(i)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Term loan A granted to Agora in theamount of PLN 104 mio with a 5-year repayment (maturity) period in equalcapital installments payable on the last business day of the calendarquarter;

(ii)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Term loan B granted to Agora in theamount of PLN 104 mio with a repayment (maturity) date falling on the5th anniversary of the signing of the Loans Agreement;

(iii)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Term loan A granted to Helios in theamount of PLN 19 mio with a 5-year repayment period in equal capitalinstallments payable on the last business day of the calendar quarter;

(iv)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Term loan B granted to Helios in theamount of PLN 19 mio with a repayment (maturity) date falling on the 5thanniversary of the signing of the Loans Agreement;

(v)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Revolving facility granted to Agora bySantander up to the maximum amount of PLN 33 mio with a guaranteefacility sublimit up to PLN 3 mio with a 3-year availability period(with the possibility of extending the availability period for another 2years upon approval by the Lenders for such extension);

(vi)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Revolving facility granted to Helios bySantander up to the maximum amount of PLN 25 mio with a guaranteefacility sublimit up to PLN 19 mio with a 3-year availability period(with the possibility of extending the availability period for another 2years upon approval by the Lenders for such extension);

(vii)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Revolving facility granted to Agora byBank Handlowy up to the maximum amount of PLN 5 mio with a 3-yearavailability period (with the possibility of extending the availabilityperiod for another 2 years upon approval by the Lenders for suchextension);

(viii)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Revolving facility granted to Helios byBank Handlowy up to the maximum amount of PLN 38 mio with a guaranteefacility sublimit up to PLN 18 mio with a 3-year availability period(with the possibility of extending the availability period for another 2years upon approval by the Lenders for such extension);

(ix)_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;_#160;Revolving facility granted to AMS byBank Handlowy up to the maximum amount of PLN 15 mio with a guaranteefacility sublimit up to PLN 10 mio with a 3-year availability period(with the possibility of extending the availability period for another 2years upon approval by the Lenders for such extension);

Individual loans may be used by Original Borrowersfor the following purposes:

a)_#160;_#160;_#160;_#160;a)_#160;Loans indicated in points (i) and (ii)for: financing or refinancing of acquisition by the Company of 49% ofshares in the share capital of the company Eurozet sp. z o.o. with itsseat at Warsaw and costs and expenses in connection therewith, (ii)refinancing of the current debt of the Company and costs and expenses inconnection therewith, (iii) financing or refinancing of costs andexpenses resulting from the Loans Agreement and financial documentsconnected therewith and (iv) financing (refinancing) of cost incurred bythe Company to repay the loan granted by SFS Ventures s.r.o. paid up onDecember 29, 2023, in the amount not exceeding PLN 21 mio;

b)_#160;_#160;_#160;b)_#160;_#160;Loans indicated in points (iii) and(iv) for: (i) refinancing of the current debt of Helios and costs andexpenses in connection therewith, (ii) financing or refinancing of costsand expenses resulting from the Loans Agreement and financial documentsconnected therewith;

c)_#160;_#160;_#160;_#160;c)_#160;Loans indicated in points (v) - (ix)for: (i) refinancing of the current debt of Original Borrowers and costsand expenses in connection therewith, (ii) general corporate purposes,including the financing of current operations of Original Borrowers.

Original Borrowers, Doradztwo Mediowe sp. z o.o. andparticular companies from Agora Capital Group (i.e. Helios Media sp. zo.o., Optimizers sp. z o.o., Grupa Radiowa Agory sp. z o.o., Czerska8/10 sp. z o.o., Gazeta.pl sp. z o.o., Plan A sp. z o.o., Eurozet sp. zo.o. - that will join the debt at a later date) (jointly "ObligedEntities") shall establish in favor of the Lenders collateral agreedbetween the parties of the Loans Agreement typical of this type ofagreement including: (1) mortgage (i) on the property located in Warsawat ul. Czerska 8/10 held in perpetual usufruct by Czerska 8/10 sp. zo.o. and (ii) on the properties owned by Helios S.A., located in Opoleat ul.Kopernika 17, in Radom at ul. Poniatowskiego 5 and ul.Poniatowskiego (no number given) and in Sosnowiec at ul.Modrzejowskiej32b; (2) pledges (registered and financial) on all or some stocks,shares or other participation titles or units in Obliged Entities,except for the stocks in the Company and shares and/or stocks in someother Obliged Entities holding radio licenses; (3) registered pledges onmovables and transferable property rights of variable composition,constituting a business unit even if their composition was variable heldby the Obliged Entities; (4) pledges (registered, and financial) on bankaccounts held by the Obliged Entities; (5) transfers to securereceivables or other rights held by Obliged Entities, including, inparticular, rights (receivables) under insurance contracts (policies)concluded by the Obliged Entities; (6) guarantees or sureties providedmutually by Obliged Entities for their liabilities arising from theLoans Agreement and other financing documents; (7) declarations ofsubmission to enforcement proceedings in accordance with Article 777 ofthe Code of Civil Procedure, made by Obliged Entities (whereby, wherethe maximum amount is required to be specified - up to the amount of150% of the total amount of loans).

Borrowers, during the financing period are requiredto maintain financial ratios including (i) the Company's Group net debtto EBITDA and (ii) DSCR at certain levels.