Currentreport No. 27/2025

Subject:Information on the registration of the amendment made to the Articles ofAssociation of the Bank Handlowy w Warszawie S.A.

Legalbasis:Paragraph5 point 1) of the Ordinance of the Minister of Finance dated June 6,2025 on current and periodic information published by issuers ofsecurities and the conditions for regarding as equivalent theinformation required by the law of a non-member state (Journal of Lawsof 2025, item 755).

BankHandlowy w Warszawie S.A. (hereinafter: Bank) hereby announces that onJuly 11th2025 the Bank received a decision of the DistrictCourt for the Capital City of Warsaw in Warsaw, XII Commercial Divisionof the National Court Register, according to which on July 10th2025, the Court entered (registered) into the Register of Entrepreneurof the National Court Register an amendments to the Articles ofAssociation of the Bank Handlowy w Warszawie S.A. (hereinafter: Statute)described below and adopted by the Bank's Ordinary General Meeting onJune 27, 2025 by means of Resolution No. 29/2025 and No. 30/2025.

Theconsolidated text of the Statute, including the amendments specified inResolution No. 29/2025 and 30/2025 of the Bank's Ordinary GeneralMeeting of 27 June 2025 regarding amendments to the Statute, constitutesan attachment to this current report.

Registeredchanges to the Statute arising from Resolution No. 29/2025 of the Bank'sOrdinary General Meeting of 27 June 2025 regarding amendments to theStatute:

1.In§ 5, section 3, point 6 of the Statute, the following is deleted:"grantand confirm sureties"and is hereby introduced:"deleted",

2.In§ 5, section 4, point 19 of the Statute, the following is deleted:"actas investment company agent, in the name and on behalf of investmentcompany, within the scope of agency for the activity of this company"and is hereby introduced:"deleted",

3.In§ 5, section 4, point 21 letter f) of the Statute, the following isdeleted:"providing services in the performance of concluded issueguarantee agreements or concluding and performing other agreements of asimilar nature, if their subject matter is financial instruments"and is hereby introduced:"deleted",

4.In§ 5, section 4, point 21 letter l) of the Statute, the following isdeleted:"provision of additional services related to the issueguarantee agreement"and is hereby introduced:"deleted",

5.In§ 18,section 1, point 7 of the Statute is amended as follows: "appointingthe external auditor to audit or review the financial statements and toattest sustainability reporting,"

Registeredchanges to the Statute arising from Resolution No. 30/2025 of the Bank'sOrdinary General Meeting of 27 June 2025 regarding amendments to theStatute:

1.In§ 33,section 2 of the Statute is amended as follows:

"2.The reserve capitalsshall be used to cover any balance sheet losses incurred by the Bank orfor any other purposes, including the payment of dividends or advancesfor anticipated dividends to shareholders. The General Shareholders'Meeting shall decide how to appropriate the reserve capital."

2.In§ 36of the Statute,section 2 is added with the following content:

"2.The Management Boardis authorized to make an advance payment to shareholders on account ofthe expected dividend at the end of the financial year if the Bank hassufficient funds for the payment. The advance payment shall be madewithin the limits provided for by law and shall require the approval ofthe Supervisory Board and agreement with the Polish FinancialSupervision Authority."