Current Report No. 38/2018

Date of the report: November 2nd 2018

Subject: Notification of transactions received under Article 19 of theMAR

Legal basis: Article 19(3) of the MAR − Notification of transactionsexecuted by persons discharging managerial responsibilities or byinsiders

Text of the report:

KRUK S.A. (the Company) announces that on November 2nd 2018 it receivedtransaction notification, as referred to in Article 19.1 of the MarketAbuse Regulation (the Notification), from Michał Zasępa, Board Member ofKRUK S.A. The Notification is attached to this report.