FRN Variable Rate Fix

09-January-2026

Issue: Newday Funding Master Issuer Plc

2025-1 Class F REGS

XS3031616272

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 15-December-2025

Date To: 15-January-2026

Record Date: 14-January-2026

Value Date: 15-January-2026

Benchmark Rate: 3.84354%

Margin: 4.3%

Total Rate: 8.14354%

Number of Days: 31

Day Count: Actual / 365L

Interest Frequency: Monthly

Total Amount Due:

GBP 24,207.51

Interest Per 1K: GBP 6.91643143

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20260112643826/en/

HSBC Bank Plc