Initiation of the bookbuilding process in connection with the intentionto issue bonds by Alior Bank S.A.

The Management Board of Alior Bank S.A. ("Bank", "Issuer") informs thaton September 29, 2025, it adopted a resolution to commence thebookbuilding process in connection with the Bank's intention to issuebonds, whose liabilities will constitute eligible liabilities of theBank referred to in Article 97a Section 1 Point 2 of the Act of June 10,2016, on the Bank Guarantee Fund, deposit guarantee scheme, andresolution and obligations, of which the nominal value of the bonds willconstitute liabilities classified into the third category, subcategoryfour, as referred to in Article 440 Section 2 Point 3(d) of the Act ofFebruary 28, 2003, Bankruptcy Law ("Bankruptcy Law"), and the interestof the bonds will constitute liabilities belonging to the fourthcategory, subcategory one, as referred to in Article 440 Section 2 Point4(a) of the Bankruptcy Law ("Bonds").

The bookbuilding process will be carried out exclusively with theparticipation of qualified investors within the meaning of Article 2(e)of the Regulation (EU) 2017/1129 of the European Parliament and of theCouncil of June 14, 2017, on the prospectus to be published whensecurities are offered to the public or admitted to trading on aregulated market and repealing Directive 2003/71/EC.

The Bonds will be issued in a public offering in accordance with Article33 Point 1 of the Act of January 15, 2015, on bonds.

The basic parameters of the issue under consideration are as follows:

1. The total nominal value of the Bonds issue will be PLN 450,000,000.00(in words: four hundred fifty million zlotys), however, the Bank'sManagement Board may decide to amend the total nominal value afteranalysing the demand for the Bonds reported during the preparation ofthe book.

2. The nominal value of one Bond will amount to PLN 500,000.00 (inwords: five hundred thousand zlotys).

3. The Bonds will not be secured.

4. The Bonds will be issued in one series.

5. The Bonds will bear interest at a variable interest rate. The exactparameters of the interest rate on the Bonds will be determined duringthe bookbuilding process.

6. The Bank will apply for the introduction of the Bonds to thealternative trading system operated by the Warsaw Stock Exchange.

7. The considered date of the Bonds issue will fall in October 2025,with the qualification that the Bank will decide on the issue of theBonds and their parameters after analyzing market conditions.

8. Detailed terms and conditions of the issue and the exact value of theBonds issue will be determined by the Bank's Management Board at a laterdate, taking into account the results of the bookbuilding process.