30-12-2022

Current report no. 30/2022

Re. PFSA's decision imposing on SantanderBank Polska S.A. the amount of an additional capital requirement for theBank's Group

The Management Board of Santander BankPolska S.A. (_quot;Bank_quot;) hereby reports that on 30 December 2022 it receivedthe decision of the Polish Financial Supervision Authority (_quot;PFSA_quot;)concerning imposing on the Bank the amount of an additional capitalrequirement over the amount calculated in accordance with detailed rulesdefined in Regulation (EU) No 575/2013 as amended (_quot;Regulation_quot;) for theBank' Group.

The PFSA imposed the additional capitalrequirement covering the risk of the foreign currency mortgage loans forhouseholds, at Bank's Group level at amount 0.016 p.p., for the amountcalculated in accordance with article 92 item 1 letter c of theRegulation, which should be covered at least in 75% by Tier I funds(equivalent to own funds requirement of 0.012 p.p. over the amountcalculated in accordance with article 92 item 1 letter b of theRegulation) and at least in 56.25% of the common equity Tier I capital(equivalent to own funds requirement of 0.009 p.p. over the amountcalculated in accordance with art. 92 clause 1 letter a of theRegulation no. 575/2013).

Legal basis:

art. 17 of (1) MAR - inside information