Current Report No. 16/2020

Date of the report: July 10th 2020

Subject: Change of publication date for the 1H 2020 consolidated report

Legal basis: Art. 56.1.2 of the Public Offering Act - Current andperiodic information

Text of the report:

The Management Board of KRUK S.A. ("Company") reports that thepublication date for KRUK S.A.'s consolidated report for the 1H 2020(Report) has been changed. The Report will be published on August 27th2020. The publication date of the Report, as announced earlier by theCompany in Current Report No. 1/2020 of January 8th 2020, was set onSeptember 9th 2020.

Legal basis: Par. 80.2 of the Regulation of the Minister of Finance ofMarch 29th 2018 on current and periodic information to be published byissuers of securities [...].