2025-03-13 Report No. 4/2025: Individual recommendation from the PolishFinancial Supervision Authority regarding satisfaction of criteria fordividend payout from the 2024 net profit.

The Management Board of ING Bank Śląski S.A ("Bank") communicate that on13 March 2025 the Bank received a letter from the Polish FinancialSupervision Authority ("PFSA") wherein the PFSA stated that the Banksatisfied the criteria for dividend payout of up to 75% of the 2024 netprofit, while the maximum dividend amount should not exceed the amountof the annual profit less profit earned in 2024 and recognised under ownfunds. The Management Board communicate that ING Bank Śląski S.A. didnot include interim profit during 2024 in own funds, therefore themaximum dividend of 2024 profit for the Bank equals 75%.

At the same time, the PFSA recommended that the Bank mitigate theinherent risk of operations by refraining from taking any other actionswithout prior consultation with the supervision authority, in particularbeing beyond the ordinary business and operational activity which mayresult in a reduction in own funds, including possible dividend paymentsfrom undivided profit from previous years and own shares buy-backs.

Further to current report no. 3/2025 of 5 March 2025, the BankManagement Board points out that on 5 March 2025 they took a decision tosubmit to the General Meeting a draft resolution on allocating PLN3.275,9 mln from the profit earned by the Bank in 2024, or 75% of thestand-alone and consolidated 2024 profit of ING Bank Śląski S.A. for thedividend payout. The decision of the Bank Management Board is in concordwith the PFSA's recommendation.

Legal grounds: Article 17.1 of Regulation (EU) No. 596/2014 of theEuropean Parliament and of the Council of 16 April 2014 on market abuse(MAR)