Current Report No. 51/2017

Date of the report: October 10th 2017

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. announces theexpenditure on debt portfolios and recoveries from the management ofpurchased portfolios purchased by the KRUK Group (Group).

Q3 2017

The nominal value of debt purchased by the Group

Q3 2017 Q3 2016 change

PLN 2.638m PLN 1.969m +34%

The expenditure on debt portfolios purchased by the Group

Q3 2017 Q3 2016 change

PLN 261m PLN 205m +27%

The recoveries from the management of purchased portfolios purchased bythe Group

Q3 2017 Q3 2016 change

PLN 347m PLN 255m +36%

Q1-Q3 2017

The nominal value of debt purchased by the Group

Q1-Q3 2017 Q1-Q3 2016 change

PLN 9.994m PLN 8.392m +19%

The expenditure on debt portfolios purchased by the Group

Q1-Q3 2017 Q1-Q3 2016 change

PLN 767m PLN 936m -18%

The recoveries from the management of purchased portfolios purchased bythe Group

Q1-Q3 2017 Q1-Q3 2016 change

PLN 994m PLN 701m +42%