FRN Variable Rate Fix

12-November-2025

Issue: Newday Funding Master Issuer Plc

Series 2022-3 Class D Reg S

XS2554845326

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 15-October-2025

Date To: 17-November-2025

Record Date: 14-November-2025

Value Date: 17-November-2025

Benchmark Rate: 3.97537%

Margin: 7.25%

Total Rate: 11.22537%

Number of Days: 33

Day Count: Actual / 365L

Interest Frequency: Monthly

Total Amount Due:

GBP 478,016.24

Interest Per 1K: GBP 10.14896476

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20251114564589/en/

HSBC Bank Plc