8020 · 06/05/2026 08:10:12 · Announcement #94983 · View on Saudi Exchange

Malath Cooperative Insurance Co. announces its Interim Financial Results for the period ending on 2026-03-31 ( Three Months )

Element ListCurrent QuarterSimilar quarter for previous year%ChangePrevious Quarter% Change
Insurance Revenues 297,521340,128-12.526373,204-20.279
Result of Insurance Services 20,305-24,716-24,558-17.318
Net Profit (Loss) of The Insurance Results 4,670-10,582-24,311-80.79
Net Profit (Loss) of The Investment Results 11,21512,027-6.7513642,981.043
Net Insurance Financing Expenses -1,254-3,577-64.942-2,378-47.266
Net Profit (Loss), After Zakat, Attributable To Shareholders 5,4789,881-44.564,51321.382
Total Comprehensive Income Attributable to Shareholders of the Issuer 4,7999,946-51.74910,958-56.205
All figures are in (Thousands) Saudi Arabia, Riyals
Element ListCurrent PeriodSimilar period for previous year%Change
Total Shareholders Equity (after Deducting Minority Equity) 467,179442,7215.524
Profit (Loss) per Share 0.110.2
All figures are in (Thousands) Saudi Arabia, Riyals
Element ListAmountPercentage of the capital (%)
Profit (Losses) Resulting From The Change In Investment Propertie’s Fair Value 2,0490.41
Accumulated Losses -80,83216.17
All figures are in (Thousands) Saudi Arabia, Riyals
Element ListExplanation
The reason of the increase (decrease) in the revenues during the current quarter compared to the same quarter of last year is Insurance revenue for the current quarter amounted to SR 297.5 million, compared to SR 340.1 million during the similar quarter of the previous year, representing an decrease of 13%, which was mainly driven by business decline of motor segment mainly.
The reason of the increase (decrease) in the net profit during the current quarter compared to the same quarter of the last year is "Net profit for the current quarter amounted to SR 5.5 million, compared to SR 9.9 million for the similar quarter of the previous year, representing a decrease of 45% due to the following main reasons:

• Net insurance service result for the current quarter increased by SR 15.2 million due mainly to decrease in insurance revenues by SR 42.6 million compared to the similar quarter of the previous year, representing decrease by 13% and

• Decrease in net investment income for the current quarter amounted to SR 0.8 million by 7%, compared to the similar quarter of the previous year.

• Decrease in other income by SR 19.6 million by 100% compared to similar quarter of previous year.

Above points were partially offset by the following:

• Decrease in insurance expenses as by 24% amounting to SR 87.6 million a result of business decline during the quarter and last year.

• Decrease in finance expenses from insurance contracts issued by SR 3.9 million compared to the similar quarter of the previous year, representing decrease by 64%."The reason of the increase (decrease) in the revenues during the current quarter compared to the previous quarter is The decrease in insurance revenue during current quarter compared to previous quarter by SR 75.6 million, 20% is mainly due to decrease of insurance portfolio size of last year compared to the year prior. This has partially been offsited by increase in gross written premium by 15% amounting to SR 33.1 million.The reason of the increase (decrease) in the net profit (loss) during the current quarter compared to the previous quarter is "The increase in net profit for current quarter compared to the previous quarter by SR 136 thousands ( 1.4%) is mainly attributed to:

• Decrease in insurance service expense 20% amounting to 71.4 million

• Increase in net investment income by SR 10.8 million.

• Decrease in net insurance finance expense by SR 1.1 million

• Above points are offset partially by decrease insurance revenue by SR 75.6 million. "Statement of the type of external auditor's report Unmodified conclusionComment mentioned in the external auditor’s report, mentioned in any of the following paragraphs (other matter, conservation, notice, disclaimer of opinion, or adverse opinion) NoneReclassification of Comparison Items NoneAdditional Information "The accumulated losses over share capital, this year dropped to 16.2% compared to 19.6% for the same quarter last year.

Gross Written Premiums (GWP) for the current quarter is amounted to SR 260.9 million compared to SR 471.4 million for the same quarter last year. A decrease of 44.7% of written premiums.

During the current quarter fair value gain of investment properties was reported amounting to SR 2 million after adoption the fair value model on investment properties on the third quarter of 2025."

The Capital Market Authority and Saudi Exchange take no responsibility for the contents of this disclosure, make no representations as to its accuracy or completeness, and expressly disclaim any liability whatsoever for any loss arising from, or incurred in reliance upon, any part of this disclosure, and the issuer accepts full responsibility for the accuracy of the information contained in it and confirms, having made all reasonable enquiries, that to the best of their knowledge and belief, there are no other facts or information the omission of which would make the disclosure misleading, incomplete or inaccurate.