1140 · 22/10/2018 09:12:18 · Announcement #52333 · View on Saudi Exchange

Bank Albilad announces its interim financial results for the period ending on 2018-09-30 ( Nine Months )

Element ListCurrent QuarterSimilar quarter for previous year%ChangePrevious Quarter% Change
Total Revenue for Special Commissions/Investments 700.8547.627.976648.38.098
Net Income for Special Commissions/Investments 546.6448.821.791517.25.684
Total operation Profit (Loss) 880.2762.915.375842.74.449
Net Profit (Loss) 287248.115.679275.94.023
Total Comprehensive Income 274.8302.8-9.247240.814.119
All figures are in (Millions) Saudi Arabia, Riyals
Element ListCurrent PeriodSimilar period for previous year%Change
Total Revenue for Special Commissions/Investments 1,945.71,547.325.748
Net Income for Special Commissions/Investments 1,549.11,272.121.775
Total operation Profit (Loss) 2,513.92,175.215.57
Net Profit (Loss) 819716.214.353
Total Comprehensive Income 735.9771.2-4.577
Total Share Holders Equity (after deducting minority equity) 7,940.67,580.84.746
Assets 70,707.262,532.913.071
Investments 6,146.95,871.64.688
Loans and advances portfolio 49,738.341,81518.948
Customer deposits 54,574.346,401.717.612
Profit (Loss) per Share 1.371.19
All figures are in (Millions) Saudi Arabia, Riyals
Element ListExplanation
Reason for increase (decrease) in net profit for current quarter compared to the same quarter of the previous year Net income has increased due to the increase in total operating income by 15.4%, which has resulted due to the increase in the net income from investment and financing activities, fee and commission net income, exchange income, dividend income. However, other operating income and gains from investments has decreased.

Total operating expenses have increased by 14.8% due to the increase in the impairment charge for credit and other financial assets, other general and administrative expenses and staff expenses. However, rent and premises related expenses and depreciation have decreased. Reason for increase (decrease) in net profit for current quarter compared to the previous quarter Net income has increased due to the increase in total operating income by 4.5%, which has resulted due to the increase in the income from investment and financing activities net, fee and commission and exchange income. However, other operating income, gains from investments and dividend income have decreased.

Total operating expenses have increased by 4.7% due to increase in Impairment charge for credit and other financial assets, net other general and administrative expenses, depreciation and staff expenses. However, rent and premises related expenses have decreased. Reason for increase (decrease) in net profit for current period compared to the similar period of the previous year Net income has increased due to the increase in total operating income by 15.6%, which has resulted due to the increase in net income from investment and financing activities, fee and commission net income, net exchange income, dividend income, gains on non-trading investments and other income.

Total operating expenses have increased by 15.7% due to the increase in the impairment charge for credit and other financial assets, staff expenses and other general and administrative expenses. However, depreciation and rent and premises related expenses has decreased. Type of the external auditor's opinion Unmodified opinion External auditor's report containing reservation None Reclassifications in quarter financial result Some items have been re-classified.

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