Current report 36/2025

Subject: Decisionof Bank Handlowyw Warszawie S.A. Management Board on the payout of an advance dividend.

Legal basis: Article 17Section 1 of Regulation (EU) No. 596/2014 of the European Parliament andof the Council of 16 April 2014 (MAR Regulation).

In reference to CurrentReport no. 35/2025 of 22 August 2025, informing about the lack ofobjections of the Polish Financial Supervision Authority to the Bank'sability to pay out a dividend (advance dividend) from the profit for2019, the Management Board of Bank Handlowy w Warszawie S.A. (Bank)hereby informs that on September 9, 2025, pursuant to Article 349 §1 of the Code of Commercial Companies and §36 item 2 of the Bank's Statutes, it resolved, subject to the consent ofthe Bank's Supervisory Board, to pay out to Bank's shareholders theadvance payment on account of the expected dividend, which will bedecided by the Ordinary General Meeting of the Bank in 2026, and toallocate PLN 448,551,276.72 to that payment (hereinafter referred to as:"Advance Dividend").

The Advance Dividend willbe paid from part of the reserve capital created by the Ordinary GeneralMeeting of the Bank in resolution No. 26/2025 of the Ordinary GeneralMeeting of the Bank of 27 June 2025, to be used for the payment ofdividends, including advance dividends (Dividend capital), while thefunds for the payment of the Advance Dividend will come from part of theBank's profit generated in 2019 year.

130 392 813 shares giveentitlement to the AdvanceDividend.

The AdvanceDividend per share is: PLN 3.44 gross.

The record date for theAdvance Dividend is: October 21, 2025 and the date of the AdvanceDividend payment is: October 28, 2025.

The decision of theBank's Management Board will be presented to the Bank's SupervisoryBoard in order to obtain the Supervisory Board's consent for the AdvanceDividend payment tothe extent specified above. The Bank will announce the decision of theSupervisory Board in a separate current report.