Current Report No. 52/2022

Date of the report: July 8th 2022

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Art. 17(1) of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. (KRUK, theCompany) discloses the amount of expenditure on and recoveries from themanagement of debt portfolios purchased by the KRUK Group.

Q2 2022

The nominal value of debt purchased by the Group

Q2 2022 Q2 2021 change

PLN 2479m PLN 2764m -10%

The expenditure on debt portfolios purchased by the Group

Q2 2022 Q2 2021 change

PLN 495m PLN 484m +2%

The recoveries from the management of purchased portfolios purchased bythe Group

Q2 2022 Q2 2021 change

PLN 657m PLN 554m +19%

IH 2022

The nominal value of debt purchased by the Group

IH 2022 IH 2021 change

PLN 4680m PLN 3641m +29%

The expenditure on debt portfolios purchased by the Group

IH 2022 IH 2021 change

PLN 757m PLN 644m +18%

The recoveries from the management of purchased portfolios purchased bythe Group

IH 2022 IH 2021 change

PLN 1279 m PLN 1066m +20%

Emitent informuje, iż ostateczne wyniki finansowe za pierwsze półroczeroku 2022 zostaną przekazane w raporcie Grupy Kapitałowej KRUK zapierwsze półrocze 2022 roku, którego publikacja została przewidziana na7 września 2022 roku.