Ad-hoc | 23 November 2005 08:06

Ad hoc announcement

Raiffeisen International:Third Quarter Report 2005 Raiffeisen International:Third Quarter Report 2005 Ad hoc announcement transmitted by DGAP. The issuer is solely responsible for the content of this announcement. —————————————————————————— -Acquisition of 93.5% stake in Bank Aval -Consolidated profit is up more than 33% to almost EUR 280 mn 1-9/2005 (Full Year 2004 (EUR 209 mn) -Loan volume growth up almost 30% since the beginning of the year -Cost/income ratio below 60% despite continued opening of new branches Income Statement in EUR mn 1-9/2005 1-9/2004* Net interest income after provisioning 721.6 508.0 Net commission income 281.3 216.3 Trading profit 198.2 158.8 General administrative expenses (782.8) (559.1) Profit before tax 416.4 324.6 Profit after tax 334.9 261.1 Consolidated profit (without minorities) 279.1 209.1 Balance Sheet in EUR mn 30.09.2005 31.12.2004* Equity (incl. minorities and profit) 3,085 2,177 Balance- sheet total 34,733 28,907 Regulatory information 30.09.2005 31.12.2004* Core capital ratio (Tier 1), incl. market risk 10.1% 10.1% Own funds ratio 12.0% 12.0% Performance 1-9/2005 1-12/2004* Return on equity (ROE) before tax 22.1% 22.2% Return on equity (ROE) after tax 17.8% 17.6% Cost/income ratio 59.5% 63.5% Risk/earnings ratio 14.2% 17.1% Resources 30.09.2005 31.12.2004 Number of staff 25,712 22,851 Business outlets 1,005 916 * Because of amended and new IFRS rules, comparative figures have been adjusted slightly. For further information please contact: Susanne Langer Head of Investor Relations investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at Raiffeisen International Bank-Holding AG Am Stadtpark 9 1030 Vienna Austria ISIN: AT0000606306 WKN: 060630 Listed: Amtlicher Handel in Wien; Freiverkehr in Berlin-Bremen, Frankfurt, München und Stuttgart End of ad hoc announcement (c)DGAP 23.11.2005