Information concerning credit decisions of European Bank forReconstruction and Development and Santander Bank Polska S.A.

The Management Board of Benefit Systems S.A. with its registered seat inWarsaw (_#8216;Company', 'Issuer') herbyannounces that onMarch 8, 2022 the Company received an information that credit committeesof the European Bank for Reconstruction and Development (_#8216;EBRD') andSantander Bank Polska S.A. (_#8216;Santander') (jointly _#8216;Consortium'; _#8216;Banks')agreed to provide long-term financing to the Company in amount up to PLN205 million (_#8216;Financing').

The Financing will be provided for investment expenditures related toorganic growth; development of the MultiLife platform; acquisitions;eco-friendly investments, refinancing of the Company's existingindebtness in the form of bank loans in Poland; and general corporatepurposes of the Issuer Capital Group.

Obtaining the Consortium credit committees' approvals is an intermediatestage of the process of obtaining the Financing and is not equivalent toits completion and the Banks' obligation to release the funds. Theavailability of the Financing will depend, among other things, on theconclusion of a loan agreement with the Banks, about which the Issuerwill inform in a separate report, and on the fulfilment of conditionsprecedent.

At the same time, in addition to the Financing, as of the date of thisreport the Issuer indicates that it maintains with Santander inter alia:a credit line in the amount of PLN 50 million with the possibility touse it in the form of an overdraft up to the amount of PLN 45 millionand a limit for bank guarantees up to the amount of PLN 10 million; acredit line in the amount of PLN 65 million for bank guarantees; and aloan with an outstanding principal amount of PLN 16 million.