1010 · 18/10/2018 15:48:21 · Announcement #52316 · View on Saudi Exchange

Riyad Bank announces its interim financial results for the period ending on 2018-09-30 ( Nine Months )

Element ListCurrent QuarterSimilar quarter for previous year%ChangePrevious Quarter% Change
Total Revenue for Special Commissions/Investments 2,1611,91312.9632,0226.874
Net Income for Special Commissions/Investments 1,7021,53910.5911,6294.481
Total operation Profit (Loss) 2,2812,0769.8742,1734.97
Net Profit (Loss) 1,1651,0778.171,0629.698
Total Comprehensive Income 1,1461,261-9.11998616.227
All figures are in (Millions) Saudi Arabia, Riyals
Element ListCurrent PeriodSimilar period for previous year%Change
Total Revenue for Special Commissions/Investments 6,0525,5728.614
Net Income for Special Commissions/Investments 4,8534,4379.375
Total operation Profit (Loss) 6,5846,0678.521
Net Profit (Loss) 3,3642,97213.189
Total Comprehensive Income 3,1633,305-4.296
Total Share Holders Equity (after deducting minority equity) 36,75037,668-2.437
Assets 225,966218,2243.547
Investments 47,72646,8831.798
Loans and advances portfolio 145,760142,0682.598
Customer deposits 159,245156,0532.045
Profit (Loss) per Share 1.120.99
All figures are in (Millions) Saudi Arabia, Riyals
Element ListExplanation
Reason for increase (decrease) in net profit for current quarter compared to the same quarter of the previous year Net profit were higher because of increase in total operating income by 9.9%, mainly driven by higher net special commission income and fee and commission income, net. The total operating expenses rose by 12.1%, mainly due to increase in salaries and employee related expenses and other general and administrative expense.
Reason for increase (decrease) in net profit for current quarter compared to the previous quarter Net profit increased because of higher total operating income by 5% mainly due to increase in net special commission income, fee and commission income, net and exchange income, net partially offset by lower gains on non trading investments, net. The total operating expenses increased marginally by 0.3%.
Reason for increase (decrease) in net profit for current period compared to the similar period of the previous year Net profit increased because of higher total operating income by 8.5% mainly due to increase in net special commission income, fee and commission income, net and trading gains, net partially offset by a drop in gains on non- trading investments. The total operating expenses rose by 4.8%, mainly due to increase in salaries and employee related expenses and other general and administrative expenses partially offset by a drop in impairment charge for credit losses, net.
Type of the external auditor's opinion Unmodified opinion
Reclassifications in quarter financial result Certain previous year figures has been reclassified in order to conform with current year classifications and some items have been re-classified.

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