| Element List | Current Quarter | Similar quarter for previous year | %Change | Previous Quarter | % Change |
|---|---|---|---|---|---|
| Total Income From Special Commission of Financing | 11,377 | 10,899 | 4.385 | 12,002 | -5.207 |
| Total Income From Special Commission of Investment | 3,383 | 3,422 | -1.139 | 3,660 | -7.568 |
| Net Income From Special Commission of Financing | 7,138 | 6,599 | 8.167 | 7,162 | -0.335 |
| Net Income From Special Commission of Investment | 358 | 652 | -45.092 | 344 | 4.069 |
| Total Operations Profit (Loss) | 9,650 | 9,612 | 0.395 | 9,927 | -2.79 |
| Net Profit (Loss) before Zakat and Income Tax | 7,289 | 6,719 | 8.483 | 7,036 | 3.595 |
| Net Profit (Loss) Attributable to Shareholders of the Issuer | 6,423 | 6,022 | 6.658 | 6,385 | 0.595 |
| Total Comprehensive Income Attributable to Shareholders of the Issuer | 5,146 | 6,891 | -25.322 | 6,046 | -14.885 |
| Total Operating Expenses Before Provisions for Credit and Other Losses | 2,801 | 2,727 | 2.713 | 1,889 | 48.279 |
| Total Provision of Expected Credit Losses And Other Losses (Reversing Entry), Net | -578 | 31 | - | 942 | - |
| All figures are in (Millions) Saudi Arabia, Riyals | |||||
| Element List | Current Period | Similar period for previous year | %Change |
|---|---|---|---|
| Assets | 1,228,496 | 1,171,079 | 4.902 |
| Investments | 323,201 | 310,274 | 4.166 |
| Loans And Advances Portfolio (Financing And Investment) | 732,658 | 706,430 | 3.712 |
| Clients' deposits | 665,462 | 626,394 | 6.236 |
| Total Shareholders Equity (after Deducting Minority Equity) | 214,117 | 193,479 | 10.666 |
| Profit (Loss) per Share | 1.04 | 0.96 | |
| All figures are in (Millions) Saudi Arabia, Riyals | |||
| Element List | Amount | Percentage of the capital (%) | |
|---|---|---|---|
| Profit (Losses) Resulting From The Change In Investment Propertie’s Fair Value | - | - | |
| All figures are in (Millions) Saudi Arabia, Riyals | |||
| Element List | Explanation |
|---|---|
| The reason of the increase (decrease) in special commission income during the current quarter compared to the same quarter of the last year is | Increase in special commission income by 3.1% reaching to SAR 14.8 billion due to 4.4% increase in special commission income from financing. |
| The reason of the increase (decrease) in the net profit during the current quarter compared to the same quarter of the last year is | Net income attributable to equity holders of the Bank grew by 6.7% reaching SAR 6.4 billion in Q1 2026 driven by higher total operating income along with lower total operating expenses. |
Total operating income increased by 0.4% reaching SAR 9.7 billion in addition to a drop in the total operating expenses by19.4% driven by lower rent and premises-related expenses by 11.0% and depreciation/amortisation of property, equipment, software and right of use assets expenses by 10.4% accompanied with a decrease of SAR 609 million in the net impairment charge for expected credit losses.
Total assets expanded by 1.5% compared to December 2025. The main drivers were 0.5% growth in financing portfolio, resulted from 1.6% growth in retail financing, principally from 1.2% mortgages growth along with 1.8% growth in personal finance. This was coupled with 1.0% growth in investments portfolio.
Customers’ deposits rose by 4.6% during the period compared to December 2025.
The Capital Market Authority and Saudi Exchange take no responsibility for the contents of this disclosure, make no representations as to its accuracy or completeness, and expressly disclaim any liability whatsoever for any loss arising from, or incurred in reliance upon, any part of this disclosure, and the issuer accepts full responsibility for the accuracy of the information contained in it and confirms, having made all reasonable enquiries, that to the best of their knowledge and belief, there are no other facts or information the omission of which would make the disclosure misleading, incomplete or inaccurate.