Subject: End of subscription for the series 3 covered bonds with theaggregate nominal amount of PLN 1,000,000,000 issued under theInternational Covered Bond Issuance Programme of ING Bank Hipoteczny S.A.

In connection with the end of the subscription for series 3 coveredbonds issued under the International Covered Bond Issuance Programme andthe intention to have the covered bonds admitted to trading on theregulated market in Luxembourg and Warsaw, the Management Board of INGBank Hipoteczny S.A. having its registered office in Katowice (Bank)hereby announces the following information:

1. start and end dates of the subscription: opening date: 23 September2025, ending date: 23 September 2025;

2. the date of allotment of securities: 23 September 2025;

3. the number of securities covered by the subscription: 2,000 units;

4. reduction rate in specific tranches if at least in one of thetranches the number of allotted bonds was lower than the number ofsubscribed securities: the covered bonds are to be issued in one tranchewith the reduction rate of 19,7%;

5. the number of securities subscribed for in the subscription: 2492units;

6. the number of securities allotted in the subscription: 2,000 units;

7. the subscription price of the securities: 100% of the principalamount, i.e. PLN 500,000 for each covered bond;

8. the number of persons who have subscribed for the securities in thesubscription in particular tranches: 18;

9. the number of persons to whom the securities were allotted in thesubscription in particular tranches: 18;

10. the names of the underwriters who have subscribed for securities inexecution of the underwriting agreements, with an indication of thenumber of securities which they have subscribed for, together with theactual price per unit of the security, being the issue price, afterdeducting the consideration for subscribing for a unit of the security,in execution of the underwriting agreement, purchased by theunderwriter: N/A;

11. the aggregate principal amount of the subscription, i.e., theproduct of the number of securities offered and the issue price: PLN1,000,000,000 (in words: one billion zlotys);

12. the total costs which were recognised as the issuance costs: theBank will disclose such information in an updated current report afterit has received and accepted all the invoices connected with theissuance;

13. the average cost of subscription per one security: the Bank willdisclose such information in an updated current report after it hasreceived and accepted all the invoices connected with the issuance;

14. the method of payment for taken up securities: the payment will bemade by wire transfer to the Bank's account.

Legal basis: Article 56 par. 1(2) of the Act on Public Offering,Conditions Governing the Introduction of Financial Instruments toOrganised Trading, and Public Companies dated 29 July 2005; § 17 of theRegulation of Minister of Finance dated 6 June 2025 on current andperiodic information provided by issuers of securities and theconditions for recognising information required by the law of anon-member state as equivalent.