Assessment of the Supervisory Board of Millennium Bank Hipoteczny S.A. regarding the Financial
Statements of Millennium Bank Hipoteczny S.A. for the 12-month period ended 31 December 2025
and the Management Board's Report on the activities of Millennium Bank Hipoteczny S.A. for the
period of 12 months ended 31 December 2025 – extract from the Report of the Supervisory Board of
Millennium Bank Hipoteczny S.A. on the activities in 2025
Acting pursuant to Article 382 § 3 point 1 of the Commercial Companies Code and in connection with § 72
section 1 point 16) of the Regulation of the Minister of Finance of 6 June 2025 on current and periodic
information published by issuers of securities and conditions for recognising as equivalent information
required by the laws of a non-member state, the Bank's Supervisory Board, at its meeting on 5 March 2026,
assessed the Financial Statements of Millennium Bank Hipoteczny S.A. for the 12-month period ended 31
December 2025 submitted by the Management Board and the Management Board's Report on the activities
of Millennium Bank Hipoteczny S.A. for the 12-month period ended 31 December 2025.
The Supervisory Board also familiarized itself with the Report of the independent statutory auditor, the
audit firm BDO spółka z ograniczoną odpowiedzialnością sp.k., on the audit of the Bank's annual financial
statements together with the opinion on the Management Board's Report on the Bank's operations and
listened to the statements of the independent statutory auditor invited to the meeting.
On this basis, the Supervisory Board considers that both the Financial Statements of Millennium Bank
Hipoteczny S.A. for the period of 12 months ended 31 December 2025 and the Management Board's Report
on the activities of Millennium Bank Hipoteczny S.A. for the period of 12 months ended 31 December 2025,
were prepared correctly in terms of content and form, are consistent with the books and documents as
well as with the facts and reflect fairly the state of the Bank's financial results and operations in 2025.