[CONSOLIDATION_METHOD_TITLE] [CONSOLIDATION_METHOD]
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Reference: Public disclosure on 09/09/2025.

Referring to our Bank's public disclosure on 09/09/2025, it had been announced that our Bank obtained a total of USD 300 million under Bilateral Credit Agreements. In order to raise alternative non-deposit funding and secure foreign financing, our Bank has recently obtained a total of USD 250 million under two additional Bilateral Credit Agreements with two international banks, each with a maturity of one year.

In case of any contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.