Current Report No. 21/2018

Date of the report: April 23rd 2018

Subject: Claim assignment agreements executed on the Polish market

Legal basis: Art. 17.1 of MAR - Inside information

Text of the report:

Further to Current Report No. 12/2018 of March 29th 2018, the ManagementBoard of KRUK S.A. (the Company) announces that on April 16th 2018 andtoday, April 23rd 2018, the Company's subsidiary PROKURA NS FIZ (theBuyer) has signed agreement with one of the largest banks in Poland(Agreements, the Bank). Under the Agreements, PROKURA NS FIZ purchasedfrom the Bank a portfolio of an unsecured retail debt portfolio whichface value is approximately PLN 147m and corporate secured debtportfolio which face value is approximately PLN 187m. The transfer ofownership of the debts covered by the Agreements to the Purchaser shalltake place on the day of their conclusion, upon payment of the price.The Agreements do not provide for any significant contractual penalties.Other terms and conditions of the Agreements do not differ from thosecommonly used in agreements of such type.