Resolution of the Supervisory Board concerning the "BNP Paribas BankPolska S.A. Capital Management Policy" including the dividend policy

current report no. 39/2025

date: 10 December 2025

The Management Board of BNP Paribas Bank Polska S.A. ("Bank") informsyou that on 10 December 2025, the Bank's Supervisory Board approved theupdate of the "BNP Paribas Bank Polska S.A. Capital Management Policy".

The dividend policy, which is a part of the "BNP Paribas Bank PolskaS.A. Capital Management Policy", sets out the general assumptionsregarding the payment of a dividend from the net profit earned by theBank:

1. The general assumption of the Bank's dividend policy is to ensurestable and long-term dividend distributions, carried out in accordancewith the principles of prudent management and aligned with the financialcapacities of the Bank and the BNP Paribas Bank Polska S.A. Group("Group"), as determined on the basis of adopted criteria.

2. The purpose of the dividend policy is to shape an optimal capitalstructure for the Bank and the Group by taking into account the level ofreturn on equity, its cost, the capital needs arising from the Bank'sand the Group's strategy, development plans, and the adopted riskmanagement strategy. At the same time, the policy ensures themaintenance of required capital adequacy ratios and compliance with thecombined buffer requirement set out in legal regulations as well as inthe rules, recommendations, and guidelines issued by the competentsupervisory authorities.

3. The dividend policy assumes for long-term dividend payments from theBank's profit in the portion constituting capital surplus above theminimum capital adequacy requirements, while maintaining appropriateadditional capital buffers.

4. The dividend policy takes into account factors related to the Bank'sand Group's activity, in particular the requirements andrecommendations/guidelines of the supervisory authorities in the fieldof capital adequacy and the combined buffer requirement, including inparticular the positions issued by the Polish Financial SupervisionAuthority regarding the dividend policy of financial institutions.

5. The dividend policy takes into account the situation on the financialmarket, in particular in the context of changing macroeconomicenvironment conditions.

6. The terms and conditions for the payment of a dividend should be metboth on a standalone and consolidated basis.

7. The Management Board may propose the Bank pays a dividend for a givenfinancial year of up to 75% of the net profit, taking into account inparticular the principles and conditions specified in sections 1-6.

8. A proposal to pay a dividend at a higher amount than would resultfrom the level indicated above will be possible if justified by theBank's financial situation after appropriate strengthening of capitalratios and provided that all other regulatory requirements are met.

The abovementioned assumptions do not constitute a declaration of theBank's Management Board regarding future dividend payment intentions.

Legal basis

Article 17 (1) of the Market Abuse Regulation (MAR)