Decision on the issue of bonds by Alior Bank S.A. and determination ofthe final parameters of the bond issue

In reference to the current report no. 36/2025 of September 29, 2025,the Management Board of Alior Bank S.A. ("Bank", "Issuer") informs thaton October 15, 2025, it adopted a resolution on the issue of series Sbonds, liabilities under which will constitute eligible liabilities ofthe Bank within the meaning of Article 97a Section 1 Point 2 of the Actof June 10, 2016 on the Bank Guarantee Fund, deposit guarantee schemeand resolution and liabilities of which the nominal value of the Bondswill constitute an obligation belonging to the third category,subcategory four, as referred to in Article 440 Section 2 Point 3(d) ofthe Act of February 28, 2003, Bankruptcy Law ("Bankruptcy Law"), andfrom which the interest of the Bonds will constitute obligationsbelonging to the fourth category, subcategory one, as referred to inArticle 440 Section 2 Point 4(a) of the Bankruptcy Law ("Bonds") andspecified the final parameters of the issue of the Bonds.

The principal terms of the Bonds' issue are as follows:

1. The maximum total nominal value of the Bonds is up to PLN 450,000,000(in words: four hundred fifty million zlotys),

2. The nominal value and issue price of one Bond is PLN 500,000 (inwords: five hundred thousand zlotys),

3. The Bonds will be unsecured,

4. The Bonds will be offered solely to qualified investors within themeaning of Article 2 point e of Regulation (EU) 2017/1129 of theEuropean Parliament and of the Council of June 14, 2017 on theprospectus to be published when securities are offered to the public oradmitted to trading on a regulated market and, repealing Directive2003/71/EC,

5. The Bonds will bear interest at a variable interest rate being thesum of the WIBOR 6M rate and a margin of 1,50% per annum,

6. The date of issue of the Bonds will be October 30, 2025,

7. The redemption date of the Bonds will be October 19, 2029, wherebythe Bank will have the option of early redemption of the Bonds startingfrom October 19, 2028, and after meeting the regulatory requirementsapplicable to the Bonds and the Bank,

8. The Bonds will be issued as bearer bonds, will not have the form of adocument, and will be registered in the securities depository maintainedby the Polish National Depository for Securities,

9. The Bank will apply for the introduction of the Bonds to listing onthe alternative trading system operated by the Warsaw Stock Exchange.