Current report 37/2025

Subject: Decisionof Bank Handlowyw Warszawie S.A. Supervisory Boardon the payout of an advance dividend.

Legal basis:Article 17 Section 1 of Regulation (EU) No. 596/2014 of the EuropeanParliament and of the Council of 16 April 2014 (MAR Regulation).

In reference to CurrentReports no. 35/2025 of 22 August 2025 no. and 36/2025 of 9 September2025, the Management Board of Bank Handlowy w Warszawie S.A. (Bank)hereby informs that on September 18, 2025, pursuant to Article 349 §1 of the Code of Commercial Companies and §36 item 2 of the Bank's Statutes, the Supervisory Board decided toapprove the advance payment to Bank's shareholders on account of theexpected dividend, which will be decided by the Ordinary General Meetingof the Bank in 2026, and to allocate PLN 448,551,276.72 to that payment(hereinafter referred to as: "Advance Dividend").

The Advance Dividend willbe paid from part of the reserve capital created by the Ordinary GeneralMeeting of the Bank in resolution No. 26/2025 of the Ordinary GeneralMeeting of the Bank of 27 June 2025, to be used for the payment ofdividends, including advance dividends (Dividend capital), while thefunds for the payment of the Advance Dividend will come from part of theBank's profit generated in 2019 year.

130 392 813 shares giveentitlement to the AdvanceDividend.TheAdvance Dividendper share is: PLN 3.44 gross.

The record date for theAdvance Dividend is: October 21, 2025 and the date of the AdvanceDividend payment is: October 28, 2025.