[4220000] Statement of financial position presented using order of liquidity - Financial and Sharia Industry

Laporan posisi keuangan			Statement of financial position
	31 December 2020	31 December 2019
Aset			Assets
Kas	1,121,079	1,248,780	Cash
Dana yang dibatasi penggunaannya			Restricted funds
Giro pada bank indonesia	2,260,016	8,597,585	Current accounts with bank Indonesia
Giro pada bank lain			Current accounts with other banks
Giro pada bank lain pihak ketiga	120,389	307,883	Current accounts with other banks third parties
Giro pada bank lain pihak berelasi	589,948	92,648	Current accounts with other banks related parties
Cadangan kerugian penurunan nilai pada giro pada bank lain	( 2,594 )		Allowance for impairment losses for current accounts with other bank
Penempatan pada bank indonesia dan bank lain			Placements with bank Indonesia and other banks
Penempatan pada bank indonesia dan bank lain pihak ketiga	7,779,502	12,796,244	Placements with bank Indonesia and other banks third parties
Penempatan pada bank indonesia dan bank lain pihak berelasi			Placements with bank Indonesia and other banks related parties
Cadangan kerugian penurunan nilai pada penempatan pada bank lain	( 7,362 )		Allowance for impairment losses for placements with other banks
Piutang asuransi			Insurance receivables
Piutang asuransi pihak ketiga			Insurance receivables third parties
Piutang asuransi pihak berelasi			Insurance receivables related parties
Cadangan kerugian penurunan nilai pada piutang asuransi			Allowance for impairment losses for insurance receivables
Biaya akuisisi tangguhan			Deferred acquisition costs
Deposito pada lembaga kliring dan penjaminan			Deposits to clearing and settlement guarantee institution
Efek-efek yang diperdagangkan			Marketable securities
Efek-efek yang diperdagangkan pihak ketiga	15,889,453	11,107,358	Marketable securities third parties
Efek-efek yang diperdagangkan pihak berelasi			Marketable securities related parties
Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan	( 500 )	( 43,161 )	Allowance for impairment losses for marketable securities
Investasi pemegang polis pada kontrak unit-linked			Investments of policyholder in unit-linked contracts
Efek yang dibeli dengan janji dijual kembali	24,937,438	463,514	Securities purchased under agreement to resale
Wesel ekspor dan tagihan lainnya			Bills and other receivables
Wesel ekspor dan tagihan lainnya pihak ketiga	152,289	803,118	Bills and other receivables third parties
Wesel ekspor dan tagihan lainnya pihak berelasi			Bills and other receivables related parties
Cadangan kerugian penurunan nilai pada wesel ekspor dan tagihan lainnya	( 857 )	( 2,780 )	Allowance for impairment losses for bills and other receivables
Tagihan akseptasi			Acceptance receivables
Tagihan akseptasi pihak ketiga	3,590,269	3,385,160	Acceptance receivables third parties
Tagihan akseptasi pihak berelasi			Acceptance receivables related parties
Cadangan kerugian penurunan nilai pada tagihan akseptasi	( 41,718 )	( 14,340 )	Allowance for impairment losses for acceptance receivables
Tagihan derivatif			Derivative receivables
Tagihan derivatif pihak ketiga	755,218	631,942	Derivative receivables third parties
Tagihan derivatif pihak berelasi	138,547	108,238	Derivative receivables related parties
Pinjaman yang diberikan			Loans
Pinjaman yang diberikan pihak ketiga	111,125,645	114,736,960	Loans third parties
Pinjaman yang diberikan pihak berelasi	385,910	630,728	Loans related parties
Cadangan kerugian penurunan nilai pada pinjaman yang diberikan	( 5,096,286 )	( 4,569,925 )	Allowance for impairment losses for loans
Piutang dari lembaga kliring dan penjaminan			Receivables from clearing and settlement guarantee institution
Piutang nasabah			Receivables from customers
Piutang nasabah pihak ketiga			Receivables from customers third parties
Piutang nasabah pihak berelasi			Receivables from customers related parties
Cadangan kerugian penurunan nilai pada piutang nasabah			Allowance for impairment losses for receivables from customers
Piutang murabahah			Murabahah receivables
Piutang murabahah pihak ketiga	51	357	Murabahah receivables third parties
Piutang murabahah pihak berelasi			Murabahah receivables related parties
Cadangan kerugian penurunan nilai pada piutang murabahah		( 2 )	Allowance for impairment losses for murabahah receivables
Piutang istishna			Istishna receivables
Piutang istishna pihak ketiga			Istishna receivables third parties
Piutang istishna pihak berelasi			Istishna receivables related parties
Cadangan kerugian penurunan nilai pada piutang istishna			Allowance for impairment losses for istishna receivables
Piutang ijarah			Ijarah receivables
Piutang ijarah pihak ketiga			Ijarah receivables third parties
Piutang ijarah pihak berelasi			Ijarah receivables related parties
Cadangan kerugian penurunan nilai pada piutang ijarah			Allowance for impairment losses for ijarah receivables
Piutang pembiayaan konsumen			Consumer financing receivables
Piutang pembiayaan konsumen pihak ketiga			Consumer financing receivables third parties
Piutang pembiayaan konsumen pihak berelasi			Consumer financing receivables related parties
Cadangan kerugian penurunan nilai pada piutang pembiayaan konsumen			Allowance for impairment losses for consumer financing receivables
Pinjaman qardh			Qardh funds
Pinjaman qardh pihak ketiga			Qardh funds third parties
Pinjaman qardh pihak berelasi			Qardh funds related parties
Cadangan kerugian penurunan nilai pada pinjaman qardh			Allowance for impairment losses for qardh funds
Pembiayaan mudharabah			Mudharabah financing
Pembiayaan mudharabah pihak ketiga			Mudharabah financing third parties
Pembiayaan mudharabah pihak berelasi			Mudharabah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah			Allowance for impairment losses for mudharabah financing
Pembiayaan musyarakah			Musyarakah financing
Pembiayaan musyarakah pihak ketiga	3,386,859	3,673,325	Musyarakah financing third parties
Pembiayaan musyarakah pihak berelasi	4,815	5,023	Musyarakah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah	( 69,082 )	( 39,641 )	Allowance for impairment losses for musyarakah financing
Investasi sewa			Lease investments
Investasi sewa pihak ketiga			Lease investments third parties
Investasi sewa pihak berelasi			Lease investments related parties
Investasi sewa nilai residu yang terjamin			Lease investments guaranteed residual value
Investasi sewa pendapatan pembiayaan tangguhan			Lease investments deferred financing income
Investasi sewa simpanan jaminan			Lease investments guarantee deposits
Cadangan kerugian penurunan nilai pada investasi sewa			Allowance for impairment losses for lease investments
Tagihan anjak piutang			Factoring receivables
Tagihan anjak piutang pihak ketiga			Factoring receivables third parties
Tagihan anjak piutang pihak berelasi			Factoring receivables related parties
Tagihan anjak piutang pada pendapatan anjak piutang tangguhan			Factoring receivables on deferred factoring income
Cadangan kerugian penurunan nilai pada tagihan anjak piutang			Allowance for impairment losses for factoring receivables
Piutang lainnya			Other receivables
Piutang lainnya pihak ketiga			Other receivables third parties
Piutang lainnya pihak berelasi			Other receivables related parties
Cadangan kerugian penurunan nilai pada piutang lainnya			Allowance for impairment losses for other receivables
Aset keuangan lainnya			Other financial assets
Obligasi pemerintah	32,399,345	20,614,208	Government bonds
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk dijual			Non-current assets or disposal groups classified as held-for-sale
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk didistribusikan kepada pemilik			Non-current assets or disposal groups classified as held-for-distribution to owners
Uang muka			Advances
Biaya dibayar dimuka	199,005	387,854	Prepaid expenses
Jaminan			Guarantees
Pajak dibayar dimuka			Prepaid taxes
Klaim atas pengembalian pajak			Claims for tax refund
Aset pajak tangguhan	703,232	664,218	Deferred tax assets
Investasi yang dicatat dengan menggunakan metode ekuitas			Investments accounted for using equity method
Investasi pada entitas anak, ventura bersama, dan entitas asosiasi			Investments in subsidiaries, joint ventures and associates
Investasi pada entitas anak			Investments in subsidiaries
Investasi pada entitas ventura bersama			Investments in joint ventures
Investasi pada entitas asosiasi			Investments in associates
Aset reasuransi			Reinsurance assets
Aset imbalan pasca kerja			Post-employment benefit assets
Goodwill			Goodwill
Aset takberwujud selain goodwill			Intangible assets other than goodwill
Properti investasi			Investment properties
Aset ijarah			Ijarah assets
Aset tetap	3,001,632	2,784,242	Property and equipment
Agunan yang diambil alih	1,074,712	1,106,186	Foreclosed assets
Aset pengampunan pajak			Tax amnesty assets
Aset lainnya	1,900,245	1,231,265	Other assets
Jumlah aset	206,297,200	180,706,987	Total assets
Liabilitas, dana syirkah temporer dan ekuitas			Liabilities, temporary syirkah funds and equity
Liabilitas			Liabilities
Liabilitas segera	1,555,501	850,434	Obligations due immediately
Bagi hasil yang belum dibagikan			Undistributed profit sharing
Dana simpanan syariah	1,795,520	1,462,250	Sharia deposits
Simpanan nasabah			Customers Deposits
Giro			Current accounts
Giro pihak ketiga	36,274,820	24,649,916	Current accounts third parties
Giro pihak berelasi	158,431	301,050	Current accounts related parties
Giro wadiah			Wadiah demand deposits
Giro wadiah pihak ketiga	35,045	21,982	Wadiah demand deposits third parties
Giro wadiah pihak berelasi	799		Wadiah demand deposits related parties
Tabungan			Savings
Tabungan pihak ketiga	27,854,037	23,618,735	Savings third parties
Tabungan pihak berelasi	113,149	91,970	Savings related parties
Tabungan wadiah			Wadiah savings
Tabungan wadiah pihak ketiga	865,913	751,186	Wadiah savings third parties
Tabungan wadiah pihak berelasi	2,549	862	Wadiah savings related parties
Deposito berjangka			Time deposits
Deposito berjangka pihak ketiga	91,227,449	74,364,956	Time deposits third parties
Deposito berjangka pihak berelasi	708,692	858,592	Time deposits related parties
Deposito wakalah			Wakalah deposits
Deposito wakalah pihak ketiga			Wakalah deposits third parties
Deposito wakalah pihak berelasi			Wakalah deposits related parties
Simpanan dari bank lain	2,745,572	6,600,457	Other banks deposits
Efek yang dijual dengan janji untuk dibeli kembali		8,948,801	Securities sold with repurchase agreement
Liabilitas derivatif			Derivative payables
Liabilitas derivatif pihak ketiga	219,401	197,933	Derivative payables third parties
Liabilitas derivatif pihak berelasi	279,073	169,272	Derivative payables related parties
Utang asuransi			Insurance payables
Liabilitas kepada pemegang polis unit-linked			Liabilities to policyholder in unit-linked contracts
Utang bunga			Interest payables
Liabilitas akseptasi	3,552,934	3,385,160	Acceptance payables
Utang usaha			Accounts payable
Uang muka dan angsuran			Advances and installments
Utang dividen			Dividends payable
Utang dealer			Dealer payables
Pinjaman yang diterima			Borrowings
Pinjaman yang diterima pihak ketiga	4,709,294	1,982,588	Borrowings third parties
Pinjaman yang diterima pihak berelasi			Borrowings related parties
Pinjaman yang diterima utang pada lembaga kliring dan penjaminan			Borrowings payables to clearing and settlement guarantee institution
Efek yang diterbitkan			Securities issued
Obligasi	876,740	1,940,551	Bonds
Sukuk ijarah			Ijarah sukuk
Surat utang jangka menengah			Mid-term loans
Efek yang diterbitkan lainnya			Others securities issued
Liabilitas kontrak asuransi			Insurance contract liabilities
Utang perusahaan efek			Securities company payables
Provisi			Provisions
Pendapatan ditangguhkan			Deferred income
Liabilitas sewa pembiayaan			Finance lease liabilities
Estimasi kerugian komitmen dan kontinjensi			Estimated losses on commitments and contingencies
Beban akrual			Accrued expenses
Utang pajak	350,464	227,938	Taxes payable
Liabilitas pajak tangguhan			Deferred tax liabilities
Liabilitas pengampunan pajak			Tax amnesty liabilities
Liabilitas lainnya	2,651,396	2,122,549	Other liabilities
Kewajiban imbalan pasca kerja	350,605	356,177	post-employment benefit obligations
Pinjaman subordinasi			Subordinated loans
Pinjaman subordinasi pihak ketiga			Subordinated loans third parties
Pinjaman subordinasi pihak berelasi	140,500	138,825	Subordinated loans related parties
Jumlah liabilitas	176,467,884	153,042,184	Total liabilities
Dana syirkah temporer			Temporary syirkah funds
Bukan bank			Non-banks
Giro mudharabah			Mudharabah current account
Giro mudharabah pihak ketiga			Mudharabah current account third parties
Giro berjangka mudharabah pihak berelasi			Mudharabah current account related parties
Tabungan mudharabah			Mudharabah saving deposits
Tabungan mudharabah pihak ketiga			Mudharabah saving deposits third parties
Tabungan mudharabah pihak berelasi			Mudharabah saving deposits related parties
Deposito berjangka mudharabah			Mudharabah time deposits
Deposito berjangka mudharabah pihak ketiga			Mudharabah time deposits third parties
Deposito berjangka mudharabah pihak berelasi			Mudharabah time deposits related parties
Bank			Bank
Giro mudharabah			Mudharabah current account
Tabungan mudharabah (ummat)			Mudharabah saving deposits (ummat)
Deposito berjangka mudharabah			Mudharabah time deposits
Efek yang diterbitkan bank			Bank securities issued
Investasi mudharabah antar bank			Interbank mudharabah investments
Sukuk mudharabah			Mudharabah sukuk
Sukuk mudharabah subordinasi			Subordinated mudharabah sukuk
Jumlah dana syirkah temporer			Total temporary syirkah funds
Jumlah akumulasi dana tabarru			Total accumulated tabarru's funds
Ekuitas			Equity
Ekuitas yang diatribusikan kepada pemilik entitas induk			Equity attributable to equity owners of parent entity
Saham biasa	2,868,162	2,868,162	Common stocks
Saham preferen			Preferred stocks
Tambahan modal disetor	5,395,280	5,395,280	Additional paid-in capital
Saham tresuri			Treasury stocks
Uang muka setoran modal			Advances in capital stock
Opsi saham			Stock options
Cadangan revaluasi	1,474,128	1,474,128	Revaluation reserves
Cadangan selisih kurs penjabaran			Reserve of exchange differences on translation
Cadangan perubahan nilai wajar aset keuangan tersedia untuk dijual	445,083	118,578	Reserve for changes in fair value of available-for-sale financial assets
Cadangan keuntungan (kerugian) investasi pada instrumen ekuitas			Reserve of gains (losses) from investments in equity instruments
Cadangan pembayaran berbasis saham			Reserve of share-based payments
Cadangan lindung nilai arus kas			Reserve of cash flow hedges
Cadangan pengukuran kembali program imbalan pasti			Reserve of remeasurements of defined benefit plans
Cadangan lainnya			Other reserves
Komponen ekuitas lainnya			Other components of equity
Saldo laba (akumulasi kerugian)			Retained earnings (deficit)
Saldo laba yang telah ditentukan penggunaanya			Appropriated retained earnings
Cadangan umum dan wajib	2,350	2,250	General and legal reserves
Cadangan khusus			Specific reserves
Saldo laba yang belum ditentukan penggunaannya	19,644,210	17,806,303	Unappropriated retained earnings
Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk	29,829,213	27,664,701	Total equity attributable to equity owners of parent entity
Proforma ekuitas			Proforma equity
Kepentingan non-pengendali	103	102	Non-controlling interests
Jumlah ekuitas	29,829,316	27,664,803	Total equity
Jumlah liabilitas, dana syirkah temporer dan ekuitas	206,297,200	180,706,987	Total liabilities, temporary syirkah funds and equity