XML 53 R41.htm IDEA: XBRL DOCUMENT v3.25.4
Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2025
Regulatory Capital Disclosure [Abstract]  
Schedule of Regulatory Capital Information
The following table summarizes regulatory capital information at December 31, 2025 and 2024 for Synovus and Synovus Bank.
Actual CapitalMinimum Requirement For Capital Adequacy
To Be Well-Capitalized Under Prompt Corrective Action Provisions(1)
(dollars in thousands)202520242025202420252024
Synovus Financial Corp.
CET1 capital$5,596,120 $5,199,950 $2,232,968 $2,158,439 N/AN/A
Tier 1 risk-based capital6,133,265 5,737,095 2,977,291 2,877,919 N/AN/A
Total risk-based capital7,282,394 6,622,462 3,969,721 3,837,226 N/AN/A
CET1 capital ratio11.28 %10.84 %4.50 %4.50 %N/AN/A
Tier 1 risk-based capital ratio 12.36 11.96 6.00 6.00 N/AN/A
Total risk-based capital ratio14.68 13.81 8.00 8.00 N/AN/A
Leverage ratio10.12 9.55 4.00 4.00 N/AN/A
Synovus Bank
CET1 capital$5,953,376 $5,657,947 $2,228,165 $2,155,437 $3,218,460 $3,113,409 
Tier 1 risk-based capital5,953,376 5,657,947 2,970,886 2,873,916 3,961,182 3,831,887 
Total risk-based capital6,970,441 6,373,618 3,961,182 3,831,887 4,951,477 4,789,859 
CET1 capital ratio12.02 %11.81 %4.50 %4.50 %6.50 %6.50 %
Tier 1 risk-based capital ratio12.02 11.81 6.00 6.00 8.00 8.00 
Total risk-based capital ratio14.08 13.31 8.00 8.00 10.00 10.00 
Leverage ratio9.84 9.44 4.00 4.00 5.00 5.00 
(1)    The prompt corrective action provisions are applicable at the bank level only.