<SEC-DOCUMENT>0001160106-26-000018.txt : 20260429
<SEC-HEADER>0001160106-26-000018.hdr.sgml : 20260429
<ACCEPTANCE-DATETIME>20260429081956
ACCESSION NUMBER:		0001160106-26-000018
CONFORMED SUBMISSION TYPE:	6-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20260331
FILED AS OF DATE:		20260429
DATE AS OF CHANGE:		20260429

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Lloyds Banking Group plc
		CENTRAL INDEX KEY:			0001160106
		STANDARD INDUSTRIAL CLASSIFICATION:	COMMERCIAL BANKS, NEC [6029]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			X0

	FILING VALUES:
		FORM TYPE:		6-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-15246
		FILM NUMBER:		26910679

	BUSINESS ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		CITY:			LONDON
		STATE:			X0
		ZIP:			EC2V 7HN
		BUSINESS PHONE:		44 0 20 7626 1500

	MAIL ADDRESS:	
		STREET 1:		25 GRESHAM STREET
		CITY:			LONDON
		STATE:			X0
		ZIP:			EC2V 7HN

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	LLOYDS TSB GROUP PLC
		DATE OF NAME CHANGE:	20010926
</SEC-HEADER>
<DOCUMENT>
<TYPE>6-K
<SEQUENCE>1
<FILENAME>lbg6-kimsxq12026.htm
<DESCRIPTION>6-K
<TEXT>
<html><head><title>LBG 6-K (IMS) - Q1 2026</title></head><body><div style="background-color:#E4E4E4;font-family:Arial, sans-serif;word-wrap:break-word"><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_4" style="position:absolute;top:56.69pt"></div><div style="line-height:11.2pt;position:absolute;top:100.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:14pt;font-style:normal;font-weight:bold;left:244.07pt;position:absolute;text-decoration:none;white-space:pre">UNITED STATES</font></div><div style="line-height:11.2pt;position:absolute;top:119.68pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:14pt;font-style:normal;font-weight:bold;left:151.92pt;position:absolute;text-decoration:none;white-space:pre">SECURITIES AND EXCHANGE COMMISSION</font></div><div style="line-height:9.6pt;position:absolute;top:139.27pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:229.14pt;position:absolute;text-decoration:none;white-space:pre">Washington, D.C. 20549</font></div><div style="font-size:14pt;line-height:11.2pt;position:absolute;top:168.07pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:14pt;font-style:normal;font-weight:bold;left:261.43pt;position:absolute;text-decoration:none;white-space:pre">FORM </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:14pt;font-style:normal;font-weight:bold;left:306.54pt;position:absolute;text-decoration:none;white-space:pre">6-K</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:14pt;font-style:normal;font-weight:bold;left:329.95pt;position:absolute;text-decoration:none;white-space:pre">&#160;</font></div><div style="line-height:9.6pt;position:absolute;top:199.66pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:186.65pt;position:absolute;text-decoration:none;white-space:pre">REPORT OF FOREIGN PRIVATE ISSUER</font></div><div style="line-height:9.6pt;position:absolute;top:216.46pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:190pt;position:absolute;text-decoration:none;white-space:pre">PURSUANT TO RULE 13a-16 OR 15d-16</font></div><div style="line-height:9.6pt;position:absolute;top:233.26pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:154.96pt;position:absolute;text-decoration:none;white-space:pre">UNDER THE SECURITIES EXCHANGE ACT OF 1934</font></div><div style="font-size:12pt;line-height:8pt;position:absolute;top:262.06pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:10pt;font-style:normal;font-weight:normal;left:266.06pt;position:absolute;text-decoration:none;white-space:pre">29 April 2026</font></div><div style="font-size:12pt;line-height:8pt;position:absolute;top:288.06pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:10pt;font-style:normal;font-weight:normal;left:215.04pt;position:absolute;text-decoration:none;white-space:pre">Commission File number </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:10pt;font-style:normal;font-weight:normal;left:332pt;position:absolute;text-decoration:none;white-space:pre">001-15246</font></div><div style="font-size:12pt;line-height:11.2pt;position:absolute;top:314.06pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:14pt;font-style:normal;font-weight:bold;left:197.93pt;position:absolute;text-decoration:none;white-space:pre">LLOYDS BANKING GROUP plc</font></div><div style="line-height:8pt;position:absolute;top:345.65pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:10pt;font-style:normal;font-weight:normal;left:192.01pt;position:absolute;text-decoration:none;white-space:pre">(Translation of registrant's name into English)</font></div><div style="font-size:12pt;line-height:9.6pt;position:absolute;top:371.65pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:241.41pt;position:absolute;text-decoration:none;white-space:pre">33 Old Broad Street</font></div><div style="font-size:12pt;line-height:9.6pt;position:absolute;top:388.45pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:276.15pt;position:absolute;text-decoration:none;white-space:pre">London</font></div><div style="font-size:12pt;line-height:9.6pt;position:absolute;top:405.25pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:269.91pt;position:absolute;text-decoration:none;white-space:pre">EC2N 1HZ</font></div><div style="font-size:12pt;line-height:9.6pt;position:absolute;top:422.05pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:12pt;font-style:normal;font-weight:bold;left:252.01pt;position:absolute;text-decoration:none;white-space:pre">United Kingdom</font></div><div style="line-height:8pt;position:absolute;top:450.85pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:10pt;font-style:normal;font-weight:normal;left:207.27pt;position:absolute;text-decoration:none;white-space:pre">(Address of principal executive offices)</font></div><div style="position:absolute;top:472.85pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:480.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:480.75pt"></td></tr><tr style="height:3pt"><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr></table></div></div></div><div style="line-height:6.4pt;position:absolute;top:492.85pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:80.64pt;position:absolute;text-decoration:none;white-space:pre">Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.</font></div><div style="line-height:6.4pt;position:absolute;top:504.05pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:237.58pt;position:absolute">Form 20-F &#9746;<font style="display:inline-block;height:6.4pt;width:24.77pt"></font></font><font style="left:309.58000000000004pt;position:absolute">Form 40-F &#9744;</font></font></div><div style="line-height:6.4pt;position:absolute;top:527.25pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:71.24pt;position:absolute;text-decoration:none;white-space:pre">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101 (b) (1) </font></div><div style="line-height:6.4pt;position:absolute;top:538.45pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:281.71pt;position:absolute;text-decoration:none;white-space:pre">________.</font></div><div style="line-height:6.4pt;position:absolute;top:561.65pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:70.56pt;position:absolute;text-decoration:none;white-space:pre">Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101 (b) (7) </font></div><div style="line-height:6.4pt;position:absolute;top:572.85pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:281.71pt;position:absolute;text-decoration:none;white-space:pre">________.</font></div><div style="line-height:6.4pt;position:absolute;top:596.05pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:58pt;position:absolute;text-decoration:none;white-space:pre">This report on Form 6-K shall be deemed incorporated by reference into the company's Registration Statement on Form F-3 (File </font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:607.25pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:57.54pt;position:absolute;text-decoration:none;white-space:pre">No. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:72.65pt;position:absolute;text-decoration:none;white-space:pre">333-287829</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:117.86pt;position:absolute;text-decoration:none;white-space:pre">) and to be a part thereof from the date on which this report is filed, to the extent not superseded by documents </font></div><div style="line-height:6.4pt;position:absolute;top:618.45pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:219.97pt;position:absolute;text-decoration:none;white-space:pre">or reports subsequently filed or furnished.</font></div><div style="position:absolute;top:637.65pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:480.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:480.75pt"></td></tr><tr style="height:3pt"><td style="border-bottom:2pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr></table></div></div></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:229.23pt;position:absolute;text-decoration:none;white-space:pre">Page 1 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_13" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:249.92pt;position:absolute;text-decoration:none;white-space:pre">EXPLANATORY NOTE</font></div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.53pt">This report on Form 6-K, which includes the unaudited consolidated results of Lloyds Banking Group plc for the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:87.19pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:86.53pt">three months ended</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:143.22pt;position:absolute;text-decoration:none;white-space:pre;width:3.03pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:146.25pt;position:absolute;text-decoration:none;white-space:pre;width:62.26pt">31 March 2026</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:208.51pt;position:absolute;text-decoration:none;white-space:pre;width:329.68pt">, is being incorporated by reference into the Registration Statement with File</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:98.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:17.01pt">No. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:73.7pt;position:absolute;text-decoration:none;white-space:pre;width:50.88pt">333-287829</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:124.58pt;position:absolute;text-decoration:none;white-space:pre;width:2.39pt">.</font></div><div id="i5b1921bb368e44d1a572bcdbe44e0379_19" style="position:absolute;top:116.59pt"></div><div style="line-height:7.2pt;position:absolute;top:116.59pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:219.36pt;position:absolute;text-decoration:none;white-space:pre">FORWARD-LOOKING STATEMENTS</font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:135.39pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.55pt">This document contains certain forward-looking statements within the meaning of Section 21E of the US Securities</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:146.44pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.52pt">Exchange Act of 1934, as amended, and section 27A of the US Securities Act of 1933, as amended, with respect to the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.21pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:157.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.46pt">business, strategy, plans and&#47;or results of Lloyds Banking Group plc together with its subsidiaries (the Group) and its</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.15pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:168.54pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.5pt">current goals and expectations. Statements that are not historical or current facts, including statements about the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:179.59pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.52pt">Group&#8217;s or its directors&#8217; and&#47;or management&#8217;s beliefs and expectations, are forward-looking statements. Words such as,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.21pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:190.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.58pt">without limitation, &#8216;believes&#8217;, &#8216;achieves&#8217;, &#8216;anticipates&#8217;, &#8216;estimates&#8217;, &#8216;expects&#8217;, &#8216;targets&#8217;, &#8216;should&#8217;, &#8216;intends&#8217;, &#8216;aims&#8217;, &#8216;projects&#8217;,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:201.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.61pt">&#8216;plans&#8217;, &#8216;potential&#8217;, &#8216;will&#8217;, &#8216;would&#8217;, &#8216;could&#8217;, &#8216;considered&#8217;, &#8216;likely&#8217;, &#8216;may&#8217;, &#8216;seek&#8217;, &#8216;estimate&#8217;, &#8216;probability&#8217;, &#8216;goal&#8217;, &#8216;objective&#8217;,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:212.74pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.6pt">&#8216;deliver&#8217;, &#8216;endeavour&#8217;, &#8216;prospects&#8217;, &#8216;optimistic&#8217; and similar expressions or variations on these expressions are intended to</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.29pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:223.79pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.47pt">identify forward-looking statements. These statements concern or may affect future matters, including but not limited to&#58;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1600000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:234.84pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.58pt">projections or expectations of the Group&#8217;s future financial position, including profit attributable to shareholders,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:245.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">provisions, economic profit, dividends, capital structure, portfolios, net interest margin, capital ratios, liquidity, risk-</font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:256.94pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.55pt">weighted assets (RWAs), expenditures or any other financial items or ratios&#59; litigation, regulatory and governmental</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:267.99pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.57pt">investigations&#59; the Group&#8217;s future financial performance&#59; the level and extent of future impairments and write-downs&#59; the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:279.04pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.45pt">Group&#8217;s ESG targets and&#47;or commitments&#59; statements of plans, objectives or goals of the Group or its management and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.14pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:290.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">other statements that are not historical fact and statements of assumptions underlying such statements. By their nature,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:301.14pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">forward-looking statements involve risk and uncertainty because they relate to events and depend upon circumstances</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:312.19pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.61pt">that will or may occur in the future. Factors that could cause actual business, strategy, targets, plans and&#47;or results</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:323.24pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.58pt">(including but not limited to the payment of dividends) to differ materially from forward-looking statements include, but</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:334.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.55pt">are not limited to&#58; general economic and business conditions in the UK and internationally (including in relation to tariffs)&#59;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:345.34pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.59pt">imposed and threatened tariffs and changes to global trade policies&#59; acts of hostility or terrorism and responses to those</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.28pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:356.39pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.61pt">acts, or other such events&#59; geopolitical unpredictability&#59; the war between Russia and Ukraine&#59; the escalation of conflicts</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:367.44pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.44pt">in the Middle East&#59; the tensions between China and Taiwan&#59; political instability including as a result of any UK general</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.13pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:378.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">election&#59; market related risks, trends and developments&#59; changes in client and consumer behaviour and demand&#59;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:389.54pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">exposure to counterparty risk&#59; the ability to access sufficient sources of capital, liquidity and funding when required&#59;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:400.59pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">changes to the Group&#8217;s credit ratings&#59; fluctuations in interest rates, inflation, exchange rates, stock markets and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:411.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">currencies&#59; volatility in credit markets&#59; volatility in the price of the Group&#8217;s securities&#59; natural pandemic and other</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:422.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.58pt">disasters&#59; risks concerning borrower and counterparty credit quality&#59; risks affecting insurance business and defined benefit</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:433.74pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.54pt">pension schemes&#59; changes in laws, regulations, practices and accounting standards or taxation&#59; changes to regulatory</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:444.79pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.58pt">capital or liquidity requirements and similar contingencies&#59; the policies and actions of governmental or regulatory</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:455.84pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.55pt">authorities or courts together with any resulting impact on the future structure of the Group&#59; risks associated with the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:466.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.6pt">Group&#8217;s compliance with a wide range of laws and regulations&#59; assessment related to resolution planning requirements&#59;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.29pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:477.94pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">risks related to regulatory actions which may be taken in the event of a bank or Group failure&#59; exposure to legal,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:488.99pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.5pt">regulatory or competition proceedings, investigations or complaints&#59; failure to comply with anti-money laundering,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:500.04pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.52pt">counter terrorist financing, anti-bribery and sanctions regulations&#59; failure to prevent or detect any illegal or improper</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.21pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:511.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.5pt">activities&#59; operational risks including risks as a result of the failure of third party suppliers&#59; conduct risk&#59; risks related to</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:522.14pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">new and emerging technologies, including artificial intelligence&#59; technological changes and risks to the security of IT and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:533.19pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.59pt">operational infrastructure, systems, data and information resulting from increased threat of cyber and other attacks&#59;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.28pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:544.24pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.54pt">technological failure&#59; inadequate or failed internal or external processes or systems&#59; risks relating to ESG matters, such as</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:555.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.5pt">climate change (and achieving climate change ambitions) and decarbonisation, including the Group&#8217;s ability along with</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:566.34pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">the government and other stakeholders to measure, manage and mitigate the impacts of climate change effectively, and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:577.39pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">human rights issues&#59; the impact of competitive conditions&#59; failure to attract, retain and develop high calibre talent&#59; the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:588.44pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">ability to achieve strategic objectives&#59; the ability to derive cost savings and other benefits including, but without</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:599.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.57pt">limitation, as a result of any acquisitions, disposals and other strategic transactions&#59; inability to capture accurately the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:610.54pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">expected value from acquisitions&#59; assumptions and estimates that form the basis of the Group&#8217;s financial statements&#59; and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:621.59pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">potential changes in dividend policy. A number of these influences and factors are beyond the Group&#8217;s control. Please</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:632.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.55pt">refer to the latest Annual Report on Form 20-F filed by Lloyds Banking Group plc with the US Securities and Exchange</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:643.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.46pt">Commission (the SEC), which is available on the SEC&#8217;s website at www.sec.gov, for a discussion of certain factors and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.15pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:654.74pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">risks. Lloyds Banking Group plc may also make or disclose written and&#47;or oral forward-looking statements in other written</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:665.79pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.61pt">materials and in oral statements made by the directors, officers or employees of Lloyds Banking Group plc to third</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:676.84pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">parties, including financial analysts. Except as required by any applicable law or regulation, the forward-looking</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:687.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.56pt">statements contained in this document are made as of today&#8217;s date, and the Group expressly disclaims any obligation or</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:698.94pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.59pt">undertaking to release publicly any updates or revisions to any forward-looking statements contained in this document</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.28pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:709.99pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">whether as a result of new information, future events or otherwise. The information, statements and opinions contained</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:721.04pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.48pt">in this document do not constitute a public offer under any applicable law or an offer to sell any securities or financial</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:538.1700000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.19pt"> </font></div><div style="font-size:12pt;line-height:6.8pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:732.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8.5pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:401.91pt">instruments or any advice or recommendation with respect to such securities or financial instruments.</font></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.4pt;position:absolute;text-decoration:none;white-space:pre">Page 2 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_31" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:152.03pt;position:absolute;text-decoration:none;white-space:pre">CONDENSED CONSOLIDATED INCOME STATEMENT (UNAUDITED)</font></div><div style="position:absolute;top:78.29pt;width:594.99pt"><div style="font-size:0pt;left:57.49pt;position:absolute;width:480pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:374.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td></tr><tr style="height:60.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:23.09pt;position:absolute;text-decoration:none;white-space:pre">Three </font></div><div style="line-height:6.4pt;position:absolute;top:12.85pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:16.13pt;position:absolute;text-decoration:none;white-space:pre">months </font></div><div style="line-height:6.4pt;position:absolute;top:22.45pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:21.02pt;position:absolute;text-decoration:none;white-space:pre">ended </font></div><div style="line-height:6.4pt;position:absolute;top:32.05pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:20.45pt;position:absolute;text-decoration:none;white-space:pre">31 Mar</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:41.65pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.25pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div><div style="line-height:6.4pt;position:absolute;top:51.25pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.97pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:23.28pt;position:absolute;text-decoration:none;white-space:pre">Three </font></div><div style="line-height:6.4pt;position:absolute;top:12.85pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:16.38pt;position:absolute;text-decoration:none;white-space:pre">months </font></div><div style="line-height:6.4pt;position:absolute;top:22.45pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:21.18pt;position:absolute;text-decoration:none;white-space:pre">ended </font></div><div style="line-height:6.4pt;position:absolute;top:32.05pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:20.6pt;position:absolute;text-decoration:none;white-space:pre">31 Mar </font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:41.65pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.79pt;position:absolute;text-decoration:none;white-space:pre">2025</font></div><div style="line-height:6.4pt;position:absolute;top:51.25pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:33.03pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:60.75pt;width:374.25pt"><div><div style="line-height:5.82pt;position:absolute;top:3pt;width:374.25pt"><font style="font-family:&#39;Arial&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;white-space:pre"> </font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:72.75pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Net interest income</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:72.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19pt"></font></font><font style="left:21.63pt;position:absolute">3,483<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:72.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.17pt"></font></font><font style="left:21.8pt;position:absolute">3,204<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:85.5pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Other income</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:85.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.23pt"></font></font><font style="left:25.86pt;position:absolute">1,701<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:85.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.03pt"></font></font><font style="left:25.66pt;position:absolute">1,491<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:98.25pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total income</font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:98.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.89pt"></font></font><font style="left:23.52pt;position:absolute">5,184<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:98.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.15pt"></font></font><font style="left:21.779999999999998pt;position:absolute">4,695<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:111pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Operating expenses</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:111pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.36pt"></font></font><font style="left:18.99pt;position:absolute">(2,865)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:111pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.29pt"></font></font><font style="left:18.919999999999998pt;position:absolute">(2,868)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:123.75pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Impairment</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:123.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.17pt"></font></font><font style="left:25.8pt;position:absolute">(294)</font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:123.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:25.2pt"></font></font><font style="left:27.83pt;position:absolute">(310)</font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:136.5pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Profit before tax</font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:136.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.56pt"></font></font><font style="left:22.189999999999998pt;position:absolute">2,025<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:136.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:24.26pt"></font></font><font style="left:26.89pt;position:absolute">1,517<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:149.25pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Tax expense</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:149.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.14pt"></font></font><font style="left:25.77pt;position:absolute">(470)</font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:149.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.58pt"></font></font><font style="left:26.209999999999997pt;position:absolute">(383)</font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:162pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Profit after tax</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:162pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.79pt"></font></font><font style="left:24.419999999999998pt;position:absolute">1,555<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:162pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.27pt"></font></font><font style="left:25.9pt;position:absolute">1,134<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:174.75pt;width:374.25pt"><div><div style="line-height:5.82pt;position:absolute;top:3pt;width:374.25pt"><font style="font-family:&#39;Arial&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;white-space:pre"> </font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:186.75pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Profit attributable to ordinary shareholders</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:186.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:22.95pt"></font></font><font style="left:25.58pt;position:absolute">1,413<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:186.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.44pt"></font></font><font style="left:23.07pt;position:absolute">1,006<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:199.5pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Profit attributable to other equity holders</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:199.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30pt"></font></font><font style="left:32.63pt;position:absolute">118<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:199.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30.67pt"></font></font><font style="left:33.300000000000004pt;position:absolute">115<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:212.25pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Profit attributable to non-controlling interests</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:212.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.18pt"></font></font><font style="left:33.81pt;position:absolute">24<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:212.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.41pt"></font></font><font style="left:36.04pt;position:absolute">13<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:225pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Profit after tax</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:225pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.79pt"></font></font><font style="left:24.419999999999998pt;position:absolute">1,555<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:225pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.27pt"></font></font><font style="left:25.9pt;position:absolute">1,134<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:237.75pt;width:374.25pt"><div><div style="line-height:5.82pt;position:absolute;top:3pt;width:374.25pt"><font style="font-family:&#39;Arial&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;white-space:pre"> </font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:249.75pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Ordinary shares in issue (weighted-average &#8211; basic)</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:249.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:12.23pt;position:absolute;text-decoration:none;white-space:pre">58,801m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:249.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:10.49pt;position:absolute;text-decoration:none;white-space:pre">60,589m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:262.5pt;width:374.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:374.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Basic earnings per share</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:374.25pt;position:absolute;top:262.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:27.83pt;position:absolute;text-decoration:none;white-space:pre">2.4p</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:429.75pt;position:absolute;top:262.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30.07pt"></font></font><font style="left:32.7pt;position:absolute">1.7</font><font style="left:41.82pt;position:absolute">p</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr></table></div></div></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.3pt;position:absolute;text-decoration:none;white-space:pre">Page 3 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_34" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:162.3pt;position:absolute;text-decoration:none;white-space:pre">CONDENSED CONSOLIDATED BALANCE SHEET (UNAUDITED)</font></div><div style="position:absolute;top:75.49pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:481.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:375.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td></tr><tr style="height:32.25pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;width:47.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:3.55pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.43pt;position:absolute;text-decoration:none;white-space:pre">At </font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:20.45pt;position:absolute;text-decoration:none;white-space:pre">31 Mar</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:13.15pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.25pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.97pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.55pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.61pt;position:absolute;text-decoration:none;white-space:pre">At 31 Dec</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:13.15pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.79pt;position:absolute;text-decoration:none;white-space:pre">2025</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:33.03pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:15.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:48pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Assets</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:60.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Cash and balances at central banks</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:60.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.58pt"></font></font><font style="left:19.209999999999997pt;position:absolute">62,128<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:60.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.5pt"></font></font><font style="left:19.13pt;position:absolute">56,661<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:73.5pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Financial assets at fair value through profit or loss</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:73.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.79pt"></font></font><font style="left:12.419999999999998pt;position:absolute">238,626<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:73.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.26pt"></font></font><font style="left:13.89pt;position:absolute">240,413<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:86.25pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Derivative financial instruments</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:86.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.24pt"></font></font><font style="left:17.87pt;position:absolute">22,307<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:86.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.09pt"></font></font><font style="left:20.72pt;position:absolute">19,727<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:99pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Financial assets at amortised cost</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:99pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:14pt"></font></font><font style="left:16.63pt;position:absolute">565,121<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:99pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.21pt"></font></font><font style="left:13.84pt;position:absolute">553,672<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:111.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Financial assets at fair value through other comprehensive income</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:111.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:14.46pt"></font></font><font style="left:17.09pt;position:absolute">35,442<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:111.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:14.66pt"></font></font><font style="left:17.29pt;position:absolute">36,320<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:124.5pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Other assets</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:124.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.5pt"></font></font><font style="left:18.13pt;position:absolute">44,501<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:124.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.23pt"></font></font><font style="left:18.86pt;position:absolute">37,279<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:137.25pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total assets</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:137.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.51pt"></font></font><font style="left:14.14pt;position:absolute">968,125<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:137.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.66pt"></font></font><font style="left:12.29pt;position:absolute">944,072<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:150pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Liabilities</font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:162.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Deposits from banks</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:162.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20pt"></font></font><font style="left:22.63pt;position:absolute">7,476<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:162.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.8pt"></font></font><font style="left:23.43pt;position:absolute">5,779<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:175.5pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Customer deposits</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:175.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.21pt"></font></font><font style="left:11.84pt;position:absolute">495,924<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:175.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.88pt"></font></font><font style="left:12.510000000000002pt;position:absolute">496,457<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:188.25pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Repurchase agreements at amortised cost</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:188.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:17.23pt"></font></font><font style="left:19.86pt;position:absolute">41,014<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:188.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:14.96pt"></font></font><font style="left:17.59pt;position:absolute">38,570<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:201pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Financial liabilities at fair value through profit or loss</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:201pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.68pt"></font></font><font style="left:19.31pt;position:absolute">31,425<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:201pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:14.92pt"></font></font><font style="left:17.55pt;position:absolute">27,909<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:213.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Derivative financial instruments</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:213.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.05pt"></font></font><font style="left:18.68pt;position:absolute">19,568<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:213.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.95pt"></font></font><font style="left:21.58pt;position:absolute">16,132<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:226.5pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Debt securities in issue at amortised cost</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:226.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.5pt"></font></font><font style="left:18.13pt;position:absolute">91,884<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:226.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18pt"></font></font><font style="left:20.63pt;position:absolute">78,271<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:239.25pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Liabilities arising from insurance and participating investment contracts</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:239.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:13.53pt"></font></font><font style="left:16.16pt;position:absolute">131,334<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:239.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.99pt"></font></font><font style="left:14.620000000000001pt;position:absolute">135,284<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:252pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Liabilities arising from non-participating investment contracts</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:252pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:13.29pt"></font></font><font style="left:15.919999999999998pt;position:absolute">60,630<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:252pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.68pt"></font></font><font style="left:18.31pt;position:absolute">61,640<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:264.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Other liabilities</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:264.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.59pt"></font></font><font style="left:22.22pt;position:absolute">31,771<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:264.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:14.94pt"></font></font><font style="left:17.57pt;position:absolute">26,269<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:277.5pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Subordinated liabilities</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:277.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.48pt"></font></font><font style="left:21.11pt;position:absolute">8,868<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:277.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.74pt"></font></font><font style="left:21.369999999999997pt;position:absolute">9,894<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:290.25pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total liabilities</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:290.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:10.58pt"></font></font><font style="left:13.21pt;position:absolute">919,894<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:290.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.49pt"></font></font><font style="left:12.120000000000001pt;position:absolute">896,205<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:303pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total equity</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:303pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.27pt"></font></font><font style="left:18.9pt;position:absolute">48,231<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:303pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.3pt"></font></font><font style="left:17.93pt;position:absolute">47,867<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:315.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total equity and liabilities</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:315.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.51pt"></font></font><font style="left:14.14pt;position:absolute">968,125<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:315.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.66pt"></font></font><font style="left:12.29pt;position:absolute">944,072<font style="display:inline-block;height:6.4pt;width:2.96pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr></table></div></div></div><div id="i5b1921bb368e44d1a572bcdbe44e0379_37" style="position:absolute;top:416.99pt"></div><div style="line-height:7.2pt;position:absolute;top:416.99pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:257.18pt;position:absolute;text-decoration:none;white-space:pre">CAPITAL METRICS</font></div><div style="position:absolute;top:435.79pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:481.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:375.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td></tr><tr style="height:21.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.65pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.43pt;position:absolute;text-decoration:none;white-space:pre">At 31 Mar</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:12.25pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.25pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.65pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.61pt;position:absolute;text-decoration:none;white-space:pre">At 31 Dec</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:12.25pt;width:47.25pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.79pt;position:absolute;text-decoration:none;white-space:pre">2025</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:33.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Risk-weighted assets</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:33.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:7.79pt"></font></font><font style="left:10.42pt;position:absolute">&#163;240.8bn</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:33.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.57pt"></font></font><font style="left:12.2pt;position:absolute">&#163;235.5bn</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:46.5pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Common equity tier 1 ratio</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:46.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:23.24pt;position:absolute;text-decoration:none;white-space:pre">13.4%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:46.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:22.84pt;position:absolute;text-decoration:none;white-space:pre">14.0%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:59.25pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total capital ratio</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:59.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:23.49pt;position:absolute;text-decoration:none;white-space:pre">18.2%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:59.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:23.25pt;position:absolute;text-decoration:none;white-space:pre">18.9%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:72pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">MREL ratio</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:72pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:24.12pt;position:absolute;text-decoration:none;white-space:pre">31.7%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:72pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:22.34pt;position:absolute;text-decoration:none;white-space:pre">32.2%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:84.75pt;width:375.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:375.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">UK leverage ratio</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:375.75pt;position:absolute;top:84.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.44pt;position:absolute;text-decoration:none;white-space:pre">5.1%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:84.75pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.25pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:26.31pt;position:absolute;text-decoration:none;white-space:pre">5.4%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr></table></div></div></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.1pt;position:absolute;text-decoration:none;white-space:pre">Page 4 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_40" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:254.15pt;position:absolute;text-decoration:none;white-space:pre">FINANCIAL REVIEW</font></div><div id="i5b1921bb368e44d1a572bcdbe44e0379_43" style="position:absolute;top:75.49pt"></div><div style="line-height:7.2pt;position:absolute;top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">Income statement</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:94.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:292.81pt">The Group&#8217;s statutory profit before tax for the first three months of </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:349.5pt;position:absolute;text-decoration:none;white-space:pre;width:21.55pt">2026</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:371.05pt;position:absolute;text-decoration:none;white-space:pre;width:27.26pt"> was &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:398.31pt;position:absolute;text-decoration:none;white-space:pre;width:23.7pt">2,025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:422.01pt;position:absolute;text-decoration:none;white-space:pre;width:36.55pt">&#160;million, </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:458.56pt;position:absolute;text-decoration:none;white-space:pre;width:17.85pt">33%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:476.41pt;position:absolute;text-decoration:none;white-space:pre;width:61.89pt"> higher than in</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:106.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:105.13pt">the first three months of </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:161.82pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:183.01pt;position:absolute;text-decoration:none;white-space:pre;width:355.16pt">, reflecting higher total income, controlled costs and benign impairments. Profit after</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1700000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:119.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:42.28pt">tax was &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:98.97pt;position:absolute;text-decoration:none;white-space:pre;width:21.22pt">1,555</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:120.19pt;position:absolute;text-decoration:none;white-space:pre;width:161.36pt">&#160;million and earnings per share were </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:281.55pt;position:absolute;text-decoration:none;white-space:pre;width:13.17pt">2.4</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:294.72pt;position:absolute;text-decoration:none;white-space:pre;width:140.1pt"> pence (three months to March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:434.82pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:456.01pt;position:absolute;text-decoration:none;white-space:pre;width:10.97pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:466.98pt;position:absolute;text-decoration:none;white-space:pre;width:19.85pt">1,134</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:486.83pt;position:absolute;text-decoration:none;white-space:pre;width:51.31pt">&#160;million and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.14pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:132.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:10.26pt">1.7</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:66.95pt;position:absolute;text-decoration:none;white-space:pre;width:85.62pt">&#160;pence respectively).</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:152.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:198.6pt">Total income for the three months to 31 March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:255.29pt;position:absolute;text-decoration:none;white-space:pre;width:21.55pt">2026</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:276.84000000000003pt;position:absolute;text-decoration:none;white-space:pre;width:26.18pt"> was &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:303.02pt;position:absolute;text-decoration:none;white-space:pre;width:22.23pt">5,184</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:325.25pt;position:absolute;text-decoration:none;white-space:pre;width:96.14pt">&#160;million, an increase of </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:421.39pt;position:absolute;text-decoration:none;white-space:pre;width:9.08pt">10</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:430.46999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:7.31pt">%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:437.78pt;position:absolute;text-decoration:none;white-space:pre;width:100.41pt"> on the prior year (three</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:165.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:90.66pt">months to 31 March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:147.35pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:168.54pt;position:absolute;text-decoration:none;white-space:pre;width:11.09pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:179.63pt;position:absolute;text-decoration:none;white-space:pre;width:24.5pt">4,695</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:204.13pt;position:absolute;text-decoration:none;white-space:pre;width:148.61pt"> million). Net interest income of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:352.74pt;position:absolute;text-decoration:none;white-space:pre;width:24.42pt">3,483</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:377.16pt;position:absolute;text-decoration:none;white-space:pre;width:70.33pt">&#160;million was up </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:447.49pt;position:absolute;text-decoration:none;white-space:pre;width:5.54pt">9</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:453.03pt;position:absolute;text-decoration:none;white-space:pre;width:7.31pt">%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:460.34pt;position:absolute;text-decoration:none;white-space:pre;width:77.91pt"> (three months to</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:177.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:40.97pt">31&#160;March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:97.66pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:118.85pt;position:absolute;text-decoration:none;white-space:pre;width:10.49pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:129.34pt;position:absolute;text-decoration:none;white-space:pre;width:24.47pt">3,204</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:153.81pt;position:absolute;text-decoration:none;white-space:pre;width:333.53pt"> million), driven by higher average interest-earning assets and a higher margin.</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:487.34pt;position:absolute;text-decoration:none;white-space:pre;width:50.83pt"> The margin</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1700000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:190.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">benefitted from stronger structural hedge income as eligible balances were reinvested into a higher rate</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:203.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.5pt">environment alongside strong customer led growth, partially offset by asset margin compression, in particular in</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:215.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:116.57pt">the UK mortgages portfolio.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:236.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:116.31pt">Other income increased by </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:173pt;position:absolute;text-decoration:none;white-space:pre;width:8.9pt">14</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:181.89999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:7.31pt">%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:189.21pt;position:absolute;text-decoration:none;white-space:pre;width:19.42pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:208.63pt;position:absolute;text-decoration:none;white-space:pre;width:19.46pt">1,701</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:228.09pt;position:absolute;text-decoration:none;white-space:pre;width:147.86pt">&#160;million (three months to 31 March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:375.95pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:397.14pt;position:absolute;text-decoration:none;white-space:pre;width:9.97pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:407.11pt;position:absolute;text-decoration:none;white-space:pre;width:20.12pt">1,491</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:427.23pt;position:absolute;text-decoration:none;white-space:pre;width:111.04pt"> million), with a higher net</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:248.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">investment return and finance result in respect of insurance and investment contracts, higher net fee and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:261.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.54pt">commission income and higher other operating income, partially offset by a lower insurance service result. Net fee</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:274.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:103.59pt">and commission income</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:160.28pt;position:absolute;text-decoration:none;white-space:pre;width:3.82pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:164.1pt;position:absolute;text-decoration:none;white-space:pre;width:39.96pt">increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:204.06pt;position:absolute;text-decoration:none;white-space:pre;width:17.78pt"> by </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:221.84pt;position:absolute;text-decoration:none;white-space:pre;width:8.81pt">18</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:230.65pt;position:absolute;text-decoration:none;white-space:pre;width:307.59pt">% as a result of strengthening customer activity, while other operating</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:286.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:34.04pt">income </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:90.72999999999999pt;position:absolute;text-decoration:none;white-space:pre;width:39.96pt">increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:130.69pt;position:absolute;text-decoration:none;white-space:pre;width:16.78pt"> by </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:147.47pt;position:absolute;text-decoration:none;white-space:pre;width:5.64pt">8</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:153.11pt;position:absolute;text-decoration:none;white-space:pre;width:7.31pt">%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:160.42000000000002pt;position:absolute;text-decoration:none;white-space:pre;width:91.76pt"> as a result of vehicle</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:252.18pt;position:absolute;text-decoration:none;white-space:pre;width:230.14pt"> fleet growth and higher average vehicle rental values</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:482.32pt;position:absolute;text-decoration:none;white-space:pre;width:55.96pt"> in UK Motor</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.28pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:299.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:90.78pt">Finance within Retail.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:319.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:126.04pt">Total operating expenses of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:182.73000000000002pt;position:absolute;text-decoration:none;white-space:pre;width:23.92pt">2,865</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:206.65pt;position:absolute;text-decoration:none;white-space:pre;width:77.8pt"> million (31 March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:284.45pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:305.64pt;position:absolute;text-decoration:none;white-space:pre;width:10.26pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:315.9pt;position:absolute;text-decoration:none;white-space:pre;width:24.38pt">2,868</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:340.28pt;position:absolute;text-decoration:none;white-space:pre;width:75.03pt"> million) reflected</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:415.31pt;position:absolute;text-decoration:none;white-space:pre;width:122.94pt"> increased cost savings and a</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:332.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:110.46pt">lower severance expense. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:167.14999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:371.07pt">These were offset by business growth costs, inflationary pressures, the impact of Lloyds</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:345.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.48pt">Wealth (Schroders Personal Wealth), acquired in the fourth quarter of 2025 and higher operating lease</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1700000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:357.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:286.37pt">depreciation. The increased operating lease depreciation reflected </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:343.06pt;position:absolute;text-decoration:none;white-space:pre;width:195.13pt">fleet growth, the&#160;depreciation of higher value</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:370.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:161.62pt">vehicles and declines in used car prices</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:218.31pt;position:absolute;text-decoration:none;white-space:pre;width:173.09pt">, partially offset by risk mitigation actions</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:391.4pt;position:absolute;text-decoration:none;white-space:pre;width:2.39pt">.</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:393.79pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:390.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:108.27pt">A remediation charge of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:164.95999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:6.34pt">11</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:171.3pt;position:absolute;text-decoration:none;white-space:pre;width:366.97pt"> million was recognised by the Group in the first three months of 2026 (three months to</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:403.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:71.48pt">31 March 2025&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:128.17000000000002pt;position:absolute;text-decoration:none;white-space:pre;width:9.95pt">nil</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:138.12pt;position:absolute;text-decoration:none;white-space:pre;width:400.14pt">) across a small number of pre-existing rectification programmes. There has been no change to</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:416.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.47pt">the provision for motor finance commission arrangements, following the announcement of the final rules of the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1600000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:428.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.59pt">industry wide redress scheme. However, there remain a number of uncertainties including response rates,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.28pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:441.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.56pt">operational costs, litigation and the result of challenge from other parties which could impact the ultimate</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:453.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:39.91pt">outcome.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:474.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:126.43pt">The impairment charge was &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:183.12pt;position:absolute;text-decoration:none;white-space:pre;width:16.32pt">294</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:199.44pt;position:absolute;text-decoration:none;white-space:pre;width:183.1pt">&#160;million (three months to 31 March 2025&#58;&#160;&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:382.54pt;position:absolute;text-decoration:none;white-space:pre;width:14.35pt">310</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:396.89pt;position:absolute;text-decoration:none;white-space:pre;width:31.25pt"> million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:428.14pt;position:absolute;text-decoration:none;white-space:pre;width:3.33pt">)</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:431.46999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:106.78pt">. The charge remains low</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:487.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.57pt">due to continued strong and stable credit performance across portfolios and benefits from quarterly model</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:499.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:171.77pt">calibrations reflecting this performance. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:228.46pt;position:absolute;text-decoration:none;white-space:pre;width:103.67pt">The charge includes the </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:332.13pt;position:absolute;text-decoration:none;white-space:pre;width:206.12pt">impact of the deterioration in economic outlook</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:512.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:314.21pt">as a result of the Middle East conflict, partly offset by the release of the </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:370.9pt;position:absolute;text-decoration:none;white-space:pre;width:167.22pt">post model adjustment for global tariff</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.12pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:524.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.53pt">and political disruption risks now considered to be adequately captured within assumptions and resulting</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:537.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:85.93pt">modelled provisions.</font></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.34pt;position:absolute;text-decoration:none;white-space:pre">Page 5 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_46" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">FINANCIAL REVIEW </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:145.44pt;position:absolute;text-decoration:none;white-space:pre">(continued)</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">Balance sheet</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:94.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:175.33pt">As at 31 March 2026, total assets were &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:232.02pt;position:absolute;text-decoration:none;white-space:pre;width:64.03pt">968,125 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:296.05pt;position:absolute;text-decoration:none;white-space:pre;width:10.75pt">, &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:306.8pt;position:absolute;text-decoration:none;white-space:pre;width:61.05pt">24,053 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:367.85pt;position:absolute;text-decoration:none;white-space:pre;width:3.3pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:371.15pt;position:absolute;text-decoration:none;white-space:pre;width:25.9pt">higher</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:397.05pt;position:absolute;text-decoration:none;white-space:pre;width:120.01pt"> compared to 31 December </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:517.06pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:106.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:62.52pt">(31&#160;December </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:119.21000000000001pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:140.39999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:11.08pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:151.48000000000002pt;position:absolute;text-decoration:none;white-space:pre;width:67.02pt">944,072 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:218.5pt;position:absolute;text-decoration:none;white-space:pre;width:184.3pt">). Financial assets at amortised cost were </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:402.8pt;position:absolute;text-decoration:none;white-space:pre;width:4.94pt">&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:407.74pt;position:absolute;text-decoration:none;white-space:pre;width:61.65pt">565,121 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:469.39pt;position:absolute;text-decoration:none;white-space:pre;width:11.2pt">, &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:480.59pt;position:absolute;text-decoration:none;white-space:pre;width:57.7pt">11,449 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.29pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:119.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:25.9pt">higher</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:82.59pt;position:absolute;text-decoration:none;white-space:pre;width:72.87pt"> (31&#160;December </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:155.45999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:176.64999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:13.28pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:189.93pt;position:absolute;text-decoration:none;white-space:pre;width:67.48pt">553,672 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:257.40999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:280.83pt">), including increases in loans and advances to customers of</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:132.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:4.94pt">&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:61.629999999999995pt;position:absolute;text-decoration:none;white-space:pre;width:24.87pt">4,950</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:86.5pt;position:absolute;text-decoration:none;white-space:pre;width:190.4pt">&#160;million, reverse repurchase agreements of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:276.9pt;position:absolute;text-decoration:none;white-space:pre;width:53.83pt">3,941 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:330.73pt;position:absolute;text-decoration:none;white-space:pre;width:89.28pt">, debt securities of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:420.01pt;position:absolute;text-decoration:none;white-space:pre;width:53.91pt">1,666 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:473.92pt;position:absolute;text-decoration:none;white-space:pre;width:64.32pt"> and loans and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:144.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:102.57pt">advances to banks of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:159.26pt;position:absolute;text-decoration:none;white-space:pre;width:48.36pt">892 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:207.62pt;position:absolute;text-decoration:none;white-space:pre;width:250.06pt">. Loans and advances to customers included growth of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:457.68pt;position:absolute;text-decoration:none;white-space:pre;width:52.25pt">1,614 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:509.93pt;position:absolute;text-decoration:none;white-space:pre;width:4.03pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:513.96pt;position:absolute;text-decoration:none;white-space:pre;width:24.19pt">in UK</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.15pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:157.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:43.83pt">mortgages</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:100.52pt;position:absolute;text-decoration:none;white-space:pre;width:437.73pt"> in a period with significant maturities, alongside growth across credit cards, UK Retail unsecured loans,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:169.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:226.05pt">UK Motor Finance and the European retail business</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:282.74pt;position:absolute;text-decoration:none;white-space:pre;width:47.98pt"> totalling &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:330.71999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:50.86pt">1,751 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:381.58pt;position:absolute;text-decoration:none;white-space:pre;width:156.61pt">. Lending balances also increased in</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:182.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:108.05pt">Commercial Banking by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:164.74pt;position:absolute;text-decoration:none;white-space:pre;width:53.26pt">2,814 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:218pt;position:absolute;text-decoration:none;white-space:pre;width:320.22pt">, reflecting growth across Corporate and Institutional Banking and Business</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:195.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.58pt">and Commercial Banking, net of continued government-backed lending repayments. These increases were partially</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:207.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:349.47pt">offset by movements in the central fair value hedge resulting from rising swap rates.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:228.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:251.73pt">Financial assets held at fair value through profit or loss at &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:308.41999999999996pt;position:absolute;text-decoration:none;white-space:pre;width:65.54pt">238,626 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:373.96pt;position:absolute;text-decoration:none;white-space:pre;width:2.84pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:376.8pt;position:absolute;text-decoration:none;white-space:pre;width:42.86pt">decreased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:419.66pt;position:absolute;text-decoration:none;white-space:pre;width:20.76pt"> by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:440.42pt;position:absolute;text-decoration:none;white-space:pre;width:51.66pt">1,787 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:492.08pt;position:absolute;text-decoration:none;white-space:pre;width:46.18pt"> during the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:240.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.5pt">period, with lower assets held to back insurance and investment contract liabilities reflecting market movements,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:253.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:349.32pt">partially offset by increased reverse repurchase agreements in the banking business.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:274.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:141.18pt">Derivative financial assets were &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:197.87pt;position:absolute;text-decoration:none;white-space:pre;width:55.38pt">2,580 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:253.25pt;position:absolute;text-decoration:none;white-space:pre;width:2.99pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:256.24pt;position:absolute;text-decoration:none;white-space:pre;width:25.9pt">higher</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:282.14pt;position:absolute;text-decoration:none;white-space:pre;width:19.75pt"> at &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:301.89pt;position:absolute;text-decoration:none;white-space:pre;width:59.58pt">22,307 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:361.46999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:98.99pt">&#160;versus the prior period</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:460.46pt;position:absolute;text-decoration:none;white-space:pre;width:77.78pt">, driven by market</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:286.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:112.85pt">movements in the period. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:169.54pt;position:absolute;text-decoration:none;white-space:pre;width:154.82pt">Cash and balances at central banks </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:324.36pt;position:absolute;text-decoration:none;white-space:pre;width:39.96pt">increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:364.32pt;position:absolute;text-decoration:none;white-space:pre;width:21.34pt"> by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:385.66pt;position:absolute;text-decoration:none;white-space:pre;width:54.89pt">5,467 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:440.55pt;position:absolute;text-decoration:none;white-space:pre;width:20.4pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:460.95pt;position:absolute;text-decoration:none;white-space:pre;width:58.19pt">62,128 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:519.14pt;position:absolute;text-decoration:none;white-space:pre;width:19.06pt"> and</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:299.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:302.67pt">financial assets at fair value through other comprehensive income of&#160;&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:359.36pt;position:absolute;text-decoration:none;white-space:pre;width:60.91pt">35,442 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:420.27pt;position:absolute;text-decoration:none;white-space:pre;width:3.34pt">&#160;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:423.61pt;position:absolute;text-decoration:none;white-space:pre;width:42.86pt">decreased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:466.46999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:21.76pt"> by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:488.23pt;position:absolute;text-decoration:none;white-space:pre;width:47.42pt">878 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:535.65pt;position:absolute;text-decoration:none;white-space:pre;width:2.51pt">,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1600000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:311.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:178.24pt">reflecting changes in liquidity holdings. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:234.93pt;position:absolute;text-decoration:none;white-space:pre;width:91.61pt">Other assets were &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:326.54pt;position:absolute;text-decoration:none;white-space:pre;width:55.69pt">7,222 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:382.23pt;position:absolute;text-decoration:none;white-space:pre;width:5.23pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:387.46pt;position:absolute;text-decoration:none;white-space:pre;width:25.9pt">higher</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:413.36pt;position:absolute;text-decoration:none;white-space:pre;width:124.86pt">, largely reflecting increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:324.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:87.25pt">settlement balances.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:345.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:75.46pt">Total liabilities </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:132.14999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:33.8pt">were &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:165.95pt;position:absolute;text-decoration:none;white-space:pre;width:69.91pt">919,894 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:235.85999999999999pt;position:absolute;text-decoration:none;white-space:pre;width:15.59pt">, &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:251.45pt;position:absolute;text-decoration:none;white-space:pre;width:65.79pt">23,689 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:317.24pt;position:absolute;text-decoration:none;white-space:pre;width:8.14pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:325.38pt;position:absolute;text-decoration:none;white-space:pre;width:25.9pt">higher</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:351.28pt;position:absolute;text-decoration:none;white-space:pre;width:163.4pt">&#160;over the period (31&#160;December </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:514.6800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:535.87pt;position:absolute;text-decoration:none;white-space:pre;width:2.39pt">&#58;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:357.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:4.94pt">&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:61.629999999999995pt;position:absolute;text-decoration:none;white-space:pre;width:35.37pt">896,205</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:97pt;position:absolute;text-decoration:none;white-space:pre;width:30.58pt">&#160;million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:127.58pt;position:absolute;text-decoration:none;white-space:pre;width:8.2pt">). </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:135.78pt;position:absolute;text-decoration:none;white-space:pre;width:97.36pt">Customer deposits of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:233.14pt;position:absolute;text-decoration:none;white-space:pre;width:65.86pt">495,924 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:299pt;position:absolute;text-decoration:none;white-space:pre;width:65.38pt"> decreased by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:364.38pt;position:absolute;text-decoration:none;white-space:pre;width:46.3pt">533 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:410.68pt;position:absolute;text-decoration:none;white-space:pre;width:127.59pt"> in the quarter. Retail deposits</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:370.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:16.3pt">of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:72.99pt;position:absolute;text-decoration:none;white-space:pre;width:60.3pt">322,131 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:133.29pt;position:absolute;text-decoration:none;white-space:pre;width:70.43pt"> were down by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:203.72pt;position:absolute;text-decoration:none;white-space:pre;width:54.47pt">3,037 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:258.19pt;position:absolute;text-decoration:none;white-space:pre;width:279.95pt">, including a reduction in Retail UK savings account balances given</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.14pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:382.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:270.97pt">Group participation decisions in the fixed term deposit market.</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:327.66pt;position:absolute;text-decoration:none;white-space:pre;width:210.57pt"> Retail UK current account balances increased by</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:395.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:4.94pt">&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:61.629999999999995pt;position:absolute;text-decoration:none;white-space:pre;width:14.25pt">616</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:75.88pt;position:absolute;text-decoration:none;white-space:pre;width:2.78pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:78.66pt;position:absolute;text-decoration:none;white-space:pre;width:28.1pt">million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:106.75999999999999pt;position:absolute;text-decoration:none;white-space:pre;width:292.65pt">, supported by the strength of the Group&#8217;s franchise and proposition.</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:399.41pt;position:absolute;text-decoration:none;white-space:pre;width:138.89pt"> Commercial Banking deposits of</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:408.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:4.94pt">&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:61.629999999999995pt;position:absolute;text-decoration:none;white-space:pre;width:31.51pt">173,392</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:93.14pt;position:absolute;text-decoration:none;white-space:pre;width:75.69pt"> million were up &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:168.82999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:54.3pt">2,329 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:223.13pt;position:absolute;text-decoration:none;white-space:pre;width:61.27pt">&#160;in the quarter</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:284.4pt;position:absolute;text-decoration:none;white-space:pre;width:253.83pt">, resulting from Corporate and Institutional Banking growth,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:420.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:363.35pt">partially offset by seasonal net outflows in Business and Commercial Banking. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:420.04pt;position:absolute;text-decoration:none;white-space:pre;width:118.23pt">Repurchase agreements at</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:433.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:124.37pt">amortised cost increased by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:181.06pt;position:absolute;text-decoration:none;white-space:pre;width:55.17pt">2,444 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:236.23pt;position:absolute;text-decoration:none;white-space:pre;width:18.78pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:255.01pt;position:absolute;text-decoration:none;white-space:pre;width:56.64pt">41,014 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:311.65pt;position:absolute;text-decoration:none;white-space:pre;width:92.82pt"> (31 December 2025&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:404.46999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:59.63pt">38,570 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:464.1pt;position:absolute;text-decoration:none;white-space:pre;width:5.72pt">).</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:453.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:256.45pt">Financial liabilities at fair value through profit or loss </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:313.14pt;position:absolute;text-decoration:none;white-space:pre;width:39.96pt">increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:353.1pt;position:absolute;text-decoration:none;white-space:pre;width:26.6pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:379.7pt;position:absolute;text-decoration:none;white-space:pre;width:61.24pt">31,425 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:440.94pt;position:absolute;text-decoration:none;white-space:pre;width:73.71pt"> (31 December </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:514.65pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:535.8399999999999pt;position:absolute;text-decoration:none;white-space:pre;width:2.39pt">&#58;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:466.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:4.94pt">&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:61.629999999999995pt;position:absolute;text-decoration:none;white-space:pre;width:29.25pt">27,909</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:90.88pt;position:absolute;text-decoration:none;white-space:pre;width:34.43pt">&#160;million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:125.31pt;position:absolute;text-decoration:none;white-space:pre;width:356.56pt">) as a result of increased trading activity and derivative financial liabilities </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:481.87pt;position:absolute;text-decoration:none;white-space:pre;width:39.96pt">increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:521.8299999999999pt;position:absolute;text-decoration:none;white-space:pre;width:16.47pt"> by</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:479.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:4.94pt">&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:61.629999999999995pt;position:absolute;text-decoration:none;white-space:pre;width:24.32pt">3,436</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:85.95pt;position:absolute;text-decoration:none;white-space:pre;width:30.42pt">&#160;million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:116.37pt;position:absolute;text-decoration:none;white-space:pre;width:18.78pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:135.14999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:58pt">19,568 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:193.15pt;position:absolute;text-decoration:none;white-space:pre;width:345.04pt"> as a result of market movements. Liabilities arising from insurance and investment</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:491.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:43.79pt">contracts </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:100.47999999999999pt;position:absolute;text-decoration:none;white-space:pre;width:42.86pt">decreased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:143.34pt;position:absolute;text-decoration:none;white-space:pre;width:23.1pt"> by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:166.44pt;position:absolute;text-decoration:none;white-space:pre;width:57.34pt">4,960 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:223.78pt;position:absolute;text-decoration:none;white-space:pre;width:314.48pt">, reflecting the corresponding decrease in the assets held to back these</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:504.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:115.93pt">liabilities. Other liabilities </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:172.62pt;position:absolute;text-decoration:none;white-space:pre;width:39.96pt">increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:212.57999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:24.62pt"> by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:237.2pt;position:absolute;text-decoration:none;white-space:pre;width:56.7pt">5,502 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:293.9pt;position:absolute;text-decoration:none;white-space:pre;width:23.68pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:317.58pt;position:absolute;text-decoration:none;white-space:pre;width:56.39pt">31,771 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:373.96999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:164.26pt">, largely due to increased settlement</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:516.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:287.48pt">balances. Debt securities in issue at amortised cost increased by&#160;&#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:344.17pt;position:absolute;text-decoration:none;white-space:pre;width:56.66pt">13,613 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:400.83pt;position:absolute;text-decoration:none;white-space:pre;width:21.4pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:422.23pt;position:absolute;text-decoration:none;white-space:pre;width:59.96pt">91,884 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:482.19pt;position:absolute;text-decoration:none;white-space:pre;width:56.11pt">, due to new</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:529.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:224.33pt">issuances in the period, while subordinated liabilities </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:281.02pt;position:absolute;text-decoration:none;white-space:pre;width:42.86pt">decreased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:323.88pt;position:absolute;text-decoration:none;white-space:pre;width:19.4pt"> to &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:343.28pt;position:absolute;text-decoration:none;white-space:pre;width:55.7pt">8,868 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:398.98pt;position:absolute;text-decoration:none;white-space:pre;width:139.31pt"> as a result of redemptions in the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.29pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:542.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:29.56pt">period.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:562.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:71.42pt">Total equity of &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:128.11pt;position:absolute;text-decoration:none;white-space:pre;width:58.6pt">48,231 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:186.71pt;position:absolute;text-decoration:none;white-space:pre;width:56pt"> at 31 March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:242.71pt;position:absolute;text-decoration:none;white-space:pre;width:21.55pt">2026</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:264.26pt;position:absolute;text-decoration:none;white-space:pre;width:3.13pt"> </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:267.39pt;position:absolute;text-decoration:none;white-space:pre;width:39.96pt">increased</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:307.35pt;position:absolute;text-decoration:none;white-space:pre;width:21.34pt"> by &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:328.69pt;position:absolute;text-decoration:none;white-space:pre;width:47.77pt">364 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:376.46pt;position:absolute;text-decoration:none;white-space:pre;width:64.41pt"> (31 December </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:440.87pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:462.06pt;position:absolute;text-decoration:none;white-space:pre;width:10.46pt">&#58; &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:472.52pt;position:absolute;text-decoration:none;white-space:pre;width:60.05pt">47,867 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:532.5699999999999pt;position:absolute;text-decoration:none;white-space:pre;width:5.72pt">).</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.29pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:575.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.53pt">Profit for the period and a higher pension surplus were partially offset by the impact of the ordinary share buyback</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:587.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:248.46pt">programme and the unwind of the cash flow hedge reserve.</font></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.18pt;position:absolute;text-decoration:none;white-space:pre">Page 6 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_49" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">FINANCIAL REVIEW </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:145.44pt;position:absolute;text-decoration:none;white-space:pre">(continued)</font></div><div style="line-height:7.2pt;position:absolute;top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">Capital</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:94.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:288.41pt">The Group&#8217;s common equity tier 1 (CET1) capital ratio reduced to </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:345.1pt;position:absolute;text-decoration:none;white-space:pre;width:23.87pt">13.4%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:368.96999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:169.25pt"> at 31 March 2026 (31 December 2025&#58;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:106.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:24.51pt">14.0%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:81.2pt;position:absolute;text-decoration:none;white-space:pre;width:456.96pt">). Banking business profits for the first three months were more than offset by the accrual for the foreseeable</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1600000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:119.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.58pt">ordinary dividend, the full impact of the announced ordinary share buyback in respect of 2025 and an increase in</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.27pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:132.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:86.89pt">risk-weighted assets.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:152.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:190.63pt">The Group&#8217;s total capital ratio reduced to </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:247.32pt;position:absolute;text-decoration:none;white-space:pre;width:23.56pt">18.2%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:270.88pt;position:absolute;text-decoration:none;white-space:pre;width:177.87pt"> at 31 March 2026 (31 December 2025&#58; </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:448.75pt;position:absolute;text-decoration:none;white-space:pre;width:24.05pt">18.9%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:472.8pt;position:absolute;text-decoration:none;white-space:pre;width:65.46pt">) reflecting the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:165.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:284.53pt">decrease in CET1 capital and the increase in risk-weighted assets. </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:341.21999999999997pt;position:absolute;text-decoration:none;white-space:pre;width:120.37pt">The MREL ratio reduced to </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:461.59pt;position:absolute;text-decoration:none;white-space:pre;width:22.84pt">31.7%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:484.43pt;position:absolute;text-decoration:none;white-space:pre;width:53.71pt"> at 31 March</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.14pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:177.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:116.11pt">2026 (31 December 2025&#58; </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:172.8pt;position:absolute;text-decoration:none;white-space:pre;width:25.07pt">32.2%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:197.87pt;position:absolute;text-decoration:none;white-space:pre;width:340.3pt">) with the increase in MREL resources, reflecting the increase in other eligible</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1700000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:190.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:423.89pt">liabilities net of the decrease in CET1 capital, more than offset by the increase in risk-weighted assets.</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:480.58pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:211.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:153.79pt">Risk-weighted assets increased by </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:210.48pt;position:absolute;text-decoration:none;white-space:pre;width:60.89pt">&#163;5,274 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:271.37pt;position:absolute;text-decoration:none;white-space:pre;width:18.56pt"> to </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:289.93pt;position:absolute;text-decoration:none;white-space:pre;width:71.96pt">&#163;240,787 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:361.89pt;position:absolute;text-decoration:none;white-space:pre;width:176.39pt"> at 31 March 2026 (31&#160;December 2025&#58;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.28pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:223.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:67.41pt">&#163;235,513 million</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:124.1pt;position:absolute;text-decoration:none;white-space:pre;width:414.16pt">), largely reflecting the impact of strong customer lending growth in a period with limited planned</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.26pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:236.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:55.63pt">optimisation.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:256.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:175.92pt">The Group&#8217;s UK leverage ratio reduced to </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:232.60999999999999pt;position:absolute;text-decoration:none;white-space:pre;width:18.05pt">5.1%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:250.66pt;position:absolute;text-decoration:none;white-space:pre;width:162.99pt"> at 31 March 2026 (31 December 2025&#58; </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:413.65pt;position:absolute;text-decoration:none;white-space:pre;width:20.61pt">5.4%</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:434.26pt;position:absolute;text-decoration:none;white-space:pre;width:103.95pt">), reflecting the decrease</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.21pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:269.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">in total tier 1 capital and an increase in the leverage exposure measure. The latter primarily reflects increases across</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:282.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:143.47pt">securities financing transactions, </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:200.16pt;position:absolute;text-decoration:none;white-space:pre;width:269.3pt">loans and advances, other assets and off-balance sheet items</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:469.46pt;position:absolute;text-decoration:none;white-space:pre;width:68.72pt">, due in part to</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:294.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:135.49pt">strong customer lending growth.</font></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.55pt;position:absolute;text-decoration:none;white-space:pre">Page 7 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_211" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:208.97pt;position:absolute;text-decoration:none;white-space:pre">ADDITIONAL FINANCIAL </font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:319.65999999999997pt;position:absolute;text-decoration:none;white-space:pre">INFORMATION</font></div><div id="i5b1921bb368e44d1a572bcdbe44e0379_214" style="position:absolute;top:75.49pt"></div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;text-decoration:none;white-space:pre"><font style="left:56.69pt;position:absolute;width:5.98pt">1.<font style="display:inline-block;height:7.2pt;width:8.19pt"></font></font><font style="left:70.86pt;position:absolute;width:90.28pt">Basis of presentation</font></font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:96.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:427.54pt">This release covers the results of Lloyds Banking Group plc together with its subsidiaries (the Group) </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:484.23pt;position:absolute;text-decoration:none;white-space:pre;width:54pt">for the three</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:108.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:102.07pt">months ended 31 March </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:158.76pt;position:absolute;text-decoration:none;white-space:pre;width:21.55pt">2026</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:180.31pt;position:absolute;text-decoration:none;white-space:pre;width:2.39pt">.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:129.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:59.06pt">The Group&#8217;s </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:115.75pt;position:absolute;text-decoration:none;white-space:pre;width:37.65pt">Q1 2026</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:153.39999999999998pt;position:absolute;text-decoration:none;white-space:pre;width:213.13pt"> Interim Pillar 3 Disclosures can be found at&#58; </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:366.53pt;position:absolute;text-decoration:none;white-space:pre;width:171.71pt">www.lloydsbankinggroup.com&#47;investors&#47;</font></div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:141.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:109.27pt">financial-downloads.html.</font></div><div style="line-height:7.2pt;position:absolute;top:162.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:italic;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">Accounting policies</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:176.29pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:321.91pt">The accounting policies are consistent with those applied by the Group in its </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:378.6pt;position:absolute;text-decoration:none;white-space:pre;width:21.19pt">2025</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:399.79pt;position:absolute;text-decoration:none;white-space:pre;width:124.77pt"> Annual Report on Form 20-F.</font></div><div id="i5b1921bb368e44d1a572bcdbe44e0379_217" style="position:absolute;top:196.89pt"></div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:196.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;text-decoration:none;white-space:pre"><font style="left:56.69pt;position:absolute;width:7.75pt">2.<font style="display:inline-block;height:7.2pt;width:6.42pt"></font></font><font style="left:70.86pt;position:absolute;width:296.19pt">Loans and advances to customers and expected credit loss allowance</font></font></div><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:209.49pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:480.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:163.5pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:3pt"></td></tr><tr style="height:30pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:163.5pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:20.5pt;width:163.5pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">At </font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:13.649999999999999pt;position:absolute;text-decoration:none;white-space:pre">31 March 2026</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:10.9pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:10.98pt;position:absolute;text-decoration:none;white-space:pre">Stage 1</font></div><div style="line-height:6.4pt;position:absolute;top:20.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.47pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:10.9pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.34pt;position:absolute;text-decoration:none;white-space:pre">Stage 2</font></div><div style="line-height:6.4pt;position:absolute;top:20.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.47pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:10.9pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.17pt;position:absolute;text-decoration:none;white-space:pre">Stage 3</font></div><div style="line-height:6.4pt;position:absolute;top:20.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.47pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:10.9pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.43pt;position:absolute;text-decoration:none;white-space:pre">POCI</font></div><div style="line-height:6.4pt;position:absolute;top:20.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.47pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:10.9pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.31pt;position:absolute;text-decoration:none;white-space:pre">Total</font></div><div style="line-height:6.4pt;position:absolute;top:20.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:25.47pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:1.3pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.34pt;position:absolute;text-decoration:none;white-space:pre">Stage 2</font></div><div style="line-height:6.4pt;position:absolute;top:10.9pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:10.88pt;position:absolute;text-decoration:none;white-space:pre">as % of</font></div><div style="line-height:6.4pt;position:absolute;top:20.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.78pt;position:absolute;text-decoration:none;white-space:pre">total</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:1.3pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.17pt;position:absolute;text-decoration:none;white-space:pre">Stage 3</font></div><div style="line-height:6.4pt;position:absolute;top:10.9pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:10.88pt;position:absolute;text-decoration:none;white-space:pre">as % of</font></div><div style="line-height:6.4pt;position:absolute;top:20.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.78pt;position:absolute;text-decoration:none;white-space:pre">total</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:42pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Loans and advances to customers</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:54pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK mortgages</font></div></div></div></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:54pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:1.71pt"></font></font><font style="left:4.34pt;position:absolute">287,440<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:54pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:10.78pt"></font></font><font style="left:13.41pt;position:absolute">29,116<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:54pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:12.44pt"></font></font><font style="left:15.07pt;position:absolute">4,010<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:54pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.25pt"></font></font><font style="left:13.879999999999999pt;position:absolute">4,885<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:54pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:4.55pt"></font></font><font style="left:7.18pt;position:absolute">325,451<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:54pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.8pt;position:absolute"></font><font style="left:23.8pt;position:absolute">8.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:54pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.38pt;position:absolute"></font><font style="left:26.38pt;position:absolute">1.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:66pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Credit cards</font></div></div></div></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:66pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:8.9pt"></font></font><font style="left:11.530000000000001pt;position:absolute">15,598<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:66pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:12.78pt"></font></font><font style="left:15.41pt;position:absolute">2,267<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:66pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.84pt"></font></font><font style="left:21.47pt;position:absolute">296<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:66pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:66pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:12.36pt"></font></font><font style="left:14.989999999999998pt;position:absolute">18,161<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:66pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:21.75pt;position:absolute"></font><font style="left:21.75pt;position:absolute">12.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:66pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.94pt;position:absolute"></font><font style="left:25.94pt;position:absolute">1.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:78pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK unsecured loans and overdrafts</font></div></div></div></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:78pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.11pt"></font></font><font style="left:11.739999999999998pt;position:absolute">10,972<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:78pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:12.63pt"></font></font><font style="left:15.260000000000002pt;position:absolute">1,404<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:78pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.15pt"></font></font><font style="left:22.779999999999998pt;position:absolute">190<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:78pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:78pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.05pt"></font></font><font style="left:11.68pt;position:absolute">12,566<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:78pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.48pt;position:absolute"></font><font style="left:23.48pt;position:absolute">11.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:78pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.29pt;position:absolute"></font><font style="left:26.29pt;position:absolute">1.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:90pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK Motor Finance</font></div></div></div></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:90pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.73pt"></font></font><font style="left:12.36pt;position:absolute">14,401<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:90pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.54pt"></font></font><font style="left:14.169999999999998pt;position:absolute">2,903<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:90pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.75pt"></font></font><font style="left:23.38pt;position:absolute">139<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:90pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:90pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:8.99pt"></font></font><font style="left:11.620000000000001pt;position:absolute">17,443<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:90pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.96pt;position:absolute"></font><font style="left:20.96pt;position:absolute">16.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:90pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.47pt;position:absolute"></font><font style="left:23.47pt;position:absolute">0.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:102pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Other</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:102pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:6.73pt"></font></font><font style="left:9.36pt;position:absolute">22,099<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:102pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:17.6pt"></font></font><font style="left:20.23pt;position:absolute">400<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:102pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.61pt"></font></font><font style="left:23.24pt;position:absolute">134<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:102pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:102pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:7.6pt"></font></font><font style="left:10.23pt;position:absolute">22,633<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:102pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.88pt;position:absolute"></font><font style="left:25.88pt;position:absolute">1.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:102pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.53pt;position:absolute"></font><font style="left:23.53pt;position:absolute">0.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:114pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Retail</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:114pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:3.59pt"></font></font><font style="left:6.22pt;position:absolute">350,510<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:114pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:5.79pt"></font></font><font style="left:8.42pt;position:absolute">36,090<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:114pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.76pt"></font></font><font style="left:14.39pt;position:absolute">4,769<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:114pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.25pt"></font></font><font style="left:13.879999999999999pt;position:absolute">4,885<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:114pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:2.12pt"></font></font><font style="left:4.75pt;position:absolute">396,254<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:114pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.94pt;position:absolute"></font><font style="left:25.94pt;position:absolute">9.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:114pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.38pt;position:absolute"></font><font style="left:26.38pt;position:absolute">1.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:126pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Business and Commercial Banking</font></div></div></div></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:126pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.38pt"></font></font><font style="left:14.010000000000002pt;position:absolute">24,711<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:126pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.64pt"></font></font><font style="left:14.27pt;position:absolute">3,368<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:126pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.26pt"></font></font><font style="left:20.89pt;position:absolute">946<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:126pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:126pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:7.08pt"></font></font><font style="left:9.71pt;position:absolute">29,025<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:126pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.04pt;position:absolute"></font><font style="left:23.04pt;position:absolute">11.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:126pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.4pt;position:absolute"></font><font style="left:24.4pt;position:absolute">3.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:138pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Corporate and Institutional Banking</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:138pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:9.71pt"></font></font><font style="left:12.34pt;position:absolute">62,137<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:138pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:13.18pt"></font></font><font style="left:15.809999999999999pt;position:absolute">1,986<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:138pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.94pt"></font></font><font style="left:21.57pt;position:absolute">748<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:138pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:138pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:8.8pt"></font></font><font style="left:11.43pt;position:absolute">64,871<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:138pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.21pt;position:absolute"></font><font style="left:26.21pt;position:absolute">3.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:138pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.38pt;position:absolute"></font><font style="left:26.38pt;position:absolute">1.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:150pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial Banking</font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:150pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:5.86pt"></font></font><font style="left:8.49pt;position:absolute">86,848<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:150pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.99pt"></font></font><font style="left:14.620000000000001pt;position:absolute">5,354<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:150pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:13.1pt"></font></font><font style="left:15.73pt;position:absolute">1,694<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:150pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:150pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:6.39pt"></font></font><font style="left:9.02pt;position:absolute">93,896<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:150pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.95pt;position:absolute"></font><font style="left:24.95pt;position:absolute">5.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:150pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.88pt;position:absolute"></font><font style="left:25.88pt;position:absolute">1.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:162pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Other</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:5.2pt;font-style:normal;font-weight:normal;left:24.79pt;position:absolute;text-decoration:none;top:-2.2399999999999998pt;vertical-align:super;white-space:pre">1</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:162pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.64pt"></font></font><font style="left:18.27pt;position:absolute">(740)</font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:162pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:162pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:162pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:162pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.64pt"></font></font><font style="left:18.27pt;position:absolute">(740)</font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:174pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total gross lending</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:174pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:3.35pt"></font></font><font style="left:5.98pt;position:absolute">436,618<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:174pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:7.7pt"></font></font><font style="left:10.33pt;position:absolute">41,444<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:174pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.29pt"></font></font><font style="left:13.919999999999998pt;position:absolute">6,463<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:174pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.25pt"></font></font><font style="left:13.879999999999999pt;position:absolute">4,885<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:174pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:2.61pt"></font></font><font style="left:5.24pt;position:absolute">489,410<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:392.25pt;position:absolute;top:174pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.15pt;position:absolute"></font><font style="left:24.15pt;position:absolute">8.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:438pt;position:absolute;top:174pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.21pt;position:absolute"></font><font style="left:26.21pt;position:absolute">1.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top" colspan="20"><div style="position:absolute;top:198pt;width:477.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:477.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Customer related ECL allowance (drawn and undrawn)</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:210pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK mortgages</font></div></div></div></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:210pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.67pt"></font></font><font style="left:26.3pt;position:absolute">58<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:210pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.66pt"></font></font><font style="left:24.29pt;position:absolute">217<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:210pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.78pt"></font></font><font style="left:21.41pt;position:absolute">320<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid 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style="left:209.25pt;position:absolute;top:222pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.58pt"></font></font><font style="left:22.209999999999997pt;position:absolute">279<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:222pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.19pt"></font></font><font style="left:23.82pt;position:absolute">132<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:222pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:222pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.92pt"></font></font><font style="left:23.55pt;position:absolute">621<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid 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style="left:24.2pt;position:absolute">175<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:234pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.02pt"></font></font><font style="left:22.65pt;position:absolute">227<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:234pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.15pt"></font></font><font style="left:22.779999999999998pt;position:absolute">106<font 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sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK Motor Finance</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:5.2pt;font-style:normal;font-weight:normal;left:75.57pt;position:absolute;text-decoration:none;top:-2.2399999999999998pt;vertical-align:super;white-space:pre">2</font></div></div></div></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:246pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.18pt"></font></font><font 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style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:246pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:246pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.64pt"></font></font><font style="left:21.27pt;position:absolute">428<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:258pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Other</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:258pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:25.4pt"></font></font><font style="left:28.029999999999998pt;position:absolute">18<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:258pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:25.13pt"></font></font><font style="left:27.759999999999998pt;position:absolute">10<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:258pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:25.73pt"></font></font><font style="left:28.36pt;position:absolute">31<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:258pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:258pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.73pt"></font></font><font style="left:26.36pt;position:absolute">59<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:270pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Retail</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:270pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.48pt"></font></font><font style="left:23.11pt;position:absolute">661<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:270pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.55pt"></font></font><font style="left:21.18pt;position:absolute">883<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:270pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.14pt"></font></font><font style="left:21.77pt;position:absolute">667<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:270pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.15pt"></font></font><font style="left:22.779999999999998pt;position:absolute">160<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:270pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:14.69pt"></font></font><font style="left:17.32pt;position:absolute">2,371<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:282pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Business and Commercial Banking</font></div></div></div></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:282pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:22.99pt"></font></font><font style="left:25.619999999999997pt;position:absolute">80<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:282pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:22.56pt"></font></font><font style="left:25.189999999999998pt;position:absolute">161<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:282pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.3pt"></font></font><font style="left:25.93pt;position:absolute">117<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:282pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:282pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.96pt"></font></font><font style="left:21.59pt;position:absolute">358<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:294pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Corporate and Institutional Banking</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:294pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.82pt"></font></font><font style="left:22.45pt;position:absolute">100<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:294pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.36pt"></font></font><font style="left:23.99pt;position:absolute">122<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:294pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.05pt"></font></font><font style="left:21.68pt;position:absolute">254<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:294pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:294pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19pt"></font></font><font style="left:21.63pt;position:absolute">476<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:306pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial Banking</font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:306pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.09pt"></font></font><font style="left:22.72pt;position:absolute">180<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:306pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.05pt"></font></font><font style="left:21.68pt;position:absolute">283<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:306pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.49pt"></font></font><font style="left:24.119999999999997pt;position:absolute">371<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:306pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:306pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.47pt"></font></font><font style="left:21.099999999999998pt;position:absolute">834<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:318pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Other</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:318pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30.44pt"></font></font><font style="left:33.07pt;position:absolute">1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:318pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:318pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:318pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:318pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30.44pt"></font></font><font style="left:33.07pt;position:absolute">1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:330pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:330pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.64pt"></font></font><font style="left:21.27pt;position:absolute">842<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:330pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.32pt"></font></font><font style="left:17.95pt;position:absolute">1,166<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:330pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:13.12pt"></font></font><font style="left:15.75pt;position:absolute">1,038<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:330pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.15pt"></font></font><font style="left:22.779999999999998pt;position:absolute">160<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:330pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:11.54pt"></font></font><font style="left:14.169999999999998pt;position:absolute">3,206<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top" colspan="20"><div style="position:absolute;top:354pt;width:477.75pt"><div><div style="line-height:6.4pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.5pt;width:477.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:402.58pt">Customer related ECL allowance (drawn and undrawn) as a percentage of loans and advances to customers</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:24pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:24pt;left:163.5pt;overflow:hidden;position:absolute;top:366pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.76pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:12.86pt;position:absolute;text-decoration:none;white-space:pre">Stage 1 </font></div><div style="line-height:6.4pt;position:absolute;top:13.36pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.5pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:24pt;left:209.25pt;overflow:hidden;position:absolute;top:366pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.76pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:11.22pt;position:absolute;text-decoration:none;white-space:pre">Stage 2 </font></div><div style="line-height:6.4pt;position:absolute;top:13.36pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.5pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:24pt;left:255pt;overflow:hidden;position:absolute;top:366pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.76pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:11.05pt;position:absolute;text-decoration:none;white-space:pre">Stage 3 </font></div><div style="line-height:6.4pt;position:absolute;top:13.36pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.5pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:24pt;left:300.75pt;overflow:hidden;position:absolute;top:366pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.76pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:19.31pt;position:absolute;text-decoration:none;white-space:pre">POCI </font></div><div style="line-height:6.4pt;position:absolute;top:13.36pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.5pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="height:24pt;left:346.5pt;overflow:hidden;position:absolute;top:366pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:3.76pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:19.19pt;position:absolute;text-decoration:none;white-space:pre">Total </font></div><div style="line-height:6.4pt;position:absolute;top:13.36pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.5pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:390pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK mortgages</font></div></div></div></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:390pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:31.97pt;position:absolute"></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:390pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.64pt"></font></font><font style="left:24.27pt;position:absolute">0.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:390pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.84pt"></font></font><font style="left:23.47pt;position:absolute">8.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:390pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.77pt"></font></font><font style="left:24.4pt;position:absolute">3.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:390pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.34pt"></font></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:402pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Credit cards</font></div></div></div></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:402pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.58pt"></font></font><font style="left:26.209999999999997pt;position:absolute">1.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:402pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.04pt"></font></font><font style="left:21.669999999999998pt;position:absolute">12.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:402pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:15.97pt"></font></font><font style="left:18.6pt;position:absolute">44.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:402pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:402pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.36pt"></font></font><font style="left:23.99pt;position:absolute">3.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:414pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK unsecured loans and overdrafts</font></div></div></div></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:414pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.31pt"></font></font><font style="left:25.939999999999998pt;position:absolute">1.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:414pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.77pt"></font></font><font style="left:21.4pt;position:absolute">16.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:414pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.89pt"></font></font><font style="left:19.52pt;position:absolute">55.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:414pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:414pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.76pt"></font></font><font style="left:23.39pt;position:absolute">4.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:426pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">UK Motor Finance</font></div></div></div></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:426pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.17pt"></font></font><font style="left:25.8pt;position:absolute">1.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:426pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:22.02pt"></font></font><font style="left:24.65pt;position:absolute">5.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:426pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.68pt"></font></font><font style="left:21.31pt;position:absolute">56.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:426pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:426pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:22.02pt"></font></font><font style="left:24.65pt;position:absolute">2.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:438pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Other</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:438pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:22.98pt"></font></font><font style="left:25.61pt;position:absolute">0.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:438pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:22.02pt"></font></font><font style="left:24.65pt;position:absolute">2.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:438pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.04pt"></font></font><font style="left:21.669999999999998pt;position:absolute">23.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:438pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:438pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.17pt"></font></font><font style="left:23.8pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:450pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Retail</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:450pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.34pt"></font></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:450pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.53pt"></font></font><font style="left:24.16pt;position:absolute">2.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:450pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:17.86pt"></font></font><font style="left:20.49pt;position:absolute">14.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:450pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.77pt"></font></font><font style="left:24.4pt;position:absolute">3.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:450pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.9pt"></font></font><font style="left:23.529999999999998pt;position:absolute">0.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:462pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Business and Commercial Banking</font></div></div></div></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:462pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.17pt"></font></font><font style="left:23.8pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:462pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.03pt"></font></font><font style="left:23.66pt;position:absolute">4.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:462pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.63pt"></font></font><font style="left:21.259999999999998pt;position:absolute">12.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:462pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:462pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.75pt"></font></font><font style="left:26.38pt;position:absolute">1.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-right:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:474pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.3pt;position:absolute;text-decoration:none;white-space:pre">Corporate and Institutional Banking</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:474pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.34pt"></font></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:474pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:23.31pt"></font></font><font style="left:25.939999999999998pt;position:absolute">6.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:474pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:16.05pt"></font></font><font style="left:18.68pt;position:absolute">34.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:474pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-left:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:474pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.64pt"></font></font><font style="left:24.27pt;position:absolute">0.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-right:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;border-left:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:486pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial Banking</font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:486pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.34pt"></font></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:486pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.85pt"></font></font><font style="left:24.48pt;position:absolute">5.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:486pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.77pt"></font></font><font style="left:21.4pt;position:absolute">21.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:486pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:486pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.9pt"></font></font><font style="left:23.529999999999998pt;position:absolute">0.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:498pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Other</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:498pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:498pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:498pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.57pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.34pt"></font></font><font style="left:31.97pt;position:absolute">&#8211;<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:510pt;width:163.5pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:163.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Total</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:163.5pt;position:absolute;top:510pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.34pt"></font></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:209.25pt;position:absolute;top:510pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.61pt"></font></font><font style="left:24.24pt;position:absolute">2.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:255pt;position:absolute;top:510pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.41pt"></font></font><font style="left:23.04pt;position:absolute">16.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:300.75pt;position:absolute;top:510pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.77pt"></font></font><font style="left:24.4pt;position:absolute">3.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:346.5pt;position:absolute;top:510pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:21.64pt"></font></font><font style="left:24.27pt;position:absolute">0.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="border-bottom:0.5pt solid #000;border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr></table></div></div></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:739.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:5.2pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;top:-2.2399999999999998pt;vertical-align:super;white-space:pre;width:1.83pt">1</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:58.519999999999996pt;position:absolute;width:0pt"><font style="display:inline-block;height:6.4pt;width:6.67pt"></font></font></font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:65.19pt;position:absolute;text-decoration:none;white-space:pre;width:215.77pt">Contains central fair value hedge accounting adjustments.</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:752.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:5.2pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;top:-2.2399999999999998pt;vertical-align:super;white-space:pre;width:2.92pt">2</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:59.61pt;position:absolute;width:0pt"><font style="display:inline-block;height:6.4pt;width:5.58pt"></font></font></font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:65.19pt;position:absolute;text-decoration:none;white-space:pre;width:106.17pt">UK Motor Finance includes &#163;</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:171.36pt;position:absolute;text-decoration:none;white-space:pre;width:14.07pt">242</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:185.43pt;position:absolute;text-decoration:none;white-space:pre;width:328.11pt"> million relating to provisions against residual values of vehicles subject to finance leases.</font></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.14pt;position:absolute;text-decoration:none;white-space:pre">Page 8 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_220" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">ADDITIONAL FINANCIAL INFORMATION</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:233.73pt;position:absolute;text-decoration:none;white-space:pre"> (continued)</font></div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;text-decoration:none;white-space:pre"><font style="left:56.69pt;position:absolute;width:7.89pt">3.<font style="display:inline-block;height:7.2pt;width:6.28pt"></font></font><font style="left:70.86pt;position:absolute;width:138.23pt">Total ECL allowance by scenario</font></font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:96.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.47pt">The following table shows the Group&#8217;s ECL for the probability-weighted, upside, base case, downside and severe</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1600000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:108.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:83.89pt">downside scenarios.</font></div><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:129.29pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:481.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:162.75pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:5.25pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td><td style="padding:0;width:4.5pt"></td><td style="padding:0;width:47.25pt"></td><td style="padding:0;width:3pt"></td></tr><tr style="height:32.25pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top" colspan="2"><div style="left:162.75pt;position:absolute;width:94.5pt"><div><div style="line-height:6.4pt;position:absolute;top:3.55pt;width:94.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:47.68pt;position:absolute;text-decoration:none;white-space:pre">Probability-</font></div><div style="line-height:6.4pt;position:absolute;top:13.15pt;width:94.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:56.75pt;position:absolute;text-decoration:none;white-space:pre">weighted</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:94.5pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:80.22pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:13.15pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.83pt;position:absolute;text-decoration:none;white-space:pre">Upside</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.97pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:13.15pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.51pt;position:absolute;text-decoration:none;white-space:pre">Base case</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.97pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:13.15pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:7.25pt;position:absolute;text-decoration:none;white-space:pre">Downside</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.97pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:3.55pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:19.47pt;position:absolute;text-decoration:none;white-space:pre">Severe</font></div><div style="line-height:6.4pt;position:absolute;top:13.15pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:8.28pt;position:absolute;text-decoration:none;white-space:pre">downside</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:32.97pt;position:absolute;text-decoration:none;white-space:pre">&#163;m</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="background-color:#ffffff;font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:32.25pt;width:162.75pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:4.75pt;width:162.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">At </font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:13.649999999999999pt;position:absolute;text-decoration:none;white-space:pre">31 March 2026</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:absolute;top:32.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.08pt"></font></font><font style="left:22.709999999999997pt;position:absolute">3,223<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:absolute;top:32.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:18.9pt"></font></font><font style="left:21.529999999999998pt;position:absolute">2,468<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:absolute;top:32.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.48pt"></font></font><font style="left:22.11pt;position:absolute">2,862<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:absolute;top:32.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.28pt"></font></font><font style="left:21.91pt;position:absolute">3,659<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:32.25pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.72pt"></font></font><font style="left:22.349999999999998pt;position:absolute">5,263<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:46.5pt;width:162.75pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:4.75pt;width:162.75pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">At 31 December </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:63.64pt;position:absolute;text-decoration:none;white-space:pre">2025</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:210pt;position:absolute;top:46.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.94pt"></font></font><font style="left:22.57pt;position:absolute">3,228<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:265.5pt;position:absolute;top:46.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.19pt"></font></font><font style="left:21.82pt;position:absolute">2,466<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321pt;position:absolute;top:46.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:19.7pt"></font></font><font style="left:22.33pt;position:absolute">2,862<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:376.5pt;position:absolute;top:46.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.34pt"></font></font><font style="left:22.97pt;position:absolute">3,672<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:431.25pt;position:absolute;top:46.5pt;width:47.25pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:47.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:20.74pt"></font></font><font style="left:23.369999999999997pt;position:absolute">5,275<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr></table></div></div></div><div id="i5b1921bb368e44d1a572bcdbe44e0379_223" style="position:absolute;top:203.04pt"></div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:203.04pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;text-decoration:none;white-space:pre"><font style="left:56.69pt;position:absolute;width:8.34pt">4.<font style="display:inline-block;height:7.2pt;width:5.83pt"></font></font><font style="left:70.86pt;position:absolute;width:112.87pt">UK economic assumptions</font></font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;top:223.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">Base case and MES economic assumptions</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:242.44pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">The Group&#8217;s base case economic scenario has been updated to reflect events through to the balance sheet date,</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:255.04pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.51pt">including those relating to the conflict in the Middle East. The Group has included assumptions for energy prices</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.2pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:267.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:332.54pt">and war-related impacts in its quarter-end base case conditioning assumptions.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:288.24pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">Reflecting the stagflationary consequences for the global and UK economies, the Group&#8217;s base case scenario is for</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:300.84pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.54pt">a reduced expansion in gross domestic product (GDP) and a rise in the unemployment rate alongside more limited</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:313.44pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.45pt">gains in residential and commercial property prices relative to the outlook as at 31 December 2025. Increases in</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.14pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:326.04pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.49pt">energy prices lead to the re-emergence of inflationary pressures, with reductions in UK Bank Rate expected to be</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.1800000000001pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:338.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.45pt">delayed until 2027. Risks around this base case economic view lie in both directions and are largely captured by the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.14pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:351.24pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:190.33pt">generation of alternative economic scenarios.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:371.84pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:405.22pt">The Group&#8217;s approach to generating alternative economic scenarios is set out in detail in note </font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:461.91pt;position:absolute;text-decoration:none;white-space:pre;width:8.22pt">21</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:470.13pt;position:absolute;text-decoration:none;white-space:pre;width:68.11pt"> to the financial</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:384.44pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.5pt">statements of the Group&#8217;s 2025 Annual Report and Accounts. The Group has taken into account the latest</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.19pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:397.04pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.55pt">available information at the reporting date in defining its base case scenario and generating alternative economic</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:409.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.6pt">scenarios. The scenarios include forecasts for key variables as of the first quarter of 2026. Actuals for this period, or</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.29pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:422.24pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:420.79pt">restatements of past data, may have since emerged prior to publication and have not been included.</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;top:442.84pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:italic;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">UK economic assumptions &#8211; base case scenario by quarter</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:456.64pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.55pt">Key quarterly assumptions made by the Group in the base case scenario are shown below. GDP growth is</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.24pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:469.24pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.61pt">presented quarter-on-quarter. House price growth, commercial real estate price growth and CPI inflation are</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.3pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:481.84pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.52pt">presented year-on-year, i.e. from the equivalent quarter in the previous year. Unemployment rate and UK Bank</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.21pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:494.44pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:206.22pt">Rate are presented as at the end of each quarter.</font></div><div style="position:absolute;top:515.04pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:480.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:162.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td><td style="padding:0;width:39.75pt"></td></tr><tr style="height:41.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:162.75pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:31.75pt;width:162.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">At </font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:13.649999999999999pt;position:absolute;text-decoration:none;white-space:pre">31 March 2026</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:162.75pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:20.55pt;position:absolute;text-decoration:none;white-space:pre">First</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.75pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:202.5pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.32pt;position:absolute;text-decoration:none;white-space:pre">Second</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.75pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.37pt;position:absolute;text-decoration:none;white-space:pre">Third</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.75pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:11.87pt;position:absolute;text-decoration:none;white-space:pre">Fourth</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.75pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:20.55pt;position:absolute;text-decoration:none;white-space:pre">First</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.49pt;position:absolute;text-decoration:none;white-space:pre">2027</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.32pt;position:absolute;text-decoration:none;white-space:pre">Second</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.49pt;position:absolute;text-decoration:none;white-space:pre">2027</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:17.37pt;position:absolute;text-decoration:none;white-space:pre">Third</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.49pt;position:absolute;text-decoration:none;white-space:pre">2027</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441pt;position:absolute;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.95pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:11.87pt;position:absolute;text-decoration:none;white-space:pre">Fourth</font></div><div style="line-height:6.4pt;position:absolute;top:12.55pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:9.12pt;position:absolute;text-decoration:none;white-space:pre">quarter</font></div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:22.15pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.49pt;position:absolute;text-decoration:none;white-space:pre">2027</font></div><div style="line-height:6.4pt;position:absolute;top:31.75pt;width:39.75pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:30.62pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:41.25pt;width:162.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:162.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre"> </font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:53.25pt;width:162.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:162.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Gross domestic product growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:162.75pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.97pt;position:absolute"></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:202.5pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.97pt;position:absolute"></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.61pt;position:absolute"></font><font style="left:25.61pt;position:absolute">0.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.8pt;position:absolute"></font><font style="left:23.8pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.39pt;position:absolute"></font><font style="left:23.39pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.39pt;position:absolute"></font><font style="left:23.39pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.39pt;position:absolute"></font><font style="left:23.39pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441pt;position:absolute;top:53.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.39pt;position:absolute"></font><font style="left:23.39pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:65.25pt;width:162.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:162.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Unemployment rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:162.75pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.48pt;position:absolute"></font><font style="left:24.48pt;position:absolute">5.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:202.5pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.56pt;position:absolute"></font><font style="left:24.56pt;position:absolute">5.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.21pt;position:absolute"></font><font style="left:24.21pt;position:absolute">5.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.21pt;position:absolute"></font><font style="left:24.21pt;position:absolute">5.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.56pt;position:absolute"></font><font style="left:24.56pt;position:absolute">5.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.56pt;position:absolute"></font><font style="left:24.56pt;position:absolute">5.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.48pt;position:absolute"></font><font style="left:24.48pt;position:absolute">5.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441pt;position:absolute;top:65.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.65pt;position:absolute"></font><font style="left:24.65pt;position:absolute">5.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:77.25pt;width:162.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:162.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">House price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:162.75pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.61pt;position:absolute"></font><font style="left:25.61pt;position:absolute">1.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:202.5pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.88pt;position:absolute"></font><font style="left:23.88pt;position:absolute">0.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.97pt;position:absolute"></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.27pt;position:absolute"></font><font style="left:24.27pt;position:absolute">0.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.8pt;position:absolute"></font><font style="left:23.8pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:28.02pt;position:absolute"></font><font style="left:28.02pt;position:absolute">1.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.8pt;position:absolute"></font><font style="left:25.8pt;position:absolute">1.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441pt;position:absolute;top:77.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.8pt;position:absolute"></font><font style="left:25.8pt;position:absolute">1.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:89.25pt;width:162.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:162.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial real estate price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:162.75pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.53pt;position:absolute"></font><font style="left:23.53pt;position:absolute">0.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:202.5pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.97pt;position:absolute"></font><font style="left:23.97pt;position:absolute">0.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.61pt;position:absolute"></font><font style="left:25.61pt;position:absolute">0.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.77pt;position:absolute"></font><font style="left:20.77pt;position:absolute">(0.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.36pt;position:absolute"></font><font style="left:20.36pt;position:absolute">(0.4)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.77pt;position:absolute"></font><font style="left:20.77pt;position:absolute">(0.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.77pt;position:absolute"></font><font style="left:20.77pt;position:absolute">(0.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441pt;position:absolute;top:89.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:23.39pt;position:absolute"></font><font style="left:23.39pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:101.25pt;width:162.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:162.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">UK Bank Rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:162.75pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.24pt;position:absolute"></font><font style="left:20.24pt;position:absolute">3.75<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:202.5pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.24pt;position:absolute"></font><font style="left:20.24pt;position:absolute">3.75<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.24pt;position:absolute"></font><font style="left:20.24pt;position:absolute">3.75<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.24pt;position:absolute"></font><font style="left:20.24pt;position:absolute">3.75<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.24pt;position:absolute"></font><font style="left:20.24pt;position:absolute">3.75<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:20.24pt;position:absolute"></font><font style="left:20.24pt;position:absolute">3.75<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:19.17pt;position:absolute"></font><font style="left:19.17pt;position:absolute">3.50<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441pt;position:absolute;top:101.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:19.17pt;position:absolute"></font><font style="left:19.17pt;position:absolute">3.50<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:113.25pt;width:162.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:162.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">CPI inflation</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:162.75pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.57pt;position:absolute"></font><font style="left:24.57pt;position:absolute">3.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:202.5pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.21pt;position:absolute"></font><font style="left:26.21pt;position:absolute">3.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:242.25pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.48pt;position:absolute"></font><font style="left:24.48pt;position:absolute">3.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:282pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.13pt;position:absolute"></font><font style="left:24.13pt;position:absolute">3.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:321.75pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:24.48pt;position:absolute"></font><font style="left:24.48pt;position:absolute">3.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:361.5pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.21pt;position:absolute"></font><font style="left:26.21pt;position:absolute">3.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:401.25pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:26.38pt;position:absolute"></font><font style="left:26.38pt;position:absolute">2.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:441pt;position:absolute;top:113.25pt;width:39.75pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:39.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:25.88pt;position:absolute"></font><font style="left:25.88pt;position:absolute">1.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"><div style="position:absolute;text-align:justify;text-align-last:var(--justify);top:23.94pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:498pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:498pt"></td></tr><tr style="height:14.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:498pt"><div><div style="line-height:6.4pt;position:absolute;top:4.75pt;width:498pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:228.18pt;position:absolute;text-decoration:none;white-space:pre">Page 9 of 9</font></div></div></div></td></tr></table></div></div></div></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">ADDITIONAL FINANCIAL INFORMATION</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:233.73pt;position:absolute;text-decoration:none;white-space:pre"> (continued)</font></div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;text-decoration:none;white-space:pre"><font style="left:56.69pt;position:absolute;width:8.34pt">4.<font style="display:inline-block;height:7.2pt;width:5.83pt"></font></font><font style="left:70.86pt;position:absolute;width:114.94pt">UK economic assumptions </font></font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:185.8pt;position:absolute;text-decoration:none;white-space:pre;width:49.19pt">(continued)</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;top:96.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:italic;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre">UK economic assumptions &#8211; scenarios by year</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:109.89pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.53pt">Key annual assumptions made by the Group are shown below. GDP growth and CPI inflation are presented as an</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.22pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:122.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.54pt">annual change, house price growth and commercial real estate price growth are presented as the growth in the</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.23pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:135.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:433.52pt">respective indices within the period. Unemployment rate and UK Bank Rate are averages for the period.</font></div><div style="position:absolute;top:155.69pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:480.75pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:179.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td><td style="padding:0;width:50.25pt"></td></tr><tr style="height:32.25pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;width:179.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:22.75pt;width:179.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:11.02pt">At </font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:13.649999999999999pt;position:absolute;text-decoration:none;white-space:pre;width:54.42pt">31 March 2026</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;width:50.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:13.15pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.25pt;position:absolute;text-decoration:none;white-space:pre">2026</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:41.12pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;width:50.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:13.15pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.99pt;position:absolute;text-decoration:none;white-space:pre">2027</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:41.12pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;width:50.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:13.15pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.19pt;position:absolute;text-decoration:none;white-space:pre">2028</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:41.12pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;width:50.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:13.15pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:28.25pt;position:absolute;text-decoration:none;white-space:pre">2029</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:41.12pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;width:50.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:13.15pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:27.75pt;position:absolute;text-decoration:none;white-space:pre">2030</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:41.12pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;width:50.25pt"><div><div style="font-size:12pt;line-height:6.4pt;position:absolute;top:3.55pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:5.35pt;position:absolute;text-decoration:none;white-space:pre">2026</font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:24.72pt;position:absolute;text-decoration:none;white-space:pre">-</font><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:27.75pt;position:absolute;text-decoration:none;white-space:pre">2030</font></div><div style="line-height:6.4pt;position:absolute;top:13.15pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:18.37pt;position:absolute;text-decoration:none;white-space:pre">average</font></div><div style="line-height:6.4pt;position:absolute;top:22.75pt;width:50.25pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:41.12pt;position:absolute;text-decoration:none;white-space:pre">%</font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:32.25pt;width:179.25pt"><div><div style="line-height:5.82pt;position:absolute;top:3pt;width:179.25pt"><font style="color:#000000;font-family:&#39;Arial&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre"> </font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:44.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Upside</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:56.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Gross domestic product growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:56.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:35.89pt"></font></font><font style="left:38.52pt;position:absolute">1.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:56.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.03pt"></font></font><font style="left:34.660000000000004pt;position:absolute">2.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:56.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">1.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:56.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">1.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:56.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">1.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:56.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">1.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:68.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Unemployment rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:68.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.33pt"></font></font><font style="left:34.96pt;position:absolute">4.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:68.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32pt"></font></font><font style="left:34.63pt;position:absolute">3.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:68.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.44pt"></font></font><font style="left:35.07pt;position:absolute">3.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:68.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.08pt"></font></font><font style="left:36.71pt;position:absolute">3.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:68.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.44pt"></font></font><font style="left:35.07pt;position:absolute">3.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:68.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32pt"></font></font><font style="left:34.63pt;position:absolute">3.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:80.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">House price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:80.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.61pt"></font></font><font style="left:35.24pt;position:absolute">2.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:80.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.08pt"></font></font><font style="left:34.71pt;position:absolute">5.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:80.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.74pt"></font></font><font style="left:35.370000000000005pt;position:absolute">7.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:80.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.67pt"></font></font><font style="left:34.300000000000004pt;position:absolute">6.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:80.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.02pt"></font></font><font style="left:34.650000000000006pt;position:absolute">5.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:80.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.08pt"></font></font><font style="left:34.71pt;position:absolute">5.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:92.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial real estate price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:92.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.08pt"></font></font><font style="left:34.71pt;position:absolute">5.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:92.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.08pt"></font></font><font style="left:34.71pt;position:absolute">5.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:92.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.44pt"></font></font><font style="left:35.07pt;position:absolute">3.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:92.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">1.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:92.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.67pt"></font></font><font style="left:34.300000000000004pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:92.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.44pt"></font></font><font style="left:35.07pt;position:absolute">3.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:104.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">UK Bank Rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:104.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.14pt"></font></font><font style="left:28.77pt;position:absolute">4.04<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:104.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.35pt"></font></font><font style="left:29.98pt;position:absolute">4.97<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:104.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.54pt"></font></font><font style="left:30.169999999999998pt;position:absolute">5.26<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:104.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.12pt"></font></font><font style="left:29.75pt;position:absolute">5.50<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:104.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.45pt"></font></font><font style="left:30.08pt;position:absolute">5.65<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:104.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.71pt"></font></font><font style="left:29.34pt;position:absolute">5.08<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:116.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">CPI inflation</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:116.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.35pt"></font></font><font style="left:34.980000000000004pt;position:absolute">3.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:116.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.17pt"></font></font><font style="left:34.800000000000004pt;position:absolute">2.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:116.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.03pt"></font></font><font style="left:34.660000000000004pt;position:absolute">2.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:116.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.08pt"></font></font><font style="left:36.71pt;position:absolute">3.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:116.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.27pt"></font></font><font style="left:34.900000000000006pt;position:absolute">3.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:116.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.67pt"></font></font><font style="left:34.300000000000004pt;position:absolute">3.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:128.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre"> </font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:140.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Base case</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:152.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Gross domestic product growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:152.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.75pt"></font></font><font style="left:34.38pt;position:absolute">0.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:152.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.25pt"></font></font><font style="left:36.88pt;position:absolute">1.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:152.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.16pt"></font></font><font style="left:36.79pt;position:absolute">1.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:152.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">1.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:152.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">1.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:152.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.08pt"></font></font><font style="left:36.71pt;position:absolute">1.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:164.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Unemployment rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:164.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.43pt"></font></font><font style="left:35.06pt;position:absolute">5.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:164.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.94pt"></font></font><font style="left:34.57pt;position:absolute">5.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:164.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.75pt"></font></font><font style="left:34.38pt;position:absolute">5.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:164.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.33pt"></font></font><font style="left:34.96pt;position:absolute">4.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:164.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.94pt"></font></font><font style="left:34.57pt;position:absolute">4.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:164.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.75pt"></font></font><font style="left:34.38pt;position:absolute">5.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:176.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">House price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:176.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.14pt"></font></font><font style="left:34.77pt;position:absolute">0.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:176.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.67pt"></font></font><font style="left:36.300000000000004pt;position:absolute">1.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:176.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">1.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:176.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.08pt"></font></font><font style="left:36.71pt;position:absolute">3.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:176.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32pt"></font></font><font style="left:34.63pt;position:absolute">3.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:176.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.25pt"></font></font><font style="left:36.88pt;position:absolute">2.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:188.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial real estate price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:188.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.64pt"></font></font><font style="left:31.27pt;position:absolute">(0.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:188.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.26pt"></font></font><font style="left:33.89pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:188.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.08pt"></font></font><font style="left:36.71pt;position:absolute">1.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:188.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.14pt"></font></font><font style="left:34.77pt;position:absolute">0.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:188.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.23pt"></font></font><font style="left:30.86pt;position:absolute">(0.4)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:188.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.26pt"></font></font><font style="left:33.89pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:200.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">UK Bank Rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:200.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.11pt"></font></font><font style="left:30.74pt;position:absolute">3.75<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:200.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.29pt"></font></font><font style="left:29.919999999999998pt;position:absolute">3.63<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:200.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.04pt"></font></font><font style="left:29.669999999999998pt;position:absolute">3.50<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:200.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.04pt"></font></font><font style="left:29.669999999999998pt;position:absolute">3.50<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:200.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.04pt"></font></font><font style="left:29.669999999999998pt;position:absolute">3.50<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:200.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.31pt"></font></font><font style="left:29.939999999999998pt;position:absolute">3.58<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:212.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">CPI inflation</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:212.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.86pt"></font></font><font style="left:34.49pt;position:absolute">3.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:212.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.17pt"></font></font><font style="left:34.800000000000004pt;position:absolute">2.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:212.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.75pt"></font></font><font style="left:36.38pt;position:absolute">1.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:212.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.61pt"></font></font><font style="left:35.24pt;position:absolute">2.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:212.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.44pt"></font></font><font style="left:35.07pt;position:absolute">2.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:212.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.52pt"></font></font><font style="left:35.150000000000006pt;position:absolute">2.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:224.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre"> </font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:236.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Downside</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:248.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Gross domestic product growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:248.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.64pt"></font></font><font style="left:31.27pt;position:absolute">(0.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:248.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.37pt"></font></font><font style="left:31pt;position:absolute">(0.9)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:248.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.14pt"></font></font><font style="left:34.77pt;position:absolute">0.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:248.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.67pt"></font></font><font style="left:36.300000000000004pt;position:absolute">1.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:248.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">1.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:248.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.75pt"></font></font><font style="left:34.38pt;position:absolute">0.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:260.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Unemployment rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:260.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32pt"></font></font><font style="left:34.63pt;position:absolute">6.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:260.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.41pt"></font></font><font style="left:35.04pt;position:absolute">7.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:260.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.21pt"></font></font><font style="left:35.84pt;position:absolute">7.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:260.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.91pt"></font></font><font style="left:35.54pt;position:absolute">7.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:260.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.67pt"></font></font><font style="left:34.300000000000004pt;position:absolute">6.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:260.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">7.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:272.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">House price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:272.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.72pt"></font></font><font style="left:31.349999999999998pt;position:absolute">(0.5)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:272.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.24pt"></font></font><font style="left:31.869999999999997pt;position:absolute">(3.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:272.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.99pt"></font></font><font style="left:31.619999999999997pt;position:absolute">(5.8)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:272.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.41pt"></font></font><font style="left:32.04pt;position:absolute">(3.2)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:272.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.11pt"></font></font><font style="left:31.74pt;position:absolute">(0.7)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:272.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.88pt"></font></font><font style="left:32.51pt;position:absolute">(2.7)</font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:284.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial real estate price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:284.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.05pt"></font></font><font style="left:31.68pt;position:absolute">(5.9)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:284.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.3pt"></font></font><font style="left:31.93pt;position:absolute">(7.4)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:284.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.14pt"></font></font><font style="left:31.77pt;position:absolute">(2.6)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:284.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.41pt"></font></font><font style="left:32.04pt;position:absolute">(2.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:284.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.05pt"></font></font><font style="left:33.68pt;position:absolute">(3.1)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:284.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.83pt"></font></font><font style="left:31.459999999999997pt;position:absolute">(4.3)</font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:296.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">UK Bank Rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:296.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.15pt"></font></font><font style="left:29.779999999999998pt;position:absolute">3.43<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:296.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.44pt"></font></font><font style="left:31.07pt;position:absolute">1.80<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:296.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.17pt"></font></font><font style="left:30.8pt;position:absolute">1.00<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:296.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.42pt"></font></font><font style="left:29.05pt;position:absolute">0.69<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:296.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.44pt"></font></font><font style="left:29.07pt;position:absolute">0.50<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:296.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.63pt"></font></font><font style="left:31.259999999999998pt;position:absolute">1.48<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:308.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">CPI inflation</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:308.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.86pt"></font></font><font style="left:34.49pt;position:absolute">3.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:308.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.52pt"></font></font><font style="left:35.150000000000006pt;position:absolute">2.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:308.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.25pt"></font></font><font style="left:36.88pt;position:absolute">1.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:308.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.48pt"></font></font><font style="left:36.11pt;position:absolute">1.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:308.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.34pt"></font></font><font style="left:33.97pt;position:absolute">0.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:308.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.75pt"></font></font><font style="left:36.38pt;position:absolute">1.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:320.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre"> </font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:332.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Severe downside</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:344.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Gross domestic product growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:344.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.05pt"></font></font><font style="left:33.68pt;position:absolute">(1.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:344.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.08pt"></font></font><font style="left:31.709999999999997pt;position:absolute">(2.8)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:344.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.67pt"></font></font><font style="left:34.300000000000004pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:344.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.08pt"></font></font><font style="left:36.71pt;position:absolute">1.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:344.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">1.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:344.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.81pt"></font></font><font style="left:31.439999999999998pt;position:absolute">(0.2)</font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:356.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Unemployment rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:356.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.33pt"></font></font><font style="left:34.96pt;position:absolute">7.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:356.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.85pt"></font></font><font style="left:31.48pt;position:absolute">10.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:356.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.36pt"></font></font><font style="left:30.99pt;position:absolute">10.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:356.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.47pt"></font></font><font style="left:35.1pt;position:absolute">9.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:356.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.4pt"></font></font><font style="left:34.03pt;position:absolute">9.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:356.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.59pt"></font></font><font style="left:34.22pt;position:absolute">9.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:368.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">House price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:368.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30.78pt"></font></font><font style="left:33.410000000000004pt;position:absolute">(1.6)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:368.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.44pt"></font></font><font style="left:32.07pt;position:absolute">(7.6)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:368.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.24pt"></font></font><font style="left:28.869999999999997pt;position:absolute">(12.6)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:368.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.64pt"></font></font><font style="left:31.27pt;position:absolute">(8.9)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:368.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.72pt"></font></font><font style="left:31.349999999999998pt;position:absolute">(5.0)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:368.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.88pt"></font></font><font style="left:32.51pt;position:absolute">(7.2)</font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:380.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial real estate price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:380.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:25.93pt"></font></font><font style="left:28.56pt;position:absolute">(13.4)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:380.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.81pt"></font></font><font style="left:29.439999999999998pt;position:absolute">(13.7)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:380.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.11pt"></font></font><font style="left:31.74pt;position:absolute">(7.0)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:380.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.79pt"></font></font><font style="left:32.42pt;position:absolute">(5.7)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:380.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.05pt"></font></font><font style="left:31.68pt;position:absolute">(5.9)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:380.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.14pt"></font></font><font style="left:31.77pt;position:absolute">(9.2)</font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:392.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">UK Bank Rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:392.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.19pt"></font></font><font style="left:29.82pt;position:absolute">2.96<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:392.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.55pt"></font></font><font style="left:29.18pt;position:absolute">0.34<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:392.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.09pt"></font></font><font style="left:28.72pt;position:absolute">0.06<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:392.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.53pt"></font></font><font style="left:29.16pt;position:absolute">0.02<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:392.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:25.76pt"></font></font><font style="left:28.39pt;position:absolute">0.00<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:392.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.36pt"></font></font><font style="left:28.99pt;position:absolute">0.68<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:404.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">CPI inflation</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:404.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.86pt"></font></font><font style="left:34.49pt;position:absolute">3.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:404.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.44pt"></font></font><font style="left:35.07pt;position:absolute">2.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:404.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.67pt"></font></font><font style="left:34.300000000000004pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:404.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.64pt"></font></font><font style="left:31.27pt;position:absolute">(0.3)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:404.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.11pt"></font></font><font style="left:31.74pt;position:absolute">(0.7)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:404.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.48pt"></font></font><font style="left:36.11pt;position:absolute">1.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:416.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre"> </font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:428.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Probability-weighted</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:440.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Gross domestic product growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:440.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.67pt"></font></font><font style="left:34.300000000000004pt;position:absolute">0.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:440.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.75pt"></font></font><font style="left:34.38pt;position:absolute">0.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:440.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.25pt"></font></font><font style="left:36.88pt;position:absolute">1.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:440.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.16pt"></font></font><font style="left:36.79pt;position:absolute">1.5<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:440.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">1.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:440.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.48pt"></font></font><font style="left:36.11pt;position:absolute">1.0<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:452.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Unemployment rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:452.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.82pt"></font></font><font style="left:35.45pt;position:absolute">5.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:452.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">6.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:452.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.02pt"></font></font><font style="left:34.650000000000006pt;position:absolute">5.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:452.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.94pt"></font></font><font style="left:34.57pt;position:absolute">5.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:452.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.52pt"></font></font><font style="left:35.150000000000006pt;position:absolute">5.2<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:452.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.82pt"></font></font><font style="left:35.45pt;position:absolute">5.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:464.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">House price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:464.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.4pt"></font></font><font style="left:34.03pt;position:absolute">0.6<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:464.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.26pt"></font></font><font style="left:33.89pt;position:absolute">0.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:464.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.81pt"></font></font><font style="left:31.439999999999998pt;position:absolute">(0.2)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:464.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:35.89pt"></font></font><font style="left:38.52pt;position:absolute">1.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:464.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.25pt"></font></font><font style="left:36.88pt;position:absolute">2.1<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:464.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.34pt"></font></font><font style="left:33.97pt;position:absolute">0.8<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:476.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">Commercial real estate price growth</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:476.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.13pt"></font></font><font style="left:33.76pt;position:absolute">(1.5)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:476.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30.72pt"></font></font><font style="left:33.35pt;position:absolute">(1.8)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:476.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:30.45pt"></font></font><font style="left:33.08pt;position:absolute">(0.1)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:476.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:28.72pt"></font></font><font style="left:31.349999999999998pt;position:absolute">(0.5)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:476.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.13pt"></font></font><font style="left:33.76pt;position:absolute">(1.5)</font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:476.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.86pt"></font></font><font style="left:35.49pt;position:absolute">(1.1)</font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:488.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">UK Bank Rate</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:488.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.02pt"></font></font><font style="left:29.65pt;position:absolute">3.66<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:488.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.45pt"></font></font><font style="left:32.08pt;position:absolute">3.15<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:488.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:27.46pt"></font></font><font style="left:30.09pt;position:absolute">2.93<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:488.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:29.27pt"></font></font><font style="left:31.9pt;position:absolute">2.91<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:488.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:26.86pt"></font></font><font style="left:29.49pt;position:absolute">2.90<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:488.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.18pt"></font></font><font style="left:33.81pt;position:absolute">3.11<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr><tr style="height:12pt"><td style="font-size:0;text-align:left;vertical-align:top"><div style="position:absolute;top:500.25pt;width:179.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.5pt;width:179.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre">CPI inflation</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:179.25pt;position:absolute;top:500.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:31.86pt"></font></font><font style="left:34.49pt;position:absolute">3.4<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:229.5pt;position:absolute;top:500.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.91pt"></font></font><font style="left:35.54pt;position:absolute">2.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:279.75pt;position:absolute;top:500.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:34.55pt"></font></font><font style="left:37.18pt;position:absolute">1.7<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:330pt;position:absolute;top:500.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">1.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:380.25pt;position:absolute;top:500.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:33.81pt"></font></font><font style="left:36.440000000000005pt;position:absolute">1.9<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:430.5pt;position:absolute;top:500.25pt;width:50.25pt"><div><div style="line-height:6.4pt;position:absolute;top:2.63pt;width:50.25pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:8pt;font-style:normal;font-weight:normal;text-decoration:none;white-space:pre"><font style="left:2.63pt;position:absolute"><font style="display:inline-block;height:6.4pt;width:32.44pt"></font></font><font style="left:35.07pt;position:absolute">2.3<font style="display:inline-block;height:6.4pt;width:3.03pt"></font></font></font></div></div></div></td></tr></table></div></div></div></div></div><div style="--justify:justify;--position:absolute;background-color:#FFFFFF;border:1px solid #CCCC;content-visibility:auto;float:none;font-size:0;height:841.89pt;margin:10px auto 10px auto;overflow:hidden;padding:0;position:relative;width:594.99pt"><div style="position:absolute;top:785.2pt"><div style="width:481pt"></div></div><div style="position:absolute"><div style="width:481pt"></div></div><div><div id="i5b1921bb368e44d1a572bcdbe44e0379_208" style="position:absolute;top:56.69pt"></div><div style="line-height:7.2pt;position:absolute;top:56.69pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Regular&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:bold;left:271.36pt;position:absolute;text-decoration:none;white-space:pre">SIGNATURE</font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:75.49pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:481.52pt">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to</font><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:538.21pt;position:absolute;text-decoration:none;white-space:pre;width:2.32pt"> </font></div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:88.09pt;width:594.99pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:56.69pt;position:absolute;text-decoration:none;white-space:pre;width:292.31pt">be signed on its behalf by the undersigned, thereunto duly authorised.</font></div><div style="position:absolute;top:108.69pt;width:594.99pt"><div style="font-size:0pt;left:56.69pt;position:absolute;width:481.5pt"><div><table style="border-collapse:collapse;display:inline-table;width:100%"><tr style="height:0"><td style="padding:0;width:219.75pt"></td><td style="padding:0;width:75pt"></td><td style="padding:0;width:186.75pt"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top" colspan="2"><div style="left:219.75pt;position:absolute;width:261.75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:261.75pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:127.98pt">LLOYDS BANKING GROUP plc</font></div></div></div></td></tr><tr style="height:15.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:absolute;top:28.5pt;width:75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:12.69pt">By&#58;</font></div></div></div></td><td style="border-bottom:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294.75pt;position:absolute;top:28.5pt;width:186.75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:186.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:86.74pt">&#47;s&#47; William Chalmers</font></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:absolute;top:41.25pt;width:75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:27.37pt">Name&#58;</font></div></div></div></td><td style="border-top:0.5pt solid #000;font-size:0;text-align:left;vertical-align:top"><div style="left:294.75pt;position:absolute;top:41.25pt;width:186.75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:186.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:73.03pt">William Chalmers</font></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:absolute;top:54pt;width:75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:21.24pt">Title&#58;</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294.75pt;position:absolute;top:54pt;width:186.75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:186.75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:93.46pt">Chief Financial Officer</font></div></div></div></td></tr><tr style="height:12.75pt"><td style="font-size:0;text-align:left;vertical-align:top"></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:219.75pt;position:absolute;top:66.75pt;width:75pt"><div><div style="line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:75pt"><font style="color:#000000;font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:28.49pt">Dated&#58;</font></div></div></div></td><td style="font-size:0;text-align:left;vertical-align:top"><div style="left:294.75pt;position:absolute;top:66.75pt;width:186.75pt"><div><div style="font-size:12pt;line-height:7.2pt;position:absolute;text-align:justify;text-align-last:var(--justify);top:2.63pt;width:186.75pt"><font style="font-family:&#39;GT Ultra Lloyds Light&#39;, sans-serif;font-size:9pt;font-style:normal;font-weight:normal;left:2.63pt;position:absolute;text-decoration:none;white-space:pre;width:56.53pt">29&#160;April 2026</font></div></div></div></td></tr></table></div></div></div></div></div></div></body></html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
