2025-06-05 Report No. 18/2025: Adjustment of the information on the MRELrequirement for ING Bank Śląski S.A.

Further to Current Report No. 17/2025 of 29 May 2025, the ManagementBoard of ING Bank Śląski S.A. ("Bank") communicate to have received on 5June 2025 a letter from the Bank Guarantee Fund ("BGF") concerning theadjusted MREL.

The BGF stated that in the letter of 29 May 2025, the obligatory MRELfor the total risk exposure amount (TREA) was given incorrectly. TheMREL for ING Bank Śląski S.A, set by the BGF in liaison with the SingleResolution Board ("SRB"), is 16.25% of the total risk exposure, not15.93% as stipulated previously.

The Bank is required to meet the MREL for the total risk exposure amountas stated hereinabove, immediately upon the receipt of the BGF letter.

The MREL requirement of 5.91% for the total exposure measure (TEM) aswell as the other rules of MREL satisfaction by the Bank, as describedin the letter referred to in Current Report No. 17/2025, continue toapply.

Based on the BGF Methodology, the Bank estimates that therecapitalisation-equivalent portion of the MREL is 8.25% of TREA and2.91% of TEM. The Bank satisfies the said requirement.

Legal grounds: Article 17 section 1 of Regulation of the EuropeanParliament and of the Council (EU) No. 596/2014 16 April 2014 (MAR).