoration: none; white-space: pre;">REPORT OF FOREIGN PRIVATE ISSUER<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="line-height: 9.6pt; position: absolute; top: 216.46pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 190pt; position: absolute; text-decoration: none; white-space: pre;">PURSUANT TO RULE 13a-16 OR 15d-16<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="line-height: 9.6pt; position: absolute; top: 233.26pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 154.96pt; position: absolute; text-decoration: none; white-space: pre;">UNDER THE SECURITIES EXCHANGE ACT OF 1934<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 262.06pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 257.78pt; position: absolute; text-decoration: none; white-space: pre;">23 October 2025<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 8pt; position: absolute; top: 288.06pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 215.04pt; position: absolute; text-decoration: none; white-space: pre;">Commission File number <font style="display: inline-block; height: 8pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 332pt; position: absolute; text-decoration: none; white-space: pre;">001-15246<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 11.2pt; position: absolute; top: 314.06pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 14pt; font-style: normal; font-weight: bold; left: 197.93pt; position: absolute; text-decoration: none; white-space: pre;">LLOYDS BANKING GROUP plc<font style="display: inline-block; height: 11.2pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 345.65pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 192.01pt; position: absolute; text-decoration: none; white-space: pre;">(Translation of registrant's name into English)<font style="display: inline-block; height: 8pt;"></font></font></div><div style="font-size: 12pt; line-height: 9.6pt; position: absolute; top: 371.65pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 241.41pt; position: absolute; text-decoration: none; white-space: pre;">33 Old Broad Street<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="font-size: 12pt; line-height: 9.6pt; position: absolute; top: 388.45pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 276.15pt; position: absolute; text-decoration: none; white-space: pre;">London<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="font-size: 12pt; line-height: 9.6pt; position: absolute; top: 405.25pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 269.91pt; position: absolute; text-decoration: none; white-space: pre;">EC2N 1HZ<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="font-size: 12pt; line-height: 9.6pt; position: absolute; top: 422.05pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 12pt; font-style: normal; font-weight: bold; left: 252.01pt; position: absolute; text-decoration: none; white-space: pre;">United Kingdom<font style="display: inline-block; height: 9.6pt;"></font></font></div><div style="line-height: 8pt; position: absolute; top: 450.85pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal; left: 207.27pt; position: absolute; text-decoration: none; white-space: pre;">(Address of principal executive offices)<font style="display: inline-block; height: 8pt;"></font></font></div><div style="position: absolute; top: 472.85pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 480.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 480.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="line-height: 6.4pt; position: absolute; top: 492.85pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 80.64pt; position: absolute; text-decoration: none; white-space: pre;">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 504.05pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 237.58pt; position: absolute;">Form 20-F &#9746;<font style="display: inline-block; height: 6.4pt; width: 24.77pt;"></font></font><font style="left: 309.58000000000004pt; position: absolute;">Form 40-F &#9744;<font style="display: inline-block; height: 6.4pt;"></font></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 527.25pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 71.24pt; position: absolute; text-decoration: none; white-space: pre;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101 (b) (1) <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 538.45pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 281.71pt; position: absolute; text-decoration: none; white-space: pre;">________.<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 561.65pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 70.56pt; position: absolute; text-decoration: none; white-space: pre;">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101 (b) (7) <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 572.85pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 281.71pt; position: absolute; text-decoration: none; white-space: pre;">________.<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 596.05pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 58pt; position: absolute; text-decoration: none; white-space: pre;">This report on Form 6-K shall be deemed incorporated by reference into the company's Registration Statement on Form F-3 (File <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 607.25pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 57.54pt; position: absolute; text-decoration: none; white-space: pre;">No. <font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 72.65pt; position: absolute; text-decoration: none; white-space: pre;">333-287829<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 117.86pt; position: absolute; text-decoration: none; white-space: pre;">) and to be a part thereof from the date on which this report is filed, to the extent not superseded by documents <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 618.45pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.97pt; position: absolute; text-decoration: none; white-space: pre;">or reports subsequently filed or furnished.<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="position: absolute; top: 637.65pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 480.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 480.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 3pt;"><td style="border-bottom: 2pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 799.37pt;"><div style="width: 481pt;"><div style="position: absolute; top: 12.02pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.79pt; position: absolute; text-decoration: none; white-space: pre;">Page 2 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.07pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_16" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 219.36pt; position: absolute; text-decoration: none; white-space: pre;">FORWARD-LOOKING STATEMENTS<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 71.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">This document contains certain forward-looking statements within the meaning of Section 21E of the US Securities<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 83.19pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">Exchange Act of 1934, as amended, and section 27A of the US Securities Act of 1933, as amended, with respect to<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 94.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.61pt;">the business, strategy, plans and&#47;or results of Lloyds Banking Group plc together with its subsidiaries (the Group)<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.59pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.47pt;">and its current goals and expectations. Statements that are not historical or current facts, including statements<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 118.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">about the Group&#8217;s or its directors&#8217; and&#47;or management&#8217;s beliefs and expectations, are forward-looking statements.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 129.99pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.6pt;">Words such as, without limitation, &#8216;believes&#8217;, &#8216;achieves&#8217;, &#8216;anticipates&#8217;, &#8216;estimates&#8217;, &#8216;expects&#8217;, &#8216;targets&#8217;, &#8216;should&#8217;,<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 141.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.58pt;">&#8216;intends&#8217;, &#8216;aims&#8217;, &#8216;projects&#8217;, &#8216;plans&#8217;, &#8216;potential&#8217;, &#8216;will&#8217;, &#8216;would&#8217;, &#8216;could&#8217;, &#8216;considered&#8217;, &#8216;likely&#8217;, &#8216;may&#8217;, &#8216;seek&#8217;, &#8216;estimate&#8217;,<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 153.39pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.6pt;">&#8216;probability&#8217;, &#8216;goal&#8217;, &#8216;objective&#8217;, &#8216;deliver&#8217;, &#8216;endeavour&#8217;, &#8216;prospects&#8217;, &#8216;optimistic&#8217; and similar expressions or variations<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 165.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">on these expressions are intended to identify forward-looking statements. These statements concern or may affect<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 176.79pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">future matters, including but not limited to&#58; projections or expectations of the Group&#8217;s future financial position,<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 188.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">including profit attributable to shareholders, provisions, economic profit, dividends, capital structure, portfolios,<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 200.19pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.59pt;">net interest margin, capital ratios, liquidity, risk-weighted assets (RWAs), expenditures or any other financial items<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 211.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">or ratios&#59; litigation, regulatory and governmental investigations&#59; the Group&#8217;s future financial performance&#59; the level<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 223.59pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.58pt;">and extent of future impairments and write-downs&#59; the Group&#8217;s ESG targets and&#47;or commitments&#59; statements of<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 235.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.47pt;">plans, objectives or goals of the Group or its management and other statements that are not historical fact and<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 246.99pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">statements of assumptions underlying such statements. By their nature, forward-looking statements involve risk<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 258.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">and uncertainty because they relate to events and depend upon circumstances that will or may occur in the future.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 270.39pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">Factors that could cause actual business, strategy, targets, plans and&#47;or results (including but not limited to the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 282.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">payment of dividends) to differ materially from forward-looking statements include, but are not limited to&#58; general<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 293.79pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">economic and business conditions in the UK and internationally (including in relation to tariffs)&#59; imposed and<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 305.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.44pt;">threatened tariffs and changes to global trade policies&#59; acts of hostility or terrorism and responses to those acts, or<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.13pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 317.19pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">other such events&#59; geopolitical unpredictability&#59; the war between Russia and Ukraine&#59; the escalation of conflicts in<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 328.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">the Middle East&#59; the tensions between China and Taiwan&#59; political instability including as a result of any UK general<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 340.59pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">election&#59; market related risks, trends and developments&#59; changes in client and consumer behaviour and demand&#59;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 352.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">exposure to counterparty risk&#59; the ability to access sufficient sources of capital, liquidity and funding when<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 363.99pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.5pt;">required&#59; changes to the Group&#8217;s credit ratings&#59; fluctuations in interest rates, inflation, exchange rates, stock<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 375.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.47pt;">markets and currencies&#59; volatility in credit markets&#59; volatility in the price of the Group&#8217;s securities&#59; natural<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 387.39pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">pandemic and other disasters&#59; risks concerning borrower and counterparty credit quality&#59; risks affecting insurance<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 399.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.58pt;">business and defined benefit pension schemes&#59; changes in laws, regulations, practices and accounting standards or<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 410.79pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">taxation&#59; changes to regulatory capital or liquidity requirements and similar contingencies&#59; the policies and actions<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 422.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.6pt;">of governmental or regulatory authorities or courts together with any resulting impact on the future structure of<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 434.19pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.61pt;">the Group&#59; risks associated with the Group&#8217;s compliance with a wide range of laws and regulations&#59; assessment<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 445.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">related to resolution planning requirements&#59; risks related to regulatory actions which may be taken in the event of<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 457.59pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.58pt;">a bank or Group failure&#59; exposure to legal, regulatory or competition proceedings, investigations or complaints&#59;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 469.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">failure to comply with anti-money laundering, counter terrorist financing, anti-bribery and sanctions regulations&#59;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 480.99pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.47pt;">failure to prevent or detect any illegal or improper activities&#59; operational risks including risks as a result of the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 492.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.6pt;">failure of third party suppliers&#59; conduct risk&#59; technological changes and risks to the security of IT and operational<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 504.39pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.5pt;">infrastructure, systems, data and information resulting from increased threat of cyber and other attacks&#59;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 516.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.52pt;">technological failure&#59; inadequate or failed internal or external processes or systems&#59; risks relating to ESG matters,<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 527.79pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">such as climate change (and achieving climate change ambitions) and decarbonisation, including the Group&#8217;s<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 539.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.6pt;">ability along with the government and other stakeholders to measure, manage and mitigate the impacts of climate<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 551.19pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">change effectively, and human rights issues&#59; the impact of competitive conditions&#59; failure to attract, retain and<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 562.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">develop high calibre talent&#59; the ability to achieve strategic objectives&#59; the ability to derive cost savings and other<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 574.59pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.61pt;">benefits including, but without limitation, as a result of any acquisitions, disposals and other strategic transactions&#59;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 586.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">inability to capture accurately the expected value from acquisitions&#59; assumptions and estimates that form the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 597.99pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">basis of the Group&#8217;s financial statements&#59; and potential changes in dividend policy. A number of these influences<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 609.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.5pt;">and factors are beyond the Group&#8217;s control. Please refer to the latest Annual Report on Form 20-F filed by Lloyds<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 621.39pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">Banking Group plc with the US Securities and Exchange Commission (the SEC), which is available on the SEC&#8217;s<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 633.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">website at www.sec.gov, for a discussion of certain factors and risks. Lloyds Banking Group plc may also make or<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 644.79pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">disclose written and&#47;or oral forward-looking statements in other written materials and in oral statements made by<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 656.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">the directors, officers or employees of Lloyds Banking Group plc to third parties, including financial analysts.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 668.19pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">Except as required by any applicable law or regulation, the forward-looking statements contained in this<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 679.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">document are made as of today&#8217;s date, and the Group expressly disclaims any obligation or undertaking to release<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 691.59pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.52pt;">publicly any updates or revisions to any forward-looking statements contained in this document whether as a<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 703.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">result of new information, future events or otherwise. The information, statements and opinions contained in this<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 714.99pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.44pt;">document do not constitute a public offer under any applicable law or an offer to sell any securities or financial<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.13pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 726.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 425.66pt;">instruments or any advice or recommendation with respect to such securities or financial instruments.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div id="idb9aa5e49ae74a5bad4856c364352e43_19" style="position: absolute; top: 744.39pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 744.39pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 249.92pt; position: absolute; text-decoration: none; white-space: pre;">EXPLANATORY NOTE<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 759.19pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">This report on Form 6-K contains the interim report of Lloyds Banking Group plc, which includes the unaudited<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 770.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 150.01pt;">consolidated interim results for the <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 206.7pt; position: absolute; text-decoration: none; white-space: pre; width: 52.13pt;">nine months<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.83pt; position: absolute; text-decoration: none; white-space: pre; width: 31.31pt;"> ended <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.14pt; position: absolute; text-decoration: none; white-space: pre; width: 83.79pt;">30 September 2025<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 373.93pt; position: absolute; text-decoration: none; white-space: pre; width: 164.24pt;"> and is being incorporated by reference<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 782.59pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 191.28pt;">into the Registration Statement with File No. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 247.97pt; position: absolute; text-decoration: none; white-space: pre; width: 50.88pt;">333-287829<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298.85pt; position: absolute; text-decoration: none; white-space: pre; width: 2.39pt;">.<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.69pt; position: absolute; text-decoration: none; white-space: pre;">Page 3 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.15999999999997pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_34" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 152.03pt; position: absolute; text-decoration: none; white-space: pre;">CONDENSED CONSOLIDATED INCOME STATEMENT (UNAUDITED)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="position: absolute; top: 78.29pt; width: 594.99pt;"><div style="font-size: 0pt; left: 57.49pt; position: absolute; top: 0pt; width: 480pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 374.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 62.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 27.18pt; position: absolute; text-decoration: none; white-space: pre;">Nine <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 14.35pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.13pt; position: absolute; text-decoration: none; white-space: pre;">months <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 23.95pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.02pt; position: absolute; text-decoration: none; white-space: pre;">ended<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 33.55pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.52pt; position: absolute; text-decoration: none; white-space: pre;">30 Sep<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 43.15pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.6pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 52.75pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 27.32pt; position: absolute; text-decoration: none; white-space: pre;">Nine <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 14.35pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 16.38pt; position: absolute; text-decoration: none; white-space: pre;">months <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 23.95pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 21.18pt; position: absolute; text-decoration: none; white-space: pre;">ended<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 33.55pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.62pt; position: absolute; text-decoration: none; white-space: pre;">30 Sep<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 43.15pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.3pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 52.75pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 33.03pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 62.25pt; width: 374.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 5.25pt; width: 374.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 76.5pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Net interest income<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 76.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.21pt;"></font></font><font style="left: 20.84pt; position: absolute;">9,808<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 76.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.85pt;"></font></font><font style="left: 24.48pt; position: absolute;">9,125<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90.75pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other income<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 54.160000000000004pt; position: absolute; text-decoration: none; top: -2.2399999999999998pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.16pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 90.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.1pt;"></font></font><font style="left: 20.73pt; position: absolute;">4,444<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 90.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.82pt;"></font></font><font style="left: 22.45pt; position: absolute;">4,352<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 105pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total income<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 51.93pt; position: absolute; text-decoration: none; top: -2.2399999999999998pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.16pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 105pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.85pt;"></font></font><font style="left: 19.48pt; position: absolute;">14,252<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 105pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 17.73pt;"></font></font><font style="left: 20.36pt; position: absolute;">13,477<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 119.25pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Operating expenses<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.27pt;"></font></font><font style="left: 18.9pt; position: absolute;">(8,955)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 119.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.85pt;"></font></font><font style="left: 18.48pt; position: absolute;">(8,058)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 133.5pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Impairment<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 24.95pt;"></font></font><font style="left: 27.58pt; position: absolute;">(619)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 133.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 24.79pt;"></font></font><font style="left: 27.419999999999998pt; position: absolute;">(272)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 147.75pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Profit before tax<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 147.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.2pt;"></font></font><font style="left: 21.83pt; position: absolute;">4,678<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 147.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.99pt;"></font></font><font style="left: 24.619999999999997pt; position: absolute;">5,147<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 162pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Tax expense<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 162pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.33pt;"></font></font><font style="left: 20.959999999999997pt; position: absolute;">(1,356)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 162pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.79pt;"></font></font><font style="left: 21.419999999999998pt; position: absolute;">(1,370)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 176.25pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Profit after tax<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 176.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.08pt;"></font></font><font style="left: 22.709999999999997pt; position: absolute;">3,322<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 176.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.46pt;"></font></font><font style="left: 24.09pt; position: absolute;">3,777<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 190.5pt; width: 374.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 0.75pt; width: 374.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Profit attributable to ordinary shareholders<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 200.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.48pt;"></font></font><font style="left: 22.11pt; position: absolute;">2,892<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 200.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.12pt;"></font></font><font style="left: 22.75pt; position: absolute;">3,355<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 214.5pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Profit attributable to other equity holders<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 214.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 26.52pt;"></font></font><font style="left: 29.15pt; position: absolute;">365<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 214.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.13pt;"></font></font><font style="left: 29.759999999999998pt; position: absolute;">376<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 228.75pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Profit attributable to non-controlling interests<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 228.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.23pt;"></font></font><font style="left: 33.86pt; position: absolute;">65<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 228.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 30.9pt;"></font></font><font style="left: 33.53pt; position: absolute;">46<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 243pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Profit after tax<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 243pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.08pt;"></font></font><font style="left: 22.709999999999997pt; position: absolute;">3,322<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 243pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.46pt;"></font></font><font style="left: 24.09pt; position: absolute;">3,777<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 9.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 257.25pt; width: 374.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 0.75pt; width: 374.25pt;"><font style="font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 267pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Ordinary shares in issue (weighted-average &#8211; basic)<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 267pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 10pt; position: absolute; text-decoration: none; white-space: pre;">60,070m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 267pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 10.76pt; position: absolute; text-decoration: none; white-space: pre;">62,948m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 281.25pt; width: 374.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 374.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Basic earnings per share<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 374.25pt; position: absolute; top: 281.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 27.33pt; position: absolute; text-decoration: none; white-space: pre;">4.8p<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 429.75pt; position: absolute; top: 281.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">5.3<font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 41.82pt; position: absolute;">p<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 381.79pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; top: -2.2399999999999998pt; vertical-align: super; white-space: pre; width: 1.83pt;">1<font style="display: inline-block; height: 4.16pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 58.519999999999996pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 6.4pt; width: 6.67pt;"></font></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 65.19pt; position: absolute; text-decoration: none; white-space: pre; width: 473.09pt;">Net finance expense in respect of insurance and investment contracts, previously shown separately, is now included within<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 538.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.06pt;"> <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 391.39pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 65.19pt; position: absolute; text-decoration: none; white-space: pre; width: 375.55pt;">other income as part of total income. The comparative periods are represented on a consistent basis.<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.49pt; position: absolute; text-decoration: none; white-space: pre;">Page 4 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.37pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_31" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 162.3pt; position: absolute; text-decoration: none; white-space: pre;">CONDENSED CONSOLIDATED BALANCE SHEET (UNAUDITED)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="position: absolute; top: 75.49pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 375.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 3.55pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.5pt; position: absolute; text-decoration: none; white-space: pre;">At <font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.52pt; position: absolute; text-decoration: none; white-space: pre;">30 Sep<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 13.15pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.6pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.55pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.61pt; position: absolute; text-decoration: none; white-space: pre;">At 31 Dec<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 13.15pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.3pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 33.03pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Assets<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Cash and balances at central banks<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 56.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.56pt;"></font></font><font style="left: 18.19pt; position: absolute;">61,846<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 56.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.24pt;"></font></font><font style="left: 17.87pt; position: absolute;">62,705<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial assets at fair value through profit or loss<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 68.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.72pt;"></font></font><font style="left: 15.350000000000001pt; position: absolute;">232,251<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 68.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.76pt;"></font></font><font style="left: 15.39pt; position: absolute;">215,925<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Derivative financial instruments<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 80.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.87pt;"></font></font><font style="left: 18.5pt; position: absolute;">19,062<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 80.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 14.33pt;"></font></font><font style="left: 16.96pt; position: absolute;">24,065<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial assets at amortised cost<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 92.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 10.39pt;"></font></font><font style="left: 13.02pt; position: absolute;">547,799<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 92.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 14.04pt;"></font></font><font style="left: 16.669999999999998pt; position: absolute;">531,777<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial assets at fair value through other comprehensive income<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 104.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.44pt;"></font></font><font style="left: 19.07pt; position: absolute;">37,091<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 104.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.66pt;"></font></font><font style="left: 16.29pt; position: absolute;">30,690<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other assets<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 116.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.24pt;"></font></font><font style="left: 18.869999999999997pt; position: absolute;">39,415<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 116.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.89pt;"></font></font><font style="left: 19.52pt; position: absolute;">41,535<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total assets<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 128.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.43pt;"></font></font><font style="left: 12.059999999999999pt; position: absolute;">937,464<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 128.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.57pt;"></font></font><font style="left: 12.2pt; position: absolute;">906,697<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Liabilities<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Deposits from banks<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 152.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.81pt;"></font></font><font style="left: 21.439999999999998pt; position: absolute;">8,330<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 152.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.33pt;"></font></font><font style="left: 23.959999999999997pt; position: absolute;">6,158<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 164.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Customer deposits<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 164.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 10.18pt;"></font></font><font style="left: 12.809999999999999pt; position: absolute;">496,722<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 164.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 10.22pt;"></font></font><font style="left: 12.850000000000001pt; position: absolute;">482,745<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 176.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Repurchase agreements at amortised cost<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 176.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.43pt;"></font></font><font style="left: 18.06pt; position: absolute;">36,779<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 176.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.47pt;"></font></font><font style="left: 18.1pt; position: absolute;">37,760<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 188.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Financial liabilities at fair value through profit or loss<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 188.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.15pt;"></font></font><font style="left: 15.780000000000001pt; position: absolute;">30,046<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 188.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.45pt;"></font></font><font style="left: 22.08pt; position: absolute;">27,611<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Derivative financial instruments<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 200.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.82pt;"></font></font><font style="left: 19.45pt; position: absolute;">15,932<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 200.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 17.35pt;"></font></font><font style="left: 19.98pt; position: absolute;">21,676<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Debt securities in issue at amortised cost<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 212.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.84pt;"></font></font><font style="left: 18.47pt; position: absolute;">77,370<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 212.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 14.47pt;"></font></font><font style="left: 17.1pt; position: absolute;">70,834<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 224.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Liabilities arising from insurance and participating investment contracts<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 224.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.83pt;"></font></font><font style="left: 16.46pt; position: absolute;">131,559<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 224.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 11.62pt;"></font></font><font style="left: 14.25pt; position: absolute;">122,064<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 236.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Liabilities arising from non-participating investment contracts<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 236.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.21pt;"></font></font><font style="left: 17.84pt; position: absolute;">56,267<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 236.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 17.27pt;"></font></font><font style="left: 19.9pt; position: absolute;">51,228<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 248.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other liabilities<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 248.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 14.47pt;"></font></font><font style="left: 17.1pt; position: absolute;">27,890<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 248.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.65pt;"></font></font><font style="left: 16.28pt; position: absolute;">30,644<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 260.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Subordinated liabilities<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 260.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.7pt;"></font></font><font style="left: 18.33pt; position: absolute;">10,936<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 260.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.43pt;"></font></font><font style="left: 18.06pt; position: absolute;">10,089<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 272.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total liabilities<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 272.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.01pt;"></font></font><font style="left: 15.64pt; position: absolute;">891,831<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 272.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.32pt;"></font></font><font style="left: 10.95pt; position: absolute;">860,809<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 284.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total equity<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 284.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 14.43pt;"></font></font><font style="left: 17.06pt; position: absolute;">45,633<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 284.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.96pt;"></font></font><font style="left: 16.59pt; position: absolute;">45,888<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 296.25pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total equity and liabilities<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 296.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.43pt;"></font></font><font style="left: 12.059999999999999pt; position: absolute;">937,464<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 296.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.57pt;"></font></font><font style="left: 12.2pt; position: absolute;">906,697<font style="display: inline-block; height: 6.4pt; width: 2.96pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div id="idb9aa5e49ae74a5bad4856c364352e43_2270" style="position: absolute; top: 396.74pt;"></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; top: 396.74pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 257.18pt; position: absolute; text-decoration: none; white-space: pre;">CAPITAL METRICS<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="position: absolute; top: 415.54pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 375.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 21.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.65pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.5pt; position: absolute; text-decoration: none; white-space: pre;">At 30 Sep<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 12.25pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.6pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.65pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.61pt; position: absolute; text-decoration: none; white-space: pre;">At 31 Dec<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 12.25pt; width: 47.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.3pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 33.75pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Risk-weighted assets<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 33.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.3pt;"></font></font><font style="left: 11.93pt; position: absolute;">&#163;232.3bn<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 33.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.95pt;"></font></font><font style="left: 11.579999999999998pt; position: absolute;">&#163;224.6bn<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 45.75pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Common equity tier 1 ratio<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 45.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.32pt; position: absolute; text-decoration: none; white-space: pre;">13.8%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 45.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.6pt; position: absolute; text-decoration: none; white-space: pre;">14.2%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 57.75pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Tier 1 capital ratio<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 57.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 24.2pt; position: absolute; text-decoration: none; white-space: pre;">15.7%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 57.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.34pt; position: absolute; text-decoration: none; white-space: pre;">16.6%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 69.75pt; width: 375.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 375.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total capital ratio<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 375.75pt; position: absolute; top: 69.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.05pt; position: absolute; text-decoration: none; white-space: pre;">18.6%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 69.75pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 23.01pt; position: absolute; text-decoration: none; white-space: pre;">19.0%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.73pt; position: absolute; text-decoration: none; white-space: pre;">Page 5 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.12pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_37" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 254.15pt; position: absolute; text-decoration: none; white-space: pre;">FINANCIAL REVIEW<font style="display: inline-block; height: 7.2pt;"></font></font></div><div id="idb9aa5e49ae74a5bad4856c364352e43_40" style="position: absolute; top: 75.49pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 75.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">Income statement<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 94.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 285.13pt;">The Group&#8217;s statutory profit before tax for the first nine months of <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 341.82pt; position: absolute; text-decoration: none; white-space: pre; width: 21.19pt;">2025<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.01pt; position: absolute; text-decoration: none; white-space: pre; width: 26.72pt;"> was &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 389.73pt; position: absolute; text-decoration: none; white-space: pre; width: 24.12pt;">4,678<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.85pt; position: absolute; text-decoration: none; white-space: pre; width: 36.01pt;">&#160;million, <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 449.86pt; position: absolute; text-decoration: none; white-space: pre; width: 12.85pt;">9%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 462.71pt; position: absolute; text-decoration: none; white-space: pre; width: 2.7pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.41pt; position: absolute; text-decoration: none; white-space: pre; width: 23.5pt;">lower<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.91pt; position: absolute; text-decoration: none; white-space: pre; width: 49.23pt;"> than in the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.14pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 90.96pt;">first nine months of <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.64999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 169.39pt; position: absolute; text-decoration: none; white-space: pre; width: 6.42pt;">. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 175.81pt; position: absolute; text-decoration: none; white-space: pre; width: 362.4pt;">This included higher total income, more than offset by a charge for motor finance<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 334.48pt;">commission arrangements in the third quarter and a higher impairment charge.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 391.17pt; position: absolute; text-decoration: none; white-space: pre; width: 93.03pt;"> Profit after tax was &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 484.2pt; position: absolute; text-decoration: none; white-space: pre; width: 23.15pt;">3,322<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 507.35pt; position: absolute; text-decoration: none; white-space: pre; width: 30.92pt;">&#160;million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 128.69pt;">and earnings per share was <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.38pt; position: absolute; text-decoration: none; white-space: pre; width: 13.76pt;">4.8<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 199.14pt; position: absolute; text-decoration: none; white-space: pre; width: 180.62pt;"> pence (nine months to 30 September <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 379.76pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 401.5pt; position: absolute; text-decoration: none; white-space: pre; width: 12.38pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.88pt; position: absolute; text-decoration: none; white-space: pre; width: 21.88pt;">3,777<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 435.76pt; position: absolute; text-decoration: none; white-space: pre; width: 59.18pt;">&#160;million and <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 494.94pt; position: absolute; text-decoration: none; white-space: pre; width: 12.84pt;">5.3<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 507.78pt; position: absolute; text-decoration: none; white-space: pre; width: 30.47pt;">&#160;pence<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 144.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 55.56pt;">respectively).<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 165.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 89.06pt;">Total income for the <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.75pt; position: absolute; text-decoration: none; white-space: pre; width: 52.23pt;">nine months<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 197.98pt; position: absolute; text-decoration: none; white-space: pre; width: 13.79pt;"> of <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.77pt; position: absolute; text-decoration: none; white-space: pre; width: 21.19pt;">2025<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 232.96pt; position: absolute; text-decoration: none; white-space: pre; width: 26.46pt;"> was &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.41999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 26.69pt;">14,252<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 286.11pt; position: absolute; text-decoration: none; white-space: pre; width: 96.84pt;">&#160;million, an increase of <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 382.95pt; position: absolute; text-decoration: none; white-space: pre; width: 12.85pt;">6%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 395.8pt; position: absolute; text-decoration: none; white-space: pre; width: 96.93pt;"> on the same period in <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 492.73pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.47pt; position: absolute; text-decoration: none; white-space: pre; width: 5.9pt;"> (<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.37pt; position: absolute; text-decoration: none; white-space: pre; width: 17.89pt;">nine<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 177.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 31.77pt;">months<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.46pt; position: absolute; text-decoration: none; white-space: pre; width: 14.1pt;"> to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.56pt; position: absolute; text-decoration: none; white-space: pre; width: 60.11pt;">30 September<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 162.67000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 2.45pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.12pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 186.85999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 9.78pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.64pt; position: absolute; text-decoration: none; white-space: pre; width: 26.08pt;">13,477<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.72pt; position: absolute; text-decoration: none; white-space: pre; width: 140.75pt;"> million). Net interest income of &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 363.46999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 25.24pt;">9,808<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.71pt; position: absolute; text-decoration: none; white-space: pre; width: 65.09pt;">&#160;million was up <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.8pt; position: absolute; text-decoration: none; white-space: pre; width: 12.01pt;">7%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 465.81pt; position: absolute; text-decoration: none; white-space: pre; width: 72.4pt;"> on the prior year<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 190.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 3.33pt;">(<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 60.019999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 52.38pt;">nine months<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 112.4pt; position: absolute; text-decoration: none; white-space: pre; width: 14.64pt;"> to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.03999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 60.38pt;">30 September<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 187.42pt; position: absolute; text-decoration: none; white-space: pre; width: 2.72pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.14pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 211.88pt; position: absolute; text-decoration: none; white-space: pre; width: 10.05pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 221.93pt; position: absolute; text-decoration: none; white-space: pre; width: 21.45pt;">9,125<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 243.38pt; position: absolute; text-decoration: none; white-space: pre; width: 294.8pt;"> million), driven by higher average interest-earning assets and a higher<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 203.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 61.13pt;">margin, which <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 117.82pt; position: absolute; text-decoration: none; white-space: pre; width: 420.43pt;">benefitted from a growing structural hedge contribution as balances were reinvested in a higher rate<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 215.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 465.42pt;">environment, partially offset by mortgage refinancing driving margin compression and deposit churn headwinds<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 522.11pt; position: absolute; text-decoration: none; white-space: pre; width: 2.39pt;">.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 236.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 116.19pt;">Other income increased by <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 172.88pt; position: absolute; text-decoration: none; white-space: pre; width: 12.36pt;">2%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.24pt; position: absolute; text-decoration: none; white-space: pre; width: 19.36pt;"> to &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.6pt; position: absolute; text-decoration: none; white-space: pre; width: 25.43pt;">4,444<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 230.03pt; position: absolute; text-decoration: none; white-space: pre; width: 36.65pt;">&#160;million (<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.68pt; position: absolute; text-decoration: none; white-space: pre; width: 52.27pt;">nine months<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.95pt; position: absolute; text-decoration: none; white-space: pre; width: 14.42pt;"> to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 333.37pt; position: absolute; text-decoration: none; white-space: pre; width: 60.27pt;">30 September<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 393.64pt; position: absolute; text-decoration: none; white-space: pre; width: 2.61pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 396.25pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 417.99pt; position: absolute; text-decoration: none; white-space: pre; width: 9.94pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 427.93pt; position: absolute; text-decoration: none; white-space: pre; width: 23.74pt;">4,352<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 451.67pt; position: absolute; text-decoration: none; white-space: pre; width: 2.61pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 454.28pt; position: absolute; text-decoration: none; white-space: pre; width: 83.97pt;">million), with higher<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 248.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">other operating income and a higher insurance service result, partially offset by lower net trading income and lower<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 261.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 243.78pt;">net fee and commission income. Other operating income<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 300.47pt; position: absolute; text-decoration: none; white-space: pre; width: 3.17pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 303.64pt; position: absolute; text-decoration: none; white-space: pre; width: 39.96pt;">increased<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 343.6pt; position: absolute; text-decoration: none; white-space: pre; width: 16.48pt;"> by <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 360.08pt; position: absolute; text-decoration: none; white-space: pre; width: 18.27pt;">20%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.35pt; position: absolute; text-decoration: none; white-space: pre; width: 20.48pt;"> to &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 398.83pt; position: absolute; text-decoration: none; white-space: pre; width: 22.03pt;">1,639<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 420.86pt; position: absolute; text-decoration: none; white-space: pre; width: 37.77pt;"> million (<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.63pt; position: absolute; text-decoration: none; white-space: pre; width: 52.83pt;">nine months<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 511.46pt; position: absolute; text-decoration: none; white-space: pre; width: 15.54pt;"> to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527pt; position: absolute; text-decoration: none; white-space: pre; width: 11.18pt;">30<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 274.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 46.48pt;">September<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.16999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.98pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.15pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 127.89pt; position: absolute; text-decoration: none; white-space: pre; width: 10.31pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 138.2pt; position: absolute; text-decoration: none; white-space: pre; width: 22.03pt;">1,369<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 160.23000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 124.47pt;">&#160;million) as a result of vehicle<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.7pt; position: absolute; text-decoration: none; white-space: pre; width: 227.42pt;"> fleet growth and higher average vehicle rental values<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 512.12pt; position: absolute; text-decoration: none; white-space: pre; width: 26.12pt;"> in UK<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 286.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 122.3pt;">Motor Finance within Retail. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.99pt; position: absolute; text-decoration: none; white-space: pre; width: 187.87pt;">The insurance service result benefitted from <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.86pt; position: absolute; text-decoration: none; white-space: pre; width: 171.36pt;">higher income in the workplace pensions<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 299.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 255.78pt;">business and higher general insurance income net of claims. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.47pt; position: absolute; text-decoration: none; white-space: pre; width: 155.61pt;">Net trading income benefitted from <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.08pt; position: absolute; text-decoration: none; white-space: pre; width: 70.22pt;">growth in Equity<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 311.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">Investments and Central Items, which was driven by the Group&#8217;s equity and direct investment businesses, with<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 324.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 396.93pt;">strong income growth from Lloyds Living and higher income from Lloyds Development Capital.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 453.62pt; position: absolute; text-decoration: none; white-space: pre; width: 84.57pt;"> This was more than<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 337.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 206.79pt;">offset by the effects of negative market volatility.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 357.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 138.83pt;">Total operating expenses were &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 195.52pt; position: absolute; text-decoration: none; white-space: pre; width: 24.05pt;">8,955<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 219.57pt; position: absolute; text-decoration: none; white-space: pre; width: 189.59pt;"> million (nine months 30 September 2024&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.16pt; position: absolute; text-decoration: none; white-space: pre; width: 24.88pt;">8,058<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 434.04pt; position: absolute; text-decoration: none; white-space: pre; width: 104.17pt;"> million). This included a<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 370.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 387.37pt;">higher remediation charge relating to motor finance commission arrangements and reflected<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.06pt; position: absolute; text-decoration: none; white-space: pre; width: 94.2pt;"> inflationary pressures,<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 382.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">strategic investment including planned higher severance front-loaded into the first quarter of 2025 and business<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 395.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 56.83pt;">growth costs.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 113.52pt; position: absolute; text-decoration: none; white-space: pre; width: 302.1pt;"> This was partially offset by cost savings and continued cost discipline. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 415.62pt; position: absolute; text-decoration: none; white-space: pre; width: 122.67pt;">Operating lease depreciation<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 408.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 46.92pt;">was higher <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.61pt; position: absolute; text-decoration: none; white-space: pre; width: 416.45pt;">due to fleet growth, the&#160;depreciation of higher value vehicles and declines in used electric car prices<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 520.06pt; position: absolute; text-decoration: none; white-space: pre; width: 2.39pt;">.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 428.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 108.63pt;">A remediation charge of &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 165.32pt; position: absolute; text-decoration: none; white-space: pre; width: 13.76pt;">912<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.07999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 359.17pt;"> million was recognised by the Group in the first nine months of 2025 (nine months to<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 441.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 94.29pt;">30 September 2024&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 150.98000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 13.95pt;">124<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 164.93pt; position: absolute; text-decoration: none; white-space: pre; width: 38.98pt;">&#160;million), <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 203.91pt; position: absolute; text-decoration: none; white-space: pre; width: 334.37pt;">including an &#163;800 million charge in the third quarter in relation to the potential<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 453.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">impact of motor finance commission arrangements, bringing the total provision for motor finance to &#163;1,950 million.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 466.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">The FCA published a consultation on an industry wide motor finance redress scheme on 7 October 2025. This<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 479.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">provides further detail on its proposed redress approach following the Supreme Court judgment handed down on 1<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 491.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">August 2025, in particular the products in scope, situations where it considers inadequate disclosure would give<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 504.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">rise to an unfair relationship, proposed redress methodology, engagement approach and time bar. Based on the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 516.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.6pt;">FCA proposals in their current form, the potential impact is at the adverse end of the Group&#8217;s range of expected<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 529.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 43.76pt;">outcomes.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 100.44999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 550.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.54pt;">As previously stated, in establishing the Group&#8217;s previous provision of &#163;1,150 million, the Group created a range of<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 562.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">scenarios to address uncertainties on a number of key inputs. The FCA proposals are subject to consultation and<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 575.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">there remain a number of uncertainties. Accordingly, the Group&#8217;s approach continues to consider a probability<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 587.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">weighted outcome considering a range of scenarios representing sensitivities to the FCA&#8217;s current proposals,<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 600.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">together resulting in the additional charge of &#163;800 million. This reflects the increased likelihood of a higher number<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 613.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">of historical cases, particularly DCA, being eligible for redress, including those dating back to 2007 and also the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 625.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.52pt;">likelihood of a higher level of redress than previously anticipated, reflecting the FCA&#8217;s proposed redress calculation<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 638.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 327.64pt;">approach, which is less closely linked to actual customer loss than anticipated.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 658.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.5pt;">The Group remains committed to ensuring customers receive appropriate redress where they suffered loss. The<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 671.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">current FCA proposals remain a consultation. Given that the Group has concerns, including relating to the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 684.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">approach to unfairness and proposed redress methodology, representations will be made to the FCA. The ultimate<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 696.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">outcome of the motor finance commission issue for the Group may evolve as a result of representations made by<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 709.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">various parties as well as further legal proceedings. However, the total &#163;1,950 million provision, including both<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 721.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.49pt;">redress and operational costs, represents the Group&#8217;s best estimate of the potential impact of the motor finance<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 734.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 22.59pt;">issue.<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.57pt; position: absolute; text-decoration: none; white-space: pre;">Page 6 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.28pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">FINANCIAL REVIEW <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.44pt; position: absolute; text-decoration: none; white-space: pre;">(continued)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="line-height: 7.2pt; position: absolute; top: 75.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">Income statement <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.85pt; position: absolute; text-decoration: none; white-space: pre;">(continued)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 94.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 291.91pt;">Asset quality has remained strong in the first nine months of 2025. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.6pt; position: absolute; text-decoration: none; white-space: pre; width: 127.23pt;">The impairment charge was &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.83pt; position: absolute; text-decoration: none; white-space: pre; width: 14.25pt;">619<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 490.08pt; position: absolute; text-decoration: none; white-space: pre; width: 48.12pt;"> million, up<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 30.55pt;">from &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 87.24pt; position: absolute; text-decoration: none; white-space: pre; width: 14.8pt;">272<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.03999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 71.9pt;"> million in the <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 173.94pt; position: absolute; text-decoration: none; white-space: pre; width: 55.19pt;">nine months<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 229.13pt; position: absolute; text-decoration: none; white-space: pre; width: 88.98pt;"> to 30 September <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.11pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 339.85pt; position: absolute; text-decoration: none; white-space: pre; width: 198.37pt;"> which benefitted from a large credit from<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 205.92pt;">improvements in the Group&#8217;s economic outlook. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 262.61pt; position: absolute; text-decoration: none; white-space: pre; width: 275.66pt;">In Commercial Banking, higher charges in the first half of the year<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 46.1pt;">driven by <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.78999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 133.09pt;">a small number of individual <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 235.88pt; position: absolute; text-decoration: none; white-space: pre; width: 302.28pt;">cases were offset by lower expected losses given observed resilient<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 144.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.59pt;">performance and improved loss expectations for accounts in recoveries. Retail portfolios continued to perform<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 157.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 35.62pt;">strongly.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div id="idb9aa5e49ae74a5bad4856c364352e43_43" style="position: absolute; top: 177.89pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 177.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">Balance sheet<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 196.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 207.26pt;">As at 30 September 2025, total assets were &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.95pt; position: absolute; text-decoration: none; white-space: pre; width: 28.63pt;">30,767<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 292.58pt; position: absolute; text-decoration: none; white-space: pre; width: 37.02pt;">&#160;million <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.6pt; position: absolute; text-decoration: none; white-space: pre; width: 25.9pt;">higher<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 355.5pt; position: absolute; text-decoration: none; white-space: pre; width: 22.69pt;"> at &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.19pt; position: absolute; text-decoration: none; white-space: pre; width: 35.02pt;">937,464<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.21pt; position: absolute; text-decoration: none; white-space: pre; width: 37.02pt;">&#160;million <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 450.23pt; position: absolute; text-decoration: none; white-space: pre; width: 63.94pt;">(31 December <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 535.9100000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.39pt;">&#58;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 209.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 4.94pt;">&#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.629999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 35.28pt;">906,697<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 96.91pt; position: absolute; text-decoration: none; white-space: pre; width: 211.49pt;">&#160;million). Financial assets at amortised cost were &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 308.4pt; position: absolute; text-decoration: none; white-space: pre; width: 27.23pt;">16,022<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 335.63pt; position: absolute; text-decoration: none; white-space: pre; width: 33.2pt;">&#160;million <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 368.83pt; position: absolute; text-decoration: none; white-space: pre; width: 25.9pt;">higher<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 394.73pt; position: absolute; text-decoration: none; white-space: pre; width: 18.87pt;"> at &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 413.6pt; position: absolute; text-decoration: none; white-space: pre; width: 33.9pt;">547,799<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 447.5pt; position: absolute; text-decoration: none; white-space: pre; width: 90.77pt;">&#160;million (31 December<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 221.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 78.42999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 9.85pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.28pt; position: absolute; text-decoration: none; white-space: pre; width: 30.23pt;">531,777<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 118.50999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 290.07pt;">&#160;million) supported by increases in loans and advances to customers. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 408.58pt; position: absolute; text-decoration: none; white-space: pre; width: 106.55pt;">This included growth of &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 515.13pt; position: absolute; text-decoration: none; white-space: pre; width: 23.08pt;">8,725<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 234.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 28.1pt;">million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.78999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 3.66pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.45pt; position: absolute; text-decoration: none; white-space: pre; width: 71.31pt;">in UK mortgages<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 159.76pt; position: absolute; text-decoration: none; white-space: pre; width: 378.42pt;"> and growth across UK Retail unsecured loans, credit cards, UK Motor Finance and the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 247.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 105.24pt;">European retail business<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 161.93pt; position: absolute; text-decoration: none; white-space: pre; width: 48.34pt;"> totalling &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.27pt; position: absolute; text-decoration: none; white-space: pre; width: 24.01pt;">6,542<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 234.28pt; position: absolute; text-decoration: none; white-space: pre; width: 32.31pt;"> million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 266.59000000000003pt; position: absolute; text-decoration: none; white-space: pre; width: 148.34pt;">. Lending balances increased by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 414.93pt; position: absolute; text-decoration: none; white-space: pre; width: 56.69pt;">2,504 million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.62pt; position: absolute; text-decoration: none; white-space: pre; width: 66.59pt;"> in Commercial<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 259.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 429.62pt;">Banking, with higher Institutional balances alongside growth in securitised products, partially offset by<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 486.31pt; position: absolute; text-decoration: none; white-space: pre; width: 51.98pt;"> repayments<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 272.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 137.05pt;">of government-backed lending.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 193.74pt; position: absolute; text-decoration: none; white-space: pre; width: 344.42pt;"> The growth in loans and advances to customers was partially offset by a<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 284.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 4.94pt;">&#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.629999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 12.57pt;">717<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 74.2pt; position: absolute; text-decoration: none; white-space: pre; width: 238.43pt;">&#160;million reduction in loans and advances to banks and a &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 312.63pt; position: absolute; text-decoration: none; white-space: pre; width: 15.74pt;">822<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 328.37pt; position: absolute; text-decoration: none; white-space: pre; width: 149.41pt;"> million reduction in debt securities.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 305.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 232.72pt;">Financial assets held at fair value through profit or loss <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 289.40999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 39.96pt;">increased<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 329.37pt; position: absolute; text-decoration: none; white-space: pre; width: 20.28pt;"> by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 349.65pt; position: absolute; text-decoration: none; white-space: pre; width: 27.08pt;">16,326<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 376.73pt; position: absolute; text-decoration: none; white-space: pre; width: 161.54pt;"> million, with increased holdings in the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 318.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.6pt;">Insurance business as a result of market gains on equity investments held to back insurance and investment<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 330.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 369.43pt;">contract liabilities and increased reverse repurchase agreements in the banking business.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 351.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 145.9pt;">Derivative financial assets were &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.59pt; position: absolute; text-decoration: none; white-space: pre; width: 24.78pt;">5,003<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 227.37pt; position: absolute; text-decoration: none; white-space: pre; width: 36.44pt;">&#160;million <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.81pt; position: absolute; text-decoration: none; white-space: pre; width: 23.5pt;">lower<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.31pt; position: absolute; text-decoration: none; white-space: pre; width: 22.11pt;"> at &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 309.41999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 27.72pt;">19,062<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 337.14pt; position: absolute; text-decoration: none; white-space: pre; width: 99.8pt;">&#160;million (31 December <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 436.94pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 458.68pt; position: absolute; text-decoration: none; white-space: pre; width: 11.5pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.18pt; position: absolute; text-decoration: none; white-space: pre; width: 29.92pt;">24,065<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 500.1pt; position: absolute; text-decoration: none; white-space: pre; width: 4.17pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 504.27pt; position: absolute; text-decoration: none; white-space: pre; width: 33.94pt;">million),<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 363.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.47pt;">driven by market movements in the period. Financial assets at fair value through other comprehensive income of<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 376.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 4.94pt;">&#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 61.629999999999995pt; position: absolute; text-decoration: none; white-space: pre; width: 27.1pt;">37,091<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 88.72999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 93.88pt;"> million increased by <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 182.61pt; position: absolute; text-decoration: none; white-space: pre; width: 27.8pt;">&#163;6,401<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 210.41pt; position: absolute; text-decoration: none; white-space: pre; width: 287.45pt;"> million in the period reflecting increases in liquid asset holdings. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.86pt; position: absolute; text-decoration: none; white-space: pre; width: 40.39pt;">Cash and<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 389.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 166.18pt;">balances at central banks reduced by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 222.87pt; position: absolute; text-decoration: none; white-space: pre; width: 16.36pt;">859<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.23pt; position: absolute; text-decoration: none; white-space: pre; width: 50.88pt;"> million to &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.11pt; position: absolute; text-decoration: none; white-space: pre; width: 28.13pt;">61,846<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.24pt; position: absolute; text-decoration: none; white-space: pre; width: 126.59pt;"> million (31 December 2024&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.83pt; position: absolute; text-decoration: none; white-space: pre; width: 28.89pt;">62,705<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.71999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 39.58pt;"> million). <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 513.3pt; position: absolute; text-decoration: none; white-space: pre; width: 24.93pt;">Other<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 401.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 59.61pt;">assets were &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 116.3pt; position: absolute; text-decoration: none; white-space: pre; width: 21.69pt;">2,120<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 137.99pt; position: absolute; text-decoration: none; white-space: pre; width: 36.72pt;">&#160;million <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 174.70999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 23.5pt;">lower<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 198.21pt; position: absolute; text-decoration: none; white-space: pre; width: 340.02pt;">, primarily reflecting the disposal of the Group&#8217;s bulk annuity business in the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 414.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 271.01pt;">second quarter partially offset by increased settlement balances.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 434.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 94.98pt;">Total liabilities were &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 151.67000000000002pt; position: absolute; text-decoration: none; white-space: pre; width: 26.96pt;">31,022<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 178.63pt; position: absolute; text-decoration: none; white-space: pre; width: 34.86pt;">&#160;million <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 213.49pt; position: absolute; text-decoration: none; white-space: pre; width: 25.9pt;">higher<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 239.39pt; position: absolute; text-decoration: none; white-space: pre; width: 20.53pt;"> at &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 259.91999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 30.94pt;">891,831<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 290.86pt; position: absolute; text-decoration: none; white-space: pre; width: 96.64pt;">&#160;million (31&#160;December <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.5pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 409.24pt; position: absolute; text-decoration: none; white-space: pre; width: 10.71pt;">&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 419.95pt; position: absolute; text-decoration: none; white-space: pre; width: 36.69pt;">860,809<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 456.64pt; position: absolute; text-decoration: none; white-space: pre; width: 40.58pt;">&#160;million). <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 497.21999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 41pt;">Customer<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 447.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 54.76pt;">deposits of &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 111.44999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 34.12pt;">496,722<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.57pt; position: absolute; text-decoration: none; white-space: pre; width: 152.43pt;">&#160;million increased in the period by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 298pt; position: absolute; text-decoration: none; white-space: pre; width: 25.89pt;">13,977<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 323.89pt; position: absolute; text-decoration: none; white-space: pre; width: 149.86pt;"> million. Retail deposits increased &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 473.75pt; position: absolute; text-decoration: none; white-space: pre; width: 53.88pt;">4,019 million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 527.63pt; position: absolute; text-decoration: none; white-space: pre; width: 10.55pt;"> in<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 460.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 90.55pt;">the period, including <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 147.24pt; position: absolute; text-decoration: none; white-space: pre; width: 391.06pt;">growth in Retail savings accounts, as a result of net inflows to limited withdrawal and fixed<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 472.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.52pt;">term deposits given the Group&#8217;s strong performance throughout the ISA season, and growth in European retail<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 485.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 39.13pt;">balances.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 95.82pt; position: absolute; text-decoration: none; white-space: pre; width: 83.75pt;"> This was alongside <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 179.57pt; position: absolute; text-decoration: none; white-space: pre; width: 358.71pt;">growth in current accounts, due to strength in customer income and subdued spend.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 497.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 174.54pt;">Commercial Banking deposits were up &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 231.23pt; position: absolute; text-decoration: none; white-space: pre; width: 55.8pt;">9,923 million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 287.03pt; position: absolute; text-decoration: none; white-space: pre; width: 184.67pt;">, resulting from growth in targeted sectors<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.7pt; position: absolute; text-decoration: none; white-space: pre; width: 66.54pt;">. Deposits from<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 510.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 89.21pt;">banks increased by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.89999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 20.48pt;">2,172<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 166.38pt; position: absolute; text-decoration: none; white-space: pre; width: 128.09pt;"> million (31 December 2024&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.47pt; position: absolute; text-decoration: none; white-space: pre; width: 22.04pt;">6,158<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 316.51pt; position: absolute; text-decoration: none; white-space: pre; width: 221.76pt;"> million), while repurchase agreements at amortised<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 523.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 73.97pt;">cost reduced by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 130.66pt; position: absolute; text-decoration: none; white-space: pre; width: 14.35pt;">981<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.01pt; position: absolute; text-decoration: none; white-space: pre; width: 123.79pt;"> million (31 December 2024&#58; &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 268.8pt; position: absolute; text-decoration: none; white-space: pre; width: 28.63pt;">37,760<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 297.43pt; position: absolute; text-decoration: none; white-space: pre; width: 36.14pt;"> million).<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 543.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 307.89pt;">Financial liabilities at fair value through profit or loss increased by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 364.58pt; position: absolute; text-decoration: none; white-space: pre; width: 23.74pt;">2,435<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 388.32pt; position: absolute; text-decoration: none; white-space: pre; width: 56.55pt;">&#160;million to &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 444.87pt; position: absolute; text-decoration: none; white-space: pre; width: 30.87pt;">30,046<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 475.74pt; position: absolute; text-decoration: none; white-space: pre; width: 51.24pt;">&#160;million at <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 526.98pt; position: absolute; text-decoration: none; white-space: pre; width: 11.18pt;">30<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 556.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 46.48pt;">September<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 103.16999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 4.52pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.69pt; position: absolute; text-decoration: none; white-space: pre; width: 21.19pt;">2025<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 128.88pt; position: absolute; text-decoration: none; white-space: pre; width: 385.5pt;"> due to increased repurchase agreements. Derivative financial liabilities decreased by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 514.38pt; position: absolute; text-decoration: none; white-space: pre; width: 23.85pt;">5,744<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 568.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 51.22pt;">million to &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 107.91pt; position: absolute; text-decoration: none; white-space: pre; width: 26.72pt;">15,932<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 134.63pt; position: absolute; text-decoration: none; white-space: pre; width: 403.67pt;">&#160;million as a result of market movements. Liabilities arising from insurance and investment<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 581.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 45.48pt;">contracts <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 102.16999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 39.96pt;">increased<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.13pt; position: absolute; text-decoration: none; white-space: pre; width: 26.48pt;"> by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 168.61pt; position: absolute; text-decoration: none; white-space: pre; width: 27.59pt;">14,534<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 196.2pt; position: absolute; text-decoration: none; white-space: pre; width: 342pt;"> million reflecting the increase in policyholder investments. Other liabilities<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 594.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 63.18pt;">decreased by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 119.87pt; position: absolute; text-decoration: none; white-space: pre; width: 23.17pt;">2,754<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 143.04pt; position: absolute; text-decoration: none; white-space: pre; width: 395.1pt;">&#160;million and included the effects of the disposal of the Group&#8217;s bulk annuity business, partially<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.14pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 606.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">offset by increased provisions, primarily driven by the increase in relation to motor finance commission<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 619.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 237.89pt;">arrangements. Debt securities in issue increased by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 294.58pt; position: absolute; text-decoration: none; white-space: pre; width: 24.04pt;">6,536<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 318.62pt; position: absolute; text-decoration: none; white-space: pre; width: 219.65pt;">&#160;million, with new issuances in the period, while<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 631.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 151.75pt;">subordinated liabilities reduced by &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 208.44pt; position: absolute; text-decoration: none; white-space: pre; width: 16.07pt;">847<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 224.51pt; position: absolute; text-decoration: none; white-space: pre; width: 32.81pt;"> million.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 652.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 69.02pt;">Total equity of &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 125.71pt; position: absolute; text-decoration: none; white-space: pre; width: 29.5pt;">45,633<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 155.20999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 106.24pt;"> million at 30 September <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 261.45pt; position: absolute; text-decoration: none; white-space: pre; width: 21.19pt;">2025<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 282.64pt; position: absolute; text-decoration: none; white-space: pre; width: 2.33pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 284.97pt; position: absolute; text-decoration: none; white-space: pre; width: 42.86pt;">decreased<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 327.83pt; position: absolute; text-decoration: none; white-space: pre; width: 29.68pt;"> from &#163;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 357.51pt; position: absolute; text-decoration: none; white-space: pre; width: 30.34pt;">45,888<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 387.85pt; position: absolute; text-decoration: none; white-space: pre; width: 100.27pt;"> million at 31 December <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.12pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 509.86pt; position: absolute; text-decoration: none; white-space: pre; width: 28.3pt;">. Profit<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 665.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.61pt;">for the period, the unwind of the cash flow hedging reserve and issuance of an AT1 capital instrument in February<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 677.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.46pt;">2025 was more than offset by the impact of the ongoing share buyback programme, the dividends paid in May<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.15pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 690.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.54pt;">2025 and September 2025, as well as the impact of redemptions of AT1 capital instruments in June 2025 and<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 702.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 190.57pt;">September 2025 and a lower pension surplus.<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.94pt; position: absolute; text-decoration: none; white-space: pre;">Page 7 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 255.91pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_46" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">FINANCIAL REVIEW <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 145.44pt; position: absolute; text-decoration: none; white-space: pre;">(continued)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; top: 75.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">Capital<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 94.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 274.33pt;">The Group&#8217;s common equity tier 1 (CET1) capital ratio reduced to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 331.02pt; position: absolute; text-decoration: none; white-space: pre; width: 23.78pt;">13.8%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 354.8pt; position: absolute; text-decoration: none; white-space: pre; width: 183.49pt;"> at 30 September 2025 (31 December 2024&#58;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 106.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 23.65pt;">14.2%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 80.34pt; position: absolute; text-decoration: none; white-space: pre; width: 457.89pt;">). Banking business profits for the first nine months of the year, after a provision charge for motor finance<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 119.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.5pt;">commission arrangements, and the dividends received from the Group&#8217;s Insurance business were more than offset<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 132.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">by the recognition of the full capital impact of the ongoing ordinary share buyback programme, the accrual for<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 144.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.54pt;">foreseeable ordinary dividends, the payment of the interim ordinary dividend in September 2025, distributions on<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 157.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 270.45pt;">other equity instruments and an increase in risk-weighted assets.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 177.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 177.05pt;">The Group&#8217;s total capital ratio reduced to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.74pt; position: absolute; text-decoration: none; white-space: pre; width: 24.05pt;">18.6%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 257.78999999999996pt; position: absolute; text-decoration: none; white-space: pre; width: 185.55pt;"> at 30 September 2025 (31 December 2024&#58; <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 443.34pt; position: absolute; text-decoration: none; white-space: pre; width: 24.32pt;">19.0%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.66pt; position: absolute; text-decoration: none; white-space: pre; width: 70.48pt;">). The increase in<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.14pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 190.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.59pt;">CET1 capital and the issuance of new AT1 and tier 2 capital instruments during the period was more than offset by<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 203.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 412.14pt;">AT1 and tier 2 instrument calls, other tier 2 movements and the increase in risk-weighted assets.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 468.83pt; position: absolute; text-decoration: none; white-space: pre; width: 3.16pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 471.99pt; position: absolute; text-decoration: none; white-space: pre; width: 66.19pt;">The MREL ratio<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 215.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 49.95pt;">reduced to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 106.64pt; position: absolute; text-decoration: none; white-space: pre; width: 23.19pt;">31.2%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 129.82999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 192.83pt;"> at 30 September 2025 (31 December 2024&#58; <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 322.66pt; position: absolute; text-decoration: none; white-space: pre; width: 25.07pt;">32.2%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 347.73pt; position: absolute; text-decoration: none; white-space: pre; width: 190.45pt;">) with the increase in other eligible liabilities<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 228.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">more than offset by the reduction in total capital resources after adjustments and the increase in risk-weighted<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 240.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 27.72pt;">assets.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 84.41pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 261.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 148.03pt;">Risk-weighted assets increased by <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 204.72pt; position: absolute; text-decoration: none; white-space: pre; width: 59.26pt;">&#163;7,625 million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 263.98pt; position: absolute; text-decoration: none; white-space: pre; width: 15.68pt;"> to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 279.65999999999997pt; position: absolute; text-decoration: none; white-space: pre; width: 69.09pt;">&#163;232,257 million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 348.75pt; position: absolute; text-decoration: none; white-space: pre; width: 189.51pt;"> at 30 September 2025 (31&#160;December 2024&#58;<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 274.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 69.87pt;">&#163;224,632 million<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 126.56pt; position: absolute; text-decoration: none; white-space: pre; width: 411.7pt;">). This reflects the impact of strong lending growth and other movements, partially offset through<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 286.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 133.86pt;">continued optimisation activity.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 190.55pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 307.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 182.15pt;">The Group&#8217;s UK leverage ratio reduced to <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 238.84pt; position: absolute; text-decoration: none; white-space: pre; width: 19.93pt;">5.2%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 258.77pt; position: absolute; text-decoration: none; white-space: pre; width: 193.31pt;"> at 30 September 2025 (31 December 2024&#58; <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 452.08pt; position: absolute; text-decoration: none; white-space: pre; width: 20.06pt;">5.5%<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 472.14pt; position: absolute; text-decoration: none; white-space: pre; width: 66.03pt;">), reflecting the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 319.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">reduction in tier 1 capital and an increase in the leverage exposure measure. The latter primarily reflects increases<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 332.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">across loans and advances and other assets, due in part to strong lending growth, in addition to an increase in off-<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 345.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 85.78pt;">balance sheet items.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 142.47pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.53pt; position: absolute; text-decoration: none; white-space: pre;">Page 8 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.33pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_52" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 208.97pt; position: absolute; text-decoration: none; white-space: pre;">ADDITIONAL FINANCIAL <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 319.65999999999997pt; position: absolute; text-decoration: none; white-space: pre;">INFORMATION<font style="display: inline-block; height: 7.2pt;"></font></font></div><div id="idb9aa5e49ae74a5bad4856c364352e43_55" style="position: absolute; top: 75.49pt;"></div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 75.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 56.69pt; position: absolute; width: 5.98pt;">1.<font style="display: inline-block; height: 7.2pt; width: 8.19pt;"></font></font><font style="left: 70.86pt; position: absolute; width: 90.28pt;">Basis of presentation<font style="display: inline-block; height: 7.2pt;"></font></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 96.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 431.54pt;">This release covers the results of Lloyds Banking Group plc together with its subsidiaries (the Group) <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 488.23pt; position: absolute; text-decoration: none; white-space: pre; width: 50.06pt;">for the nine<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.29pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 108.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 125.08pt;">months ended 30 September <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 181.76999999999998pt; position: absolute; text-decoration: none; white-space: pre; width: 21.19pt;">2025<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 202.96pt; position: absolute; text-decoration: none; white-space: pre; width: 2.39pt;">.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 129.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 58.78pt;">The Group&#8217;s <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 115.47pt; position: absolute; text-decoration: none; white-space: pre; width: 39.25pt;">Q3 2025<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 154.72pt; position: absolute; text-decoration: none; white-space: pre; width: 211.87pt;"> Interim Pillar 3 Disclosures can be found at&#58; <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 366.59pt; position: absolute; text-decoration: none; white-space: pre; width: 171.71pt;">www.lloydsbankinggroup.com&#47;investors&#47;<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 141.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 109.27pt;">financial-downloads.html.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="line-height: 7.2pt; position: absolute; top: 162.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">Accounting policies<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 176.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 321.91pt;">The accounting policies are consistent with those applied by the Group in its <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 378.6pt; position: absolute; text-decoration: none; white-space: pre; width: 21.74pt;">2024<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 400.34pt; position: absolute; text-decoration: none; white-space: pre; width: 124.77pt;"> Annual Report on Form 20-F.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div id="idb9aa5e49ae74a5bad4856c364352e43_61" style="position: absolute; top: 196.89pt;"></div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 196.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 56.69pt; position: absolute; width: 7.75pt;">2.<font style="display: inline-block; height: 7.2pt; width: 6.42pt;"></font></font><font style="left: 70.86pt; position: absolute; width: 296.19pt;">Loans and advances to customers and expected credit loss allowance<font style="display: inline-block; height: 7.2pt;"></font></font></font></div><div style="position: absolute; text-align: justify; text-align-last: var(--justify); top: 209.49pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 480.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 163.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 30pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 163.5pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 20.5pt; width: 163.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">At <font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.649999999999999pt; position: absolute; text-decoration: none; white-space: pre;">30 September 2025<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 10.9pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 10.98pt; position: absolute; text-decoration: none; white-space: pre;">Stage 1<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 20.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.47pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 10.9pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.34pt; position: absolute; text-decoration: none; white-space: pre;">Stage 2<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 20.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.47pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 10.9pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.17pt; position: absolute; text-decoration: none; white-space: pre;">Stage 3<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 20.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.47pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 10.9pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.43pt; position: absolute; text-decoration: none; white-space: pre;">POCI<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 20.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.47pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 10.9pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.31pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 20.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.47pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 1.3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.34pt; position: absolute; text-decoration: none; white-space: pre;">Stage 2<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 10.9pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 10.88pt; position: absolute; text-decoration: none; white-space: pre;">as % of<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 20.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.78pt; position: absolute; text-decoration: none; white-space: pre;">total<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 1.3pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.17pt; position: absolute; text-decoration: none; white-space: pre;">Stage 3<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 10.9pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 10.88pt; position: absolute; text-decoration: none; white-space: pre;">as % of<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 20.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.78pt; position: absolute; text-decoration: none; white-space: pre;">total<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 42pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Loans and advances to customers<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 54pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK mortgages<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 54pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 4.72pt;"></font></font><font style="left: 7.35pt; position: absolute;">282,315<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 54pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 6.56pt;"></font></font><font style="left: 9.19pt; position: absolute;">29,903<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 54pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 11.1pt;"></font></font><font style="left: 13.73pt; position: absolute;">3,990<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 54pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.4pt;"></font></font><font style="left: 15.030000000000001pt; position: absolute;">5,533<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 54pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 6.67pt;"></font></font><font style="left: 9.3pt; position: absolute;">321,741<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 54pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.13pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.13pt; position: absolute;">9.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 54pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 26.38pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 26.38pt; position: absolute;">1.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 66pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Credit cards<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 66pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.5pt;"></font></font><font style="left: 11.129999999999999pt; position: absolute;">14,628<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 66pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 14.28pt;"></font></font><font style="left: 16.91pt; position: absolute;">2,471<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 66pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.84pt;"></font></font><font style="left: 21.47pt; position: absolute;">269<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 66pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 66pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.21pt;"></font></font><font style="left: 11.84pt; position: absolute;">17,368<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 66pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 21.26pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 21.26pt; position: absolute;">14.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 66pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 26.29pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 26.29pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 78pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK unsecured loans and overdrafts<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 78pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.41pt;"></font></font><font style="left: 11.04pt; position: absolute;">10,345<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 78pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.92pt;"></font></font><font style="left: 18.55pt; position: absolute;">1,417<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 78pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 22.56pt;"></font></font><font style="left: 25.189999999999998pt; position: absolute;">191<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 78pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 78pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 10.96pt;"></font></font><font style="left: 13.59pt; position: absolute;">11,953<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 78pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.04pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.04pt; position: absolute;">11.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 78pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.94pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.94pt; position: absolute;">1.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 90pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK Motor Finance<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 90pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.77pt;"></font></font><font style="left: 11.399999999999999pt; position: absolute;">14,283<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 90pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 11.67pt;"></font></font><font style="left: 14.3pt; position: absolute;">2,544<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 90pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.28pt;"></font></font><font style="left: 22.91pt; position: absolute;">148<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 90pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 90pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.35pt;"></font></font><font style="left: 11.98pt; position: absolute;">16,975<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 90pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.98pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 20.98pt; position: absolute;">15.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 90pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.53pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.53pt; position: absolute;">0.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 102pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 5.76pt;"></font></font><font style="left: 8.39pt; position: absolute;">20,804<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.41pt;"></font></font><font style="left: 22.04pt; position: absolute;">379<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.77pt;"></font></font><font style="left: 23.4pt; position: absolute;">158<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 10.91pt;"></font></font><font style="left: 13.54pt; position: absolute;">21,341<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.88pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.88pt; position: absolute;">1.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 102pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.27pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.27pt; position: absolute;">0.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 114pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 114pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 3.13pt;"></font></font><font style="left: 5.76pt; position: absolute;">342,375<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 114pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.13pt;"></font></font><font style="left: 11.760000000000002pt; position: absolute;">36,714<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 114pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.11pt;"></font></font><font style="left: 14.739999999999998pt; position: absolute;">4,756<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 114pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.4pt;"></font></font><font style="left: 15.030000000000001pt; position: absolute;">5,533<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 114pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 2.36pt;"></font></font><font style="left: 4.99pt; position: absolute;">389,378<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 114pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.72pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.72pt; position: absolute;">9.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 114pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 26.38pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 26.38pt; position: absolute;">1.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 126pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Business and Commercial Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 126pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 7.24pt;"></font></font><font style="left: 9.870000000000001pt; position: absolute;">25,663<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 126pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.06pt;"></font></font><font style="left: 14.690000000000001pt; position: absolute;">2,520<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 126pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.85pt;"></font></font><font style="left: 15.48pt; position: absolute;">1,030<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 126pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 126pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 9.41pt;"></font></font><font style="left: 12.04pt; position: absolute;">29,213<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 126pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.8pt; position: absolute;">8.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 126pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.48pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.48pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 138pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Institutional Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 138pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.08pt;"></font></font><font style="left: 10.71pt; position: absolute;">58,410<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 138pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 11.81pt;"></font></font><font style="left: 14.440000000000001pt; position: absolute;">2,546<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 138pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.64pt;"></font></font><font style="left: 21.27pt; position: absolute;">824<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 138pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 138pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.61pt;"></font></font><font style="left: 11.239999999999998pt; position: absolute;">61,780<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 138pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.8pt; position: absolute;">4.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 138pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 26.21pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 26.21pt; position: absolute;">1.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 150pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 150pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 6.66pt;"></font></font><font style="left: 9.29pt; position: absolute;">84,073<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 150pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 11.18pt;"></font></font><font style="left: 13.809999999999999pt; position: absolute;">5,066<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 150pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.39pt;"></font></font><font style="left: 16.02pt; position: absolute;">1,854<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 150pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 150pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 6.12pt;"></font></font><font style="left: 8.75pt; position: absolute;">90,993<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 150pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.21pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.21pt; position: absolute;">5.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 150pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.97pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.97pt; position: absolute;">2.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 162pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 24.79pt; position: absolute; text-decoration: none; top: -2.2399999999999998pt; vertical-align: super; white-space: pre;">1<font style="display: inline-block; height: 4.16pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 162pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.7pt;"></font></font><font style="left: 21.33pt; position: absolute;">264<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 162pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 162pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 162pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 162pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.7pt;"></font></font><font style="left: 21.33pt; position: absolute;">264<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 162pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 31.97pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 162pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 31.97pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 174pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total gross lending<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 174pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 4.76pt;"></font></font><font style="left: 7.39pt; position: absolute;">426,712<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 174pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 8.47pt;"></font></font><font style="left: 11.100000000000001pt; position: absolute;">41,780<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 174pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.91pt;"></font></font><font style="left: 15.54pt; position: absolute;">6,610<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 174pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.4pt;"></font></font><font style="left: 15.030000000000001pt; position: absolute;">5,533<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 174pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 1.29pt;"></font></font><font style="left: 3.92pt; position: absolute;">480,635<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 392.25pt; position: absolute; top: 174pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.54pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.54pt; position: absolute;">8.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 438pt; position: absolute; top: 174pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.8pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="20"><div style="left: 0pt; position: absolute; top: 198pt; width: 477.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 477.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Customer related ECL allowance (drawn and undrawn)<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 210pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK mortgages<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 210pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.24pt;"></font></font><font style="left: 25.869999999999997pt; position: absolute;">49<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 210pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.36pt;"></font></font><font style="left: 23.99pt; position: absolute;">221<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 210pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.69pt;"></font></font><font style="left: 21.32pt; position: absolute;">305<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 210pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.83pt;"></font></font><font style="left: 23.459999999999997pt; position: absolute;">165<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 210pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.67pt;"></font></font><font style="left: 21.3pt; position: absolute;">740<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 222pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Credit cards<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 222pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.28pt;"></font></font><font style="left: 21.91pt; position: absolute;">226<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 222pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.78pt;"></font></font><font style="left: 21.41pt; position: absolute;">286<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 222pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23pt;"></font></font><font style="left: 25.63pt; position: absolute;">121<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 222pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 222pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.94pt;"></font></font><font style="left: 21.57pt; position: absolute;">633<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 234pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK unsecured loans and overdrafts<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 234pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.69pt;"></font></font><font style="left: 23.32pt; position: absolute;">183<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 234pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.55pt;"></font></font><font style="left: 22.18pt; position: absolute;">232<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 234pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.5pt;"></font></font><font style="left: 23.13pt; position: absolute;">105<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 234pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 234pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.86pt;"></font></font><font style="left: 21.49pt; position: absolute;">520<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 246pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK Motor Finance<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 75.57pt; position: absolute; text-decoration: none; top: -2.2399999999999998pt; vertical-align: super; white-space: pre;">2<font style="display: inline-block; height: 4.16pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 246pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.42pt;"></font></font><font style="left: 23.05pt; position: absolute;">198<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 246pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.19pt;"></font></font><font style="left: 23.82pt; position: absolute;">132<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 246pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.18pt;"></font></font><font style="left: 25.81pt; position: absolute;">84<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 246pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 246pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.2pt;"></font></font><font style="left: 22.83pt; position: absolute;">414<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 258pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 258pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 25.4pt;"></font></font><font style="left: 28.029999999999998pt; position: absolute;">18<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 258pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.36pt;"></font></font><font style="left: 30.99pt; position: absolute;">9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 258pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.65pt;"></font></font><font style="left: 26.279999999999998pt; position: absolute;">36<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 258pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 258pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.65pt;"></font></font><font style="left: 26.279999999999998pt; position: absolute;">63<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 270pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 270pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19pt;"></font></font><font style="left: 21.63pt; position: absolute;">674<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 270pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 17.95pt;"></font></font><font style="left: 20.58pt; position: absolute;">880<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 270pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.83pt;"></font></font><font style="left: 23.459999999999997pt; position: absolute;">651<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 270pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.83pt;"></font></font><font style="left: 23.459999999999997pt; position: absolute;">165<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 270pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 12.28pt;"></font></font><font style="left: 14.91pt; position: absolute;">2,370<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 282pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Business and Commercial Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 282pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.24pt;"></font></font><font style="left: 25.869999999999997pt; position: absolute;">94<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 282pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.28pt;"></font></font><font style="left: 22.91pt; position: absolute;">184<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 282pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.92pt;"></font></font><font style="left: 23.55pt; position: absolute;">126<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 282pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 282pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 17.79pt;"></font></font><font style="left: 20.419999999999998pt; position: absolute;">404<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 294pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Institutional Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 294pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.59pt;"></font></font><font style="left: 23.22pt; position: absolute;">102<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 294pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 22.5pt;"></font></font><font style="left: 25.13pt; position: absolute;">118<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 294pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.75pt;"></font></font><font style="left: 23.38pt; position: absolute;">316<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 294pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 294pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.02pt;"></font></font><font style="left: 21.65pt; position: absolute;">536<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 306pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 306pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.48pt;"></font></font><font style="left: 23.11pt; position: absolute;">196<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 306pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.78pt;"></font></font><font style="left: 21.41pt; position: absolute;">302<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 306pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.56pt;"></font></font><font style="left: 21.189999999999998pt; position: absolute;">442<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 306pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 306pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 17.93pt;"></font></font><font style="left: 20.56pt; position: absolute;">940<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 318pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 318pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 318pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 318pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 318pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 318pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 330pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 330pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.75pt;"></font></font><font style="left: 21.38pt; position: absolute;">870<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 330pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 15.7pt;"></font></font><font style="left: 18.33pt; position: absolute;">1,182<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 330pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.18pt;"></font></font><font style="left: 15.809999999999999pt; position: absolute;">1,093<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 330pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.83pt;"></font></font><font style="left: 23.459999999999997pt; position: absolute;">165<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 330pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 13.45pt;"></font></font><font style="left: 16.08pt; position: absolute;">3,310<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="20"><div style="left: 0pt; position: absolute; top: 354pt; width: 477.75pt;"><div><div style="line-height: 6.4pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.5pt; width: 477.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 402.58pt;">Customer related ECL allowance (drawn and undrawn) as a percentage of loans and advances to customers<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 24pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 24pt; left: 163.5pt; overflow: hidden; position: absolute; top: 366pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.76pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 12.86pt; position: absolute; text-decoration: none; white-space: pre;">Stage 1 <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.36pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.5pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 24pt; left: 209.25pt; overflow: hidden; position: absolute; top: 366pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.76pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 11.22pt; position: absolute; text-decoration: none; white-space: pre;">Stage 2 <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.36pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.5pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 24pt; left: 255pt; overflow: hidden; position: absolute; top: 366pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.76pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 11.05pt; position: absolute; text-decoration: none; white-space: pre;">Stage 3 <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.36pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.5pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 24pt; left: 300.75pt; overflow: hidden; position: absolute; top: 366pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.76pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.31pt; position: absolute; text-decoration: none; white-space: pre;">POCI <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.36pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.5pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="height: 24pt; left: 346.5pt; overflow: hidden; position: absolute; top: 366pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.76pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.19pt; position: absolute; text-decoration: none; white-space: pre;">Total <font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.36pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.5pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 390pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK mortgages<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 31.97pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.64pt;"></font></font><font style="left: 24.27pt; position: absolute;">0.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.97pt;"></font></font><font style="left: 24.599999999999998pt; position: absolute;">7.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.17pt;"></font></font><font style="left: 23.8pt; position: absolute;">3.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 390pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.34pt;"></font></font><font style="left: 23.97pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 402pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Credit cards<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.66pt;"></font></font><font style="left: 26.29pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.41pt;"></font></font><font style="left: 23.04pt; position: absolute;">11.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.13pt;"></font></font><font style="left: 18.759999999999998pt; position: absolute;">45.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 402pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.5pt;"></font></font><font style="left: 24.13pt; position: absolute;">3.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 414pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK unsecured loans and overdrafts<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 414pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.25pt;"></font></font><font style="left: 25.88pt; position: absolute;">1.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 414pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.19pt;"></font></font><font style="left: 20.82pt; position: absolute;">16.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 414pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.62pt;"></font></font><font style="left: 19.25pt; position: absolute;">55.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 414pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 414pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.95pt;"></font></font><font style="left: 23.58pt; position: absolute;">4.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 426pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">UK Motor Finance<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 426pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.17pt;"></font></font><font style="left: 25.8pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 426pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 22.02pt;"></font></font><font style="left: 24.65pt; position: absolute;">5.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 426pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.54pt;"></font></font><font style="left: 19.169999999999998pt; position: absolute;">56.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 426pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 426pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.53pt;"></font></font><font style="left: 24.16pt; position: absolute;">2.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 438pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 438pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 22.98pt;"></font></font><font style="left: 25.61pt; position: absolute;">0.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 438pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.53pt;"></font></font><font style="left: 24.16pt; position: absolute;">2.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 438pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 17.07pt;"></font></font><font style="left: 19.7pt; position: absolute;">22.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 438pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 438pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.17pt;"></font></font><font style="left: 23.8pt; position: absolute;">0.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 450pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Retail<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 450pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.34pt;"></font></font><font style="left: 23.97pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 450pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.53pt;"></font></font><font style="left: 24.16pt; position: absolute;">2.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 450pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.34pt;"></font></font><font style="left: 21.97pt; position: absolute;">13.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 450pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.17pt;"></font></font><font style="left: 23.8pt; position: absolute;">3.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 450pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.9pt;"></font></font><font style="left: 23.529999999999998pt; position: absolute;">0.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 462pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Business and Commercial Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 462pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.76pt;"></font></font><font style="left: 23.39pt; position: absolute;">0.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 462pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 22.24pt;"></font></font><font style="left: 24.869999999999997pt; position: absolute;">7.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 462pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.21pt;"></font></font><font style="left: 21.84pt; position: absolute;">12.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 462pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 462pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 23.17pt;"></font></font><font style="left: 25.8pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-right: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 474pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.3pt; position: absolute; text-decoration: none; white-space: pre;">Corporate and Institutional Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 474pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.34pt;"></font></font><font style="left: 23.97pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 474pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.09pt;"></font></font><font style="left: 23.72pt; position: absolute;">4.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 474pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.73pt;"></font></font><font style="left: 19.36pt; position: absolute;">38.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 474pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-left: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 474pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.9pt;"></font></font><font style="left: 23.529999999999998pt; position: absolute;">0.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-right: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; border-left: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 486pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial Banking<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 486pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.34pt;"></font></font><font style="left: 23.97pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 486pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.9pt;"></font></font><font style="left: 23.529999999999998pt; position: absolute;">6.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 486pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 16.9pt;"></font></font><font style="left: 19.529999999999998pt; position: absolute;">23.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 486pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 486pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 22.98pt;"></font></font><font style="left: 25.61pt; position: absolute;">1.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 498pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Other<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 498pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 498pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 498pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 498pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 498pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.57pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.34pt;"></font></font><font style="left: 31.97pt; position: absolute;">&#8211;<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 510pt; width: 163.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 163.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Total<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 163.5pt; position: absolute; top: 510pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.34pt;"></font></font><font style="left: 23.97pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 209.25pt; position: absolute; top: 510pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.61pt;"></font></font><font style="left: 24.24pt; position: absolute;">2.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 255pt; position: absolute; top: 510pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.68pt;"></font></font><font style="left: 21.31pt; position: absolute;">16.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 300.75pt; position: absolute; top: 510pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.17pt;"></font></font><font style="left: 23.8pt; position: absolute;">3.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 346.5pt; position: absolute; top: 510pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.64pt;"></font></font><font style="left: 24.27pt; position: absolute;">0.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 739.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; top: -2.2399999999999998pt; vertical-align: super; white-space: pre; width: 1.83pt;">1<font style="display: inline-block; height: 4.16pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 58.519999999999996pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 6.4pt; width: 6.67pt;"></font></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 65.19pt; position: absolute; text-decoration: none; white-space: pre; width: 215.77pt;">Contains central fair value hedge accounting adjustments.<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 752.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 5.2pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; top: -2.2399999999999998pt; vertical-align: super; white-space: pre; width: 2.92pt;">2<font style="display: inline-block; height: 4.16pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 59.61pt; position: absolute; width: 0pt;"><font style="display: inline-block; height: 6.4pt; width: 5.58pt;"></font></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 65.19pt; position: absolute; text-decoration: none; white-space: pre; width: 106.17pt;">UK Motor Finance includes &#163;<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 171.36pt; position: absolute; text-decoration: none; white-space: pre; width: 13.66pt;">223<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 185.02pt; position: absolute; text-decoration: none; white-space: pre; width: 328.11pt;"> million relating to provisions against residual values of vehicles subject to finance leases.<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.57pt; position: absolute; text-decoration: none; white-space: pre;">Page 9 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.28pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_58" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">ADDITIONAL FINANCIAL INFORMATION<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.73pt; position: absolute; text-decoration: none; white-space: pre;"> (continued)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 75.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 56.69pt; position: absolute; width: 7.89pt;">3.<font style="display: inline-block; height: 7.2pt; width: 6.28pt;"></font></font><font style="left: 70.86pt; position: absolute; width: 138.23pt;">Total ECL allowance by scenario<font style="display: inline-block; height: 7.2pt;"></font></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 96.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.47pt;">The following table shows the Group&#8217;s ECL for the probability-weighted, upside, base case, downside and severe<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1600000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 108.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">downside scenarios. As at 31 December 2024, the severe downside scenario incorporated adjustments made to UK<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 121.29pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 469.27pt;">Bank Rate and Consumer Price Index (CPI) inflation paths which, as at 30 September 2025, have been removed.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="position: absolute; text-align: justify; text-align-last: var(--justify); top: 141.89pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 162.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 5.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 4.5pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 47.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 3pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 162.75pt; position: absolute; top: 0pt; width: 94.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.55pt; width: 94.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 47.68pt; position: absolute; text-decoration: none; white-space: pre;">Probability-<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.15pt; width: 94.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 56.75pt; position: absolute; text-decoration: none; white-space: pre;">weighted<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 94.5pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 80.22pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 265.5pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 13.15pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.83pt; position: absolute; text-decoration: none; white-space: pre;">Upside<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 13.15pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.51pt; position: absolute; text-decoration: none; white-space: pre;">Base case<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 13.15pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 7.25pt; position: absolute; text-decoration: none; white-space: pre;">Downside<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 0pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 3.55pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 19.47pt; position: absolute; text-decoration: none; white-space: pre;">Severe<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.15pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 8.28pt; position: absolute; text-decoration: none; white-space: pre;">downside<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 32.97pt; position: absolute; text-decoration: none; white-space: pre;">&#163;m<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="background-color: #ffffff; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 162.75pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 4.75pt; width: 162.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">At <font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.649999999999999pt; position: absolute; text-decoration: none; white-space: pre;">30 September 2025<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 210pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.64pt;"></font></font><font style="left: 22.27pt; position: absolute;">3,329<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 265.5pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 22.27pt;"></font></font><font style="left: 24.9pt; position: absolute;">2,517<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.45pt;"></font></font><font style="left: 24.08pt; position: absolute;">2,913<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.48pt;"></font></font><font style="left: 21.11pt; position: absolute;">3,808<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 32.25pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 20.37pt;"></font></font><font style="left: 23pt; position: absolute;">5,573<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 14.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 46.5pt; width: 162.75pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 4.75pt; width: 162.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">At 31 December <font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 63.64pt; position: absolute; text-decoration: none; white-space: pre;">2024<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 210pt; position: absolute; top: 46.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 21.01pt;"></font></font><font style="left: 23.64pt; position: absolute;">3,481<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 265.5pt; position: absolute; top: 46.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.93pt;"></font></font><font style="left: 22.56pt; position: absolute;">2,467<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321pt; position: absolute; top: 46.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.08pt;"></font></font><font style="left: 21.709999999999997pt; position: absolute;">3,036<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 376.5pt; position: absolute; top: 46.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 18.99pt;"></font></font><font style="left: 21.619999999999997pt; position: absolute;">3,988<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 431.25pt; position: absolute; top: 46.5pt; width: 47.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 4.75pt; width: 47.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 19.32pt;"></font></font><font style="left: 21.95pt; position: absolute;">6,338<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr></table></div></div></div><div id="idb9aa5e49ae74a5bad4856c364352e43_64" style="position: absolute; top: 215.64pt;"></div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 215.64pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 56.69pt; position: absolute; width: 8.34pt;">4.<font style="display: inline-block; height: 7.2pt; width: 5.83pt;"></font></font><font style="left: 70.86pt; position: absolute; width: 112.87pt;">UK economic assumptions<font style="display: inline-block; height: 7.2pt;"></font></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; top: 236.24pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">Base case and MES economic assumptions<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 255.04pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">The Group&#8217;s base case economic scenario has been updated to reflect ongoing geopolitical developments and<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 267.64pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.56pt;">changes in domestic economic policy. The Group&#8217;s updated base case scenario has the following conditioning<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.25pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 280.24pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.54pt;">assumptions. First, global conflicts do not lead to major discontinuities in commodity prices or global trade.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 292.84pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.48pt;">Second, the US effective tariff rate is maintained at prevailing levels pending a switch to a sector-based tariff<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1700000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 305.44pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 428.32pt;">framework. Third, UK fiscal policy acts to restore a margin of headroom against the current fiscal rules.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 326.04pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.61pt;">Based on these assumptions and incorporating the economic data published in the second quarter of 2025, the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 338.64pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">Group&#8217;s base case scenario is for a slow expansion in gross domestic product (GDP) and a further rise in the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 351.24pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.5pt;">unemployment rate alongside small gains in residential and commercial property prices. With underlying<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.19pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 363.84pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.58pt;">inflationary pressures expected to recede slowly, modest reductions in UK Bank Rate are expected to continue in<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.27pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 376.44pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">2026, reaching a &#8216;neutral&#8217; policy stance around the middle of the year. Risks around this base case economic view<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 389.04pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 411.1pt;">lie in both directions and are largely captured by the generation of alternative economic scenarios.<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 467.79pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 409.64pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.51pt;">The Group has taken into account the latest available information at the reporting date in defining its base case<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.2pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 422.24pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.54pt;">scenario and generating alternative economic scenarios. The scenarios include forecasts for key variables as at the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 434.84pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.52pt;">third quarter of 2025. Actual data for this period, or restatements of past data, may have since emerged prior to<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 447.44pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 168.64pt;">publication and have not been included.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 468.04pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 405.22pt;">The Group&#8217;s approach to generating alternative economic scenarios is set out in detail in note <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 461.91pt; position: absolute; text-decoration: none; white-space: pre; width: 8.22pt;">21<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 470.13pt; position: absolute; text-decoration: none; white-space: pre; width: 68.11pt;"> to the financial<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 480.64pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 459.71pt;">statements for the year ended 31&#160;December 2024, found in the Group&#8217;s 2024 Annual Report on Form 20-F. <font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 516.4pt; position: absolute; text-decoration: none; white-space: pre; width: 21.78pt;">As at<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.1800000000001pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 493.24pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.59pt;">30 September 2025, the non-modelled adjustments previously applied to UK Bank Rate and CPI inflation in the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.28pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 505.84pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.57pt;">severe downside scenario have been removed. This is because the incremental ECL impact is no longer considered<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.26pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 518.44pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 449.39pt;">sufficiently material to justify their application. Accordingly, its removal has had no material impact on ECL.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; top: 539.04pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">UK economic assumptions &#8211; base case scenario by quarter<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 552.84pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.55pt;">Key quarterly assumptions made by the Group in the base case scenario are shown below. GDP growth is<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.24pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 565.44pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.61pt;">presented quarter-on-quarter. House price growth, commercial real estate price growth and CPI inflation are<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.3pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 578.04pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.52pt;">presented year-on-year, i.e. from the equivalent quarter in the previous year. Unemployment rate and UK Bank<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 590.64pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 206.22pt;">Rate are presented as at the end of each quarter.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="position: absolute; top: 611.24pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 480.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 162.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 39.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 41.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 162.75pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 31.75pt; width: 162.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">At <font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.649999999999999pt; position: absolute; text-decoration: none; white-space: pre;">30 September 2025<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 162.75pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 20.55pt; position: absolute; text-decoration: none; white-space: pre;">First<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.1pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 202.5pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.32pt; position: absolute; text-decoration: none; white-space: pre;">Second<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.1pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.37pt; position: absolute; text-decoration: none; white-space: pre;">Third<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.1pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 11.87pt; position: absolute; text-decoration: none; white-space: pre;">Fourth<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.1pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321.75pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 20.55pt; position: absolute; text-decoration: none; white-space: pre;">First<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.75pt; position: absolute; text-decoration: none; white-space: pre;">2026<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 361.5pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.32pt; position: absolute; text-decoration: none; white-space: pre;">Second<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.75pt; position: absolute; text-decoration: none; white-space: pre;">2026<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.37pt; position: absolute; text-decoration: none; white-space: pre;">Third<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.75pt; position: absolute; text-decoration: none; white-space: pre;">2026<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 441pt; position: absolute; top: 0pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.95pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 11.87pt; position: absolute; text-decoration: none; white-space: pre;">Fourth<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 12.55pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 9.12pt; position: absolute; text-decoration: none; white-space: pre;">quarter<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 22.15pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 17.75pt; position: absolute; text-decoration: none; white-space: pre;">2026<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 31.75pt; width: 39.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 30.62pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 41.25pt; width: 162.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 162.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 53.25pt; width: 162.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 162.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Gross domestic product growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 162.75pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.27pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.27pt; position: absolute;">0.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 202.5pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.8pt; position: absolute;">0.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.97pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.97pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.61pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.61pt; position: absolute;">0.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321.75pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.97pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.97pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 361.5pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.8pt; position: absolute;">0.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.8pt; position: absolute;">0.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 441pt; position: absolute; top: 53.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.39pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.39pt; position: absolute;">0.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 65.25pt; width: 162.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 162.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Unemployment rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 162.75pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.07pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.07pt; position: absolute;">4.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 202.5pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.46pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.46pt; position: absolute;">4.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.72pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.72pt; position: absolute;">4.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.88pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.88pt; position: absolute;">5.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321.75pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.88pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.88pt; position: absolute;">5.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 361.5pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.88pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.88pt; position: absolute;">5.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.72pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.72pt; position: absolute;">4.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 441pt; position: absolute; top: 65.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.72pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.72pt; position: absolute;">4.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 77.25pt; width: 162.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 162.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">House price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 162.75pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.3pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.3pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 202.5pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.04pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.04pt; position: absolute;">2.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.94pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.94pt; position: absolute;">1.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.47pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.47pt; position: absolute;">0.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321.75pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.8pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 361.5pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.94pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.94pt; position: absolute;">1.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.74pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.74pt; position: absolute;">2.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 441pt; position: absolute; top: 77.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.16pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.16pt; position: absolute;">2.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 89.25pt; width: 162.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 162.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial real estate price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 162.75pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.65pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.65pt; position: absolute;">2.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 202.5pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.3pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.3pt; position: absolute;">2.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.3pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.3pt; position: absolute;">2.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 26.29pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 26.29pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321.75pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.61pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.61pt; position: absolute;">1.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 361.5pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.47pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.47pt; position: absolute;">0.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 25.61pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 25.61pt; position: absolute;">1.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 441pt; position: absolute; top: 89.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.27pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.27pt; position: absolute;">0.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 101.25pt; width: 162.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 162.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UK Bank Rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 162.75pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 18.76pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 18.76pt; position: absolute;">4.50<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 202.5pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.53pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 19.53pt; position: absolute;">4.25<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 18.08pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 18.08pt; position: absolute;">4.00<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 18.08pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 18.08pt; position: absolute;">4.00<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321.75pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.24pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 20.24pt; position: absolute;">3.75<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 361.5pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 20.24pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 20.24pt; position: absolute;">3.75<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.17pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 19.17pt; position: absolute;">3.50<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 441pt; position: absolute; top: 101.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 19.17pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 19.17pt; position: absolute;">3.50<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 113.25pt; width: 162.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 162.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CPI inflation<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 162.75pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.24pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.24pt; position: absolute;">2.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 202.5pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.48pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.48pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 242.25pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.13pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.13pt; position: absolute;">3.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 282pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.07pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.07pt; position: absolute;">3.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 321.75pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.4pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.4pt; position: absolute;">3.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 361.5pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 23.8pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 23.8pt; position: absolute;">3.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 401.25pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.3pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.3pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 441pt; position: absolute; top: 113.25pt; width: 39.75pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 39.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 24.65pt; position: absolute;"><font style="display: inline-block; height: 6.4pt;"></font></font><font style="left: 24.65pt; position: absolute;">2.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 218pt; position: absolute; text-decoration: none; white-space: pre;">Page 10 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 257.86pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">ADDITIONAL FINANCIAL INFORMATION<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 233.73pt; position: absolute; text-decoration: none; white-space: pre;"> (continued)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 75.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; text-decoration: none; white-space: pre;"><font style="left: 56.69pt; position: absolute; width: 8.34pt;">4.<font style="display: inline-block; height: 7.2pt; width: 5.83pt;"></font></font><font style="left: 70.86pt; position: absolute; width: 114.94pt;">UK economic assumptions <font style="display: inline-block; height: 7.2pt;"></font></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 185.8pt; position: absolute; text-decoration: none; white-space: pre; width: 49.19pt;">(continued)<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; top: 96.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: italic; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre;">UK economic assumptions &#8211; scenarios by year<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 109.89pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.53pt;">Key annual assumptions made by the Group are shown below. GDP growth and CPI inflation are presented as an<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.22pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 122.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.54pt;">annual change, house price growth and commercial real estate price growth are presented as the growth in the<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.23pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 135.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 433.52pt;">respective indices within the period. Unemployment rate and UK Bank Rate are averages for the period.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="position: absolute; top: 155.69pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 480.75pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 179.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 50.25pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 32.25pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 179.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 22.75pt; width: 179.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 11.02pt;">At <font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 13.649999999999999pt; position: absolute; text-decoration: none; white-space: pre; width: 74.63pt;">30 September 2025<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 13.15pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 28.6pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 41.12pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 13.15pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 28.25pt; position: absolute; text-decoration: none; white-space: pre;">2026<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 41.12pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 13.15pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 28.99pt; position: absolute; text-decoration: none; white-space: pre;">2027<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 41.12pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 13.15pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 28.19pt; position: absolute; text-decoration: none; white-space: pre;">2028<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 41.12pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 13.15pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 28.25pt; position: absolute; text-decoration: none; white-space: pre;">2029<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 41.12pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 0pt; width: 50.25pt;"><div><div style="font-size: 12pt; line-height: 6.4pt; position: absolute; top: 3.55pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 6.2pt; position: absolute; text-decoration: none; white-space: pre;">2025<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 25.22pt; position: absolute; text-decoration: none; white-space: pre;">-<font style="display: inline-block; height: 6.4pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 28.25pt; position: absolute; text-decoration: none; white-space: pre;">2029<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 13.15pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 18.37pt; position: absolute; text-decoration: none; white-space: pre;">average<font style="display: inline-block; height: 6.4pt;"></font></font></div><div style="line-height: 6.4pt; position: absolute; top: 22.75pt; width: 50.25pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 41.12pt; position: absolute; text-decoration: none; white-space: pre;">%<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 32.25pt; width: 179.25pt;"><div><div style="line-height: 5.82pt; position: absolute; top: 3pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;Arial&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 5.82pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 44.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Upside<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 56.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Gross domestic product growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.67pt;"></font></font><font style="left: 36.300000000000004pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.81pt;"></font></font><font style="left: 36.440000000000005pt; position: absolute;">1.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.81pt;"></font></font><font style="left: 36.440000000000005pt; position: absolute;">1.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.81pt;"></font></font><font style="left: 36.440000000000005pt; position: absolute;">1.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 56.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.81pt;"></font></font><font style="left: 36.440000000000005pt; position: absolute;">1.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 68.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Unemployment rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.59pt;"></font></font><font style="left: 34.22pt; position: absolute;">4.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.74pt;"></font></font><font style="left: 35.370000000000005pt; position: absolute;">3.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">3.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.08pt;"></font></font><font style="left: 36.71pt; position: absolute;">3.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.08pt;"></font></font><font style="left: 36.71pt; position: absolute;">3.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 68.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32pt;"></font></font><font style="left: 34.63pt; position: absolute;">3.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 80.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">House price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">1.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.53pt;"></font></font><font style="left: 34.160000000000004pt; position: absolute;">4.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">7.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32pt;"></font></font><font style="left: 34.63pt; position: absolute;">6.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.43pt;"></font></font><font style="left: 35.06pt; position: absolute;">5.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 80.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.59pt;"></font></font><font style="left: 34.22pt; position: absolute;">4.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 92.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial real estate price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.91pt;"></font></font><font style="left: 35.54pt; position: absolute;">2.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.82pt;"></font></font><font style="left: 35.45pt; position: absolute;">7.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.74pt;"></font></font><font style="left: 35.370000000000005pt; position: absolute;">3.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.03pt;"></font></font><font style="left: 34.660000000000004pt; position: absolute;">2.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.67pt;"></font></font><font style="left: 36.300000000000004pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 92.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.35pt;"></font></font><font style="left: 34.980000000000004pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 104.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UK Bank Rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.69pt;"></font></font><font style="left: 31.32pt; position: absolute;">4.19<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 26.55pt;"></font></font><font style="left: 29.18pt; position: absolute;">4.30<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.79pt;"></font></font><font style="left: 30.419999999999998pt; position: absolute;">4.72<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 26.96pt;"></font></font><font style="left: 29.59pt; position: absolute;">4.95<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.62pt;"></font></font><font style="left: 32.25pt; position: absolute;">5.12<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 104.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 26.61pt;"></font></font><font style="left: 29.24pt; position: absolute;">4.66<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 116.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CPI inflation<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.35pt;"></font></font><font style="left: 34.980000000000004pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">2.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.67pt;"></font></font><font style="left: 34.300000000000004pt; position: absolute;">3.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 116.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.67pt;"></font></font><font style="left: 34.300000000000004pt; position: absolute;">3.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 128.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 140.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Base case<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 152.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Gross domestic product growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.08pt;"></font></font><font style="left: 36.71pt; position: absolute;">1.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.48pt;"></font></font><font style="left: 36.11pt; position: absolute;">1.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 152.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.67pt;"></font></font><font style="left: 36.300000000000004pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 164.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Unemployment rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.53pt;"></font></font><font style="left: 34.160000000000004pt; position: absolute;">4.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.75pt;"></font></font><font style="left: 34.38pt; position: absolute;">5.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">4.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.94pt;"></font></font><font style="left: 34.57pt; position: absolute;">4.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.45pt;"></font></font><font style="left: 34.08pt; position: absolute;">4.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 164.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">4.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 176.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">House price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.34pt;"></font></font><font style="left: 33.97pt; position: absolute;">0.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.03pt;"></font></font><font style="left: 34.660000000000004pt; position: absolute;">2.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.55pt;"></font></font><font style="left: 37.18pt; position: absolute;">1.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.61pt;"></font></font><font style="left: 35.24pt; position: absolute;">2.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">3.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 176.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.25pt;"></font></font><font style="left: 36.88pt; position: absolute;">2.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 188.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial real estate price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">0.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.08pt;"></font></font><font style="left: 36.71pt; position: absolute;">1.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.25pt;"></font></font><font style="left: 36.88pt; position: absolute;">1.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.4pt;"></font></font><font style="left: 34.03pt; position: absolute;">0.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 188.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">1.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 200.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UK Bank Rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.69pt;"></font></font><font style="left: 31.32pt; position: absolute;">4.19<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.29pt;"></font></font><font style="left: 29.919999999999998pt; position: absolute;">3.63<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">3.50<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">3.50<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.04pt;"></font></font><font style="left: 29.669999999999998pt; position: absolute;">3.50<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 200.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.02pt;"></font></font><font style="left: 29.65pt; position: absolute;">3.66<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 212.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CPI inflation<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.35pt;"></font></font><font style="left: 34.980000000000004pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">2.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">2.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.44pt;"></font></font><font style="left: 35.07pt; position: absolute;">2.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 212.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.91pt;"></font></font><font style="left: 35.54pt; position: absolute;">2.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 224.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 236.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Downside<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 248.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Gross domestic product growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.25pt;"></font></font><font style="left: 36.88pt; position: absolute;">1.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.22pt;"></font></font><font style="left: 33.85pt; position: absolute;">(1.2)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.07pt;"></font></font><font style="left: 33.7pt; position: absolute;">0.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.25pt;"></font></font><font style="left: 36.88pt; position: absolute;">1.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 248.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.4pt;"></font></font><font style="left: 34.03pt; position: absolute;">0.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 260.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Unemployment rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.59pt;"></font></font><font style="left: 34.22pt; position: absolute;">4.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.73pt;"></font></font><font style="left: 34.36pt; position: absolute;">6.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.21pt;"></font></font><font style="left: 35.84pt; position: absolute;">7.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.33pt;"></font></font><font style="left: 34.96pt; position: absolute;">7.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">7.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 260.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.67pt;"></font></font><font style="left: 34.300000000000004pt; position: absolute;">6.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 272.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">House price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.75pt;"></font></font><font style="left: 34.38pt; position: absolute;">0.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.72pt;"></font></font><font style="left: 31.349999999999998pt; position: absolute;">(0.5)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">(6.4)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.99pt;"></font></font><font style="left: 31.619999999999997pt; position: absolute;">(5.8)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.81pt;"></font></font><font style="left: 31.439999999999998pt; position: absolute;">(2.0)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 272.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.14pt;"></font></font><font style="left: 31.77pt; position: absolute;">(2.9)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 284.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial real estate price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.75pt;"></font></font><font style="left: 34.38pt; position: absolute;">0.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.64pt;"></font></font><font style="left: 31.27pt; position: absolute;">(8.9)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.83pt;"></font></font><font style="left: 31.459999999999997pt; position: absolute;">(3.4)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">(1.9)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 30.78pt;"></font></font><font style="left: 33.410000000000004pt; position: absolute;">(1.9)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 284.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.41pt;"></font></font><font style="left: 32.04pt; position: absolute;">(3.2)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 296.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UK Bank Rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.69pt;"></font></font><font style="left: 31.32pt; position: absolute;">4.19<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.2pt;"></font></font><font style="left: 30.83pt; position: absolute;">2.37<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.77pt;"></font></font><font style="left: 31.4pt; position: absolute;">1.03<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 26.42pt;"></font></font><font style="left: 29.05pt; position: absolute;">0.69<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 26.22pt;"></font></font><font style="left: 28.849999999999998pt; position: absolute;">0.48<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 296.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.92pt;"></font></font><font style="left: 32.550000000000004pt; position: absolute;">1.75<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 308.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CPI inflation<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.35pt;"></font></font><font style="left: 34.980000000000004pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.84pt;"></font></font><font style="left: 34.47pt; position: absolute;">2.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.67pt;"></font></font><font style="left: 36.300000000000004pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.48pt;"></font></font><font style="left: 36.11pt; position: absolute;">1.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 308.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.61pt;"></font></font><font style="left: 35.24pt; position: absolute;">2.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 320.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 332.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Severe downside<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 344.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Gross domestic product growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.48pt;"></font></font><font style="left: 36.11pt; position: absolute;">1.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.05pt;"></font></font><font style="left: 33.68pt; position: absolute;">(3.1)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.37pt;"></font></font><font style="left: 31pt; position: absolute;">(0.9)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.48pt;"></font></font><font style="left: 36.11pt; position: absolute;">1.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.67pt;"></font></font><font style="left: 36.300000000000004pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 344.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 30.45pt;"></font></font><font style="left: 33.08pt; position: absolute;">(0.1)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 356.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Unemployment rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">5.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">9.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.36pt;"></font></font><font style="left: 30.99pt; position: absolute;">10.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.17pt;"></font></font><font style="left: 30.8pt; position: absolute;">10.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.59pt;"></font></font><font style="left: 34.22pt; position: absolute;">9.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 356.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.61pt;"></font></font><font style="left: 34.24pt; position: absolute;">8.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 368.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">House price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.07pt;"></font></font><font style="left: 33.7pt; position: absolute;">0.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29pt;"></font></font><font style="left: 31.63pt; position: absolute;">(2.4)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 26.42pt;"></font></font><font style="left: 29.05pt; position: absolute;">(13.5)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 25.91pt;"></font></font><font style="left: 28.54pt; position: absolute;">(12.0)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.7pt;"></font></font><font style="left: 31.33pt; position: absolute;">(6.6)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 368.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.11pt;"></font></font><font style="left: 31.74pt; position: absolute;">(7.0)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 380.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial real estate price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 30.72pt;"></font></font><font style="left: 33.35pt; position: absolute;">(1.8)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 25.68pt;"></font></font><font style="left: 28.31pt; position: absolute;">(18.8)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.38pt;"></font></font><font style="left: 32.01pt; position: absolute;">(8.7)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.14pt;"></font></font><font style="left: 31.77pt; position: absolute;">(6.2)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.56pt;"></font></font><font style="left: 31.189999999999998pt; position: absolute;">(4.9)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 380.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.91pt;"></font></font><font style="left: 31.54pt; position: absolute;">(8.3)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 392.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UK Bank Rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.69pt;"></font></font><font style="left: 31.32pt; position: absolute;">4.19<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.62pt;"></font></font><font style="left: 32.25pt; position: absolute;">1.25<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.94pt;"></font></font><font style="left: 31.57pt; position: absolute;">0.12<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 25.95pt;"></font></font><font style="left: 28.58pt; position: absolute;">0.04<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.17pt;"></font></font><font style="left: 30.8pt; position: absolute;">0.01<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 392.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.35pt;"></font></font><font style="left: 33.980000000000004pt; position: absolute;">1.12<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 404.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CPI inflation<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.35pt;"></font></font><font style="left: 34.980000000000004pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.26pt;"></font></font><font style="left: 33.89pt; position: absolute;">0.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.64pt;"></font></font><font style="left: 31.27pt; position: absolute;">(0.3)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 404.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.81pt;"></font></font><font style="left: 36.440000000000005pt; position: absolute;">1.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 416.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;"> <font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 428.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Probability-weighted<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 440.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Gross domestic product growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.08pt;"></font></font><font style="left: 36.71pt; position: absolute;">1.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.84pt;"></font></font><font style="left: 34.47pt; position: absolute;">0.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.4pt;"></font></font><font style="left: 34.03pt; position: absolute;">0.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.67pt;"></font></font><font style="left: 36.300000000000004pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.16pt;"></font></font><font style="left: 36.79pt; position: absolute;">1.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 440.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 35.89pt;"></font></font><font style="left: 38.52pt; position: absolute;">1.1<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 452.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Unemployment rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 452.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.53pt;"></font></font><font style="left: 34.160000000000004pt; position: absolute;">4.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 452.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.08pt;"></font></font><font style="left: 34.71pt; position: absolute;">5.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 452.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.82pt;"></font></font><font style="left: 35.45pt; position: absolute;">5.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 452.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.43pt;"></font></font><font style="left: 35.06pt; position: absolute;">5.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 452.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.35pt;"></font></font><font style="left: 34.980000000000004pt; position: absolute;">5.3<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 452.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.94pt;"></font></font><font style="left: 34.57pt; position: absolute;">5.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 464.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">House price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.14pt;"></font></font><font style="left: 34.77pt; position: absolute;">0.7<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.75pt;"></font></font><font style="left: 36.38pt; position: absolute;">1.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.37pt;"></font></font><font style="left: 31pt; position: absolute;">(0.6)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(0.4)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.67pt;"></font></font><font style="left: 36.300000000000004pt; position: absolute;">1.4<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 464.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.4pt;"></font></font><font style="left: 34.03pt; position: absolute;">0.6<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 476.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">Commercial real estate price growth<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 34.25pt;"></font></font><font style="left: 36.88pt; position: absolute;">1.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.22pt;"></font></font><font style="left: 33.85pt; position: absolute;">(2.1)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.23pt;"></font></font><font style="left: 30.86pt; position: absolute;">(0.4)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 30.45pt;"></font></font><font style="left: 33.08pt; position: absolute;">(0.1)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.64pt;"></font></font><font style="left: 31.27pt; position: absolute;">(0.3)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 476.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.64pt;"></font></font><font style="left: 31.27pt; position: absolute;">(0.3)<font style="display: inline-block; height: 6.4pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 488.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">UK Bank Rate<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.69pt;"></font></font><font style="left: 31.32pt; position: absolute;">4.19<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.54pt;"></font></font><font style="left: 32.17pt; position: absolute;">3.21<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 27.93pt;"></font></font><font style="left: 30.56pt; position: absolute;">2.79<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.28pt;"></font></font><font style="left: 30.91pt; position: absolute;">2.75<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 28.2pt;"></font></font><font style="left: 30.83pt; position: absolute;">2.73<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 488.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 29.37pt;"></font></font><font style="left: 32pt; position: absolute;">3.13<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 500.25pt; width: 179.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.5pt; width: 179.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre;">CPI inflation<font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 179.25pt; position: absolute; top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.35pt;"></font></font><font style="left: 34.980000000000004pt; position: absolute;">3.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 229.5pt; position: absolute; top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.17pt;"></font></font><font style="left: 34.800000000000004pt; position: absolute;">2.9<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 279.75pt; position: absolute; top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.61pt;"></font></font><font style="left: 35.24pt; position: absolute;">2.2<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 330pt; position: absolute; top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 31.84pt;"></font></font><font style="left: 34.47pt; position: absolute;">2.0<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 380.25pt; position: absolute; top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 33.75pt;"></font></font><font style="left: 36.38pt; position: absolute;">1.8<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 430.5pt; position: absolute; top: 500.25pt; width: 50.25pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 50.25pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; text-decoration: none; white-space: pre;"><font style="left: 2.63pt; position: absolute;"><font style="display: inline-block; height: 6.4pt; width: 32.52pt;"></font></font><font style="left: 35.150000000000006pt; position: absolute;">2.5<font style="display: inline-block; height: 6.4pt; width: 3.03pt;"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify: justify; --position: absolute; background-color: #FFFFFF; border: 1px solid #CCCC; content-visibility: auto; float: none; font-size: 0; height: 841.89pt; margin: 10px auto 10px auto; overflow: hidden; padding: 0; position: relative; width: 594.99pt;"><div style="left: 0pt; position: absolute; top: 785.2pt;"><div style="width: 481pt;"><div style="position: absolute; top: 26.19pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 481.5pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 0pt; position: absolute; top: 0pt; width: 481.5pt;"><div><div style="line-height: 6.4pt; position: absolute; top: 2.63pt; width: 481.5pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 219.21pt; position: absolute; text-decoration: none; white-space: pre;">Page 11 of <font style="display: inline-block; height: 6.4pt;"></font></font><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 8pt; font-style: normal; font-weight: normal; left: 256.64pt; position: absolute; text-decoration: none; white-space: pre;"><a style="color: inherit; text-decoration: inherit; z-index: 1;" href="#idb9aa5e49ae74a5bad4856c364352e43_271">11</a><font style="display: inline-block; height: 6.4pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="left: 0pt; position: absolute; top: 0pt;"><div style="width: 481pt;"></div></div><div><div id="idb9aa5e49ae74a5bad4856c364352e43_271" style="position: absolute; top: 56.69pt;"></div><div style="line-height: 7.2pt; position: absolute; top: 56.69pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Regular&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: bold; left: 271.36pt; position: absolute; text-decoration: none; white-space: pre;">SIGNATURE<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 75.49pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 481.52pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to<font style="display: inline-block; height: 7.2pt;"></font></font><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 538.21pt; position: absolute; text-decoration: none; white-space: pre; width: 2.32pt;"> <font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 88.09pt; width: 594.99pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 56.69pt; position: absolute; text-decoration: none; white-space: pre; width: 292.31pt;">be signed on its behalf by the undersigned, thereunto duly authorised.<font style="display: inline-block; height: 7.2pt;"></font></font></div><div style="position: absolute; top: 108.69pt; width: 594.99pt;"><div style="font-size: 0pt; left: 56.69pt; position: absolute; top: 0pt; width: 481.5pt;"><div><table style="border-collapse: collapse; display: inline-table; width: 100%;"><tr style="height: 0;"><td style="padding: 0; width: 219.75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 75pt;" rowspan="1" colspan="1"></td><td style="padding: 0; width: 186.75pt;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="2"><div style="left: 219.75pt; position: absolute; top: 0pt; width: 261.75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 261.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 127.98pt;">LLOYDS BANKING GROUP plc<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td></tr><tr style="height: 15.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219.75pt; position: absolute; top: 28.5pt; width: 75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 12.69pt;">By&#58;<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td><td style="border-bottom: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 294.75pt; position: absolute; top: 28.5pt; width: 186.75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 186.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 86.74pt;">&#47;s&#47; William Chalmers<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219.75pt; position: absolute; top: 41.25pt; width: 75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 27.37pt;">Name&#58;<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td><td style="border-top: 0.5pt solid #000; font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 294.75pt; position: absolute; top: 41.25pt; width: 186.75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 186.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 73.03pt;">William Chalmers<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219.75pt; position: absolute; top: 54pt; width: 75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 21.24pt;">Title&#58;<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 294.75pt; position: absolute; top: 54pt; width: 186.75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 186.75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 93.46pt;">Chief Financial Officer<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td></tr><tr style="height: 12.75pt;"><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 219.75pt; position: absolute; top: 66.75pt; width: 75pt;"><div><div style="line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 75pt;"><font style="color: #000000; font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 28.49pt;">Dated&#58;<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td><td style="font-size: 0; text-align: left; vertical-align: top;" rowspan="1" colspan="1"><div style="left: 294.75pt; position: absolute; top: 66.75pt; width: 186.75pt;"><div><div style="font-size: 12pt; line-height: 7.2pt; position: absolute; text-align: justify; text-align-last: var(--justify); top: 2.63pt; width: 186.75pt;"><font style="font-family: &#39;GT Ultra Lloyds Light&#39;, sans-serif; font-size: 9pt; font-style: normal; font-weight: normal; left: 2.63pt; position: absolute; text-decoration: none; white-space: pre; width: 71.41pt;">23&#160;October 2025<font style="display: inline-block; height: 7.2pt;"></font></font></div></div></div></td></tr></table></div></div></div></div></div></div></body></html>
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