Current Report No. 30/2024

Date: April 9th 2024

Subject: Expenditure on and recoveries from debt portfolios

Legal basis: Article 17_1_ of MAR - Inside information

Text of the report:

In line with the adopted disclosure policy, KRUK S.A. discloses theamount of expenditure on and recoveries from the management of debtportfolios purchased by the KRUK Group (Group).

Q1 2024

The nominal value of debt purchased by the Group

Q1 2024 Q1 2023 change

PLN 2 216m PLN 2 838m - 22%

The expenditure on debt portfolios purchased by the Group

Q1 2024 Q1 2023 change

PLN 335m PLN 524m - 36%

The recoveries from the management of purchased portfolios purchased bythe Group

Q1 2024 Q1 2023 change

PLN 856m PLN 724m 18%Deviation between actual and projectedrecoveries*

Q1 2024

PLN 105m

Percentage deviation between actual and projected recoveries**

Q1 2024

14%

*Position "Deviation between actual and projected recoveries, decreaseson early collections in collateralised cases, payments from originalcreditor" in the financial statements.

**Percentage deviation between actual and projected recoveriesdetermined as the ratio of deviation between actual and projectedrecoveries'* to the difference between _#8216;actual recoveries' and_#8216;deviation between actual and projected recoveries'*.