In connection with the completion of the subscription for series 1Nmortgage bonds (the "Mortgage Bonds") issued under the Mortgage BondIssue Programme based on the base prospectus approved on 29 August 2025by the Polish Financial Supervision Authority, and the intention toadmit the mortgage bonds to trading on the regulated market in Warsaw,the Management Board of PKO Bank Hipoteczny S.A. with its registeredoffice in Warsaw (the "Bank") hereby announces the following information:

1) the start and end dates of the subscription: start date: 1 October2025, end date: 9 October 2025

2) the date of allocation of the Covered Bonds: 13 October 2025

3) the number of Covered Bonds covered by the subscription: 1,155,231

4) reduction rate in individual tranches if, in at least one tranche,the number of allocated Covered Bonds was lower than the number ofCovered Bonds subscribed for: not applicable - due to the Issuerexercising the option to increase the issue size of the Covered Bonds,the number of Covered Bonds allocated was equal to the number of CoveredBonds subscribed for.

5) number of Covered Bonds subscribed for: 1,155,231.

6) the number of Covered Bonds allocated as part of the subscription:1,155,231.

7) the price at which the Covered Bonds are acquired: PLN 1,000 perCovered Bond.

8) the number of persons who subscribed for Mortgage Bonds covered bythe subscription in individual tranches: 5,762.

9) the number of persons to whom Mortgage Bonds were allocated as partof the subscription in individual tranches: 5,762.

10) the name (company name) of the underwriters who acquired theMortgage Bonds as part of the performance of underwriting agreements,specifying the number of Mortgage Bonds they acquired, together with theactual price per Covered Bond unit, constituting the issue price, afterdeduction of the remuneration for the acquisition of the Covered Bondunit, in performance of the underwriting agreement, acquired by theunderwriter: not applicable.

11) the value of the subscription, understood as the product of thenumber of Covered Bonds covered by the offer and the issue price: PLN1,155,231,000 (in words: one billion one hundred and fifty-five milliontwo hundred and thirty-one thousand zlotys).

12) total costs included in the issue costs: The Bank will disclose thisinformation in an updated current report after receiving and acceptingall invoices related to the issue.

13) average cost of the subscription per unit of the Covered Bondcovered by the subscription: The Bank will disclose this information inan updated current report after receiving and accepting all invoicesrelated to the issue.

14) method of payment for the securities acquired: the mortgage bondswere paid for in cash (by bank transfer).