Minimum requirement for own funds and eligible liabilities ("MREL") setfor BNP Paribas Bank Polska S.A.

current report no.23/2026

date: 20 April 2026

The Management Board of BNP Paribas Bank Polska S.A. ("Bank") herebyinforms that the Bank received a letter from the Banking Guarantee Fund("BGF") concerning the joint decision of the resolution authorities,i.e., the Single Resolution Board and BGF on the minimum requirement forown funds and eligible liabilities ("MREL").

In the resolution plan of the BNP Paribas S.A. Group a resolutionstrategy with a Single Point of Entry in the case of initiation of aresolution was envisaged.

The MREL for the Bank was set on individual basis at 15.74% of the totalrisk exposure amount ("TREA") and 5.91% of total exposure measure("TEM"). Bank was obliged to meet the requirement immediately afterreceiving the information.

The total MREL should be satisfied with own funds and eligibleliabilities under Article 98 item 2l of the BGF Act transposing Article45f item 2 of the BRRD. The BGF expects that the recapitalizationequivalent portion of the MREL (RCA) would be met with additional AT1instruments, T2 instruments and other subordinated eligible liabilitiesbought directly or indirectly by the parent entity.

At the same time, the BGF indicated that the Tier 1 capital ("CET1")instruments kept by the Bank for the purposes of the combined bufferrequirement cannot be included in the MREL expressed as a percentage ofTREA. This rule does not apply to the MREL requirement expressed as apercentage of TEM.

As at the date of receipt of the BGF letter, the Bank complies with theMREL requirements specified in the letter.

Legal basis

Article 17, item 1 of the Market Abuse Regulation (MAR)