Rating action taken by Fitch Ratings

current report no. 26/2026

date: 13 May 2026

The Management Board of BNP Paribas Bank Polska S.A. ("Bank") herebyinforms that on 13 May 2026 Fitch Ratings ("Fitch", "Agency") hasupgraded the Bank's Short-Term Issuer Default Rating (ST IDR) to "F1+"from "F1", due to the upgrade of the parent's (BNP Paribas SA,AA-/Stable/F1+) ST IDR.

Bank's support-driven Long-Term Issuer Default Rating (LT IDR) remainsconstrained at two notches above the Polish sovereign rating(A-/Negative), due to country risk considerations. The support-driven LTIDR was affirmed at "A+" with Negative Outlook.

Fitch has assigned new Bank long- and short-term deposit ratings of "A+"and "F1+". The deposit ratings are in line with the IDRs and with nouplift from the Shareholder Support Rating (SSR), given country riskconsiderations.

Rating actions described above follow the publication on 8 May 2026 ofFitch Ratings updated Bank Rating Criteria (a summary of the changesintroduced by the new criteria is available at:https://www.fitchratings.com/research/banks/fitch-ratings-publishes-updated-bank-rating-criteria-08-05-2026).

The original text of Fitch Ratings press release is available on theAgency website:https://www.fitchratings.com/research/banks/fitch-takes-rating-actions-on-8-polish-banks-following-criteria-update-13-05-2026.

A full list of Fitch ratings is presented below:

- Long-Term Issuer Default Rating (LT IDR): "A+" with a Negative Outlook,

- Short-Term Issuer Default Rating (ST IDR): "F1+",

- National Long-Term Rating (Natl LT): "AAA" with a Stable Outlook,

- National Short-Term Rating (Natl ST): "F1+",

- Viability Rating (VR): "bbb",

- Shareholder Support Rating (SSR): "a+",

- Long term deposits rating: "A+",

- Short term deposits rating: "F1+".

Legal basis

Article 17 item 1 of the MAR Regulation