2026-01-12 Report No. 3/2026: Polish Financial Supervision Authority'sapproval of the subordinated loan amount recognition under Bank's TierII capital.

Further to current report no. 23/2025 of 14 October 2025, the ManagementBoard of ING Bank Śląski S.A. ("Bank") hereby communicate that on 12January 2026 the Bank received the Polish Financial SupervisionAuthority's approval to recognise, under Bank's Tier II capital, thefunds available under the subordinated loan received from ING Bank N.V.in the amount of EUR 250 million (two hundred fifty million euros).

Legal grounds: Article 17.1 of Regulation (EU) No. 596/2014 of theEuropean Parliament and of the Council of 16 April 2014 on market abuse(MAR).