FRN Variable Rate Fix

10-December-2025

Issue: Newday Funding Master Issuer Plc

2025-1 Class A REGS

XS3031494571

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 17-November-2025

Date To: 15-December-2025

Record Date: 12-December-2025

Value Date: 15-December-2025

Benchmark Rate: 3.97571%

Margin: 0.85%

Total Rate: 4.82571%

Number of Days: 28

Day Count: Actual / 365L

Interest Frequency: Monthly

Total Amount Due:

GBP 712,618.55

Interest Per 1K: GBP 3.70191455

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20251212758345/en/

HSBC Bank Plc