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LOAN PAYABLES
 9 Months Ended
Sep. 30, 2025
Debt Disclosure [Abstract]  
LOAN PAYABLES

NOTE 12. LOAN PAYABLES

 

           
   September 30, 2025   December 31, 2024 
         
Payable to Northpoint Commercial Finance LLC. bearing interest on the outstanding principal amount of the Working Capital Loan at a rate equal to the Benchmark Rate plus six percent (5.50%) per annum. The total advance is $400,000 which was deposited to the Company in December 2022. The Company will pay principal on the Working Capital Loan in 36 monthly payments of $6,500 each on the 15th of each such month. On the 15th day of the 37th calendar month, the outstanding principal amount shall be due and payable-in-full.   185,500    244,000 
           
Payable to Wells Fargo bearing interest at 3.99%. Requires monthly principal and interest payment. The original loan amount is $26,666 with terms of 84 months starting from November 21, 2021.   10,144    12,997 
           
Payable to GMC Financial, secured by a Company vehicle. Monthly payments of principal and interest totalling $425 are due on the 19th of each month. Interest accrues at a rate of 3.09% annually. Loan matures in November 2026.   2,716    6,685 
           
Payable to Land Rover Financial Group, secured by a Company vehicle. Monthly interest payments are due at the beginning of each month. Interest accrues at a rate of 8.59% annually. Loan matures in July 2029.   88,885    103,081 
           
Total loan payables   287,245    366,763 
Current portion of loan payables   (219,321)   (137,468)
Non-current loan payables  $67,924   $229,295 

 

 

The future principal amount of loan payments to be paid by year were as follows:

SCHEDULE OF FUTURE PRINCIPAL AMOUNT OF LOAN PAYMENTS

 

   Amount 
2025  $194,548 
2026   32,549 
2027 and thereafter   60,148 
Total  $287,245