FRN Variable Rate Fix

19-December-2025

Issue: Mitsubishi HC Capital UK Plc

Series 825

XS2689105067

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 26-September-2025

Date To: 29-December-2025

Record Date: 26-December-2025

Value Date: 29-December-2025

Benchmark Rate: 4.06157%

Margin: 1.2%

Total Rate: 5.26157%

Floor: 0%

Number of Days: 94

Day Count: Actual / 360

Interest Frequency: Quarterly

Total Amount Due:

USD 137,385.44

Interest Per 1K: USD 13.738544

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20251219555256/en/

HSBC Bank Plc