v3.25.4
Net interest income - Schedule of Net Interest Income (Details) - GBP (£)
£ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income:      
Loans and advances to banks £ 2,657 £ 3,508 £ 4,172
Loans and advances to customers 23,756 23,242 20,419
Reverse repurchase agreements 2,336 2,685 2,044
Debt securities 658 779 559
Financial assets held at amortised cost 29,407 30,214 27,194
Financial assets at fair value through other comprehensive income 1,342 1,074 857
Total interest income 30,749 31,288 [1] 28,051 [1]
Interest expense:      
Deposits from banks (244) (225) (213)
Customer deposits (9,257) (10,132) (7,148)
Repurchase agreements at amortised cost (1,984) (2,392) (2,397)
Debt securities in issue at amortised cost (5,299) (5,493) (4,253)
Lease liabilities (28) (31) (30)
Subordinated liabilities (707) (738) (712)
Total interest expense (17,519) (19,011) [1] (14,753) [1]
Net interest income 13,230 12,277 [1] 13,298 [1]
Finance leases      
Interest income:      
Total interest income £ 1,213 £ 1,104 £ 923
[1] 1Comparative periods have been represented for presentational changes. See note 1.