Affirmation of the ratings and a revision of the outlook of Alior BankS.A. by the rating agency Fitch Ratings Ltd.

The Management Board of Alior Bank S.A. ("Bank") hereby informs that onOctober 14, 2025, the rating agency Fitch Ratings Ltd. ("Fitch","Agency") informed the Bank that it has affirmed the long-term andshort-term ratings of the Bank at the current level and revised theoutlook for the Bank from "Stable" to "Positive".

The full list of ratings assigned by the Agency is as follows:

1. Long-Term IDR: 'BB+', positive outlook

2. Short-Term IDR: 'B'

3. National Long-Term Rating: 'A-(pol)', positive outlook

4. National Short-Term Rating: 'F1(pol)'

5. Viability Rating: 'bb+'

6. Government Support Rating: 'ns'

In its rationale, the Agency stated that the revision of the Bank'soutlook from "Stable" to "Positive" reflects continuing progress inrebalancing the Bank's business mix and addressing legacy issuesresulting in positive changes in its risk profile.

Definitions of Fitch ratings are available on the Agency's website atwww.fitchratings.com, where ratings, criteria and methodologies are alsopublished.