Current Report No. 27/2022

Date: April 7th 2022

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Article 17_1_ of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. discloses theamount of expenditure on and recoveries from the management of debtportfolios purchased by the KRUK Group (Group).

Q1 2022

The nominal value of debt purchased by the Group

Q1 2022 Q1 2021 change

PLN 2 201m PLN 877m 151%

The expenditure on debt portfolios purchased by the Group

Q1 2022 Q1 2021 change

PLN 262m PLN 159m 64%

The recoveries from the management of purchased portfolios purchased bythe Group

Q1 2022 Q1 2021 change

PLN 623m PLN 512m 22%