Ad-hoc | 30 March 2006 07:31

Raiffeisen International Bank-Holding AG: Full Year Report 2005

Ad hoc announcement transmitted by DGAP – a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. —————————————————————————— – Consolidated profit is up almost 83% to EUR 382 mn in 2005 (2004 EUR 209 mn) – Retail segment profit growth of 184% to EUR 118 mn and contribution to total group profit of 21% – At the end of February 2006 we passed the 10 mn customer mark (End of 2005: 9.7 mn) – Asset growth of over 40% in 2005 – Cost/income ratio improved to 61.6% (2004: 63.5%) despite continued opening of new branches – Proposed dividend per share EUR 0.45 Income Statement in EUR mn 1-12/2005 1-12/2004* 10-12/2005 Net interest income after provisioning 1,034.8 665.9 313.2 Net commission income 406.8 299.7 125.5 Trading profit 300.8 220.1 102.6 General administrative expenses (1,162.5) (823.3) (379.7) Profit before tax 568.6 340.8 152.1 Profit after tax 459.6 269.8 124.7 Consolidated profit (without minorities) 382.3 209.4 103.3 Balance Sheet in EUR mn 31.12.2005 31.12.2004* Equity (incl. minorities and profit) 3,276 2,177 Balance-sheet total 40,695 28,907 Bank Specific Information 31.12.2005 31.12.2004* Core capital ratio (Tier 1), banking book 9.0% 11.8% Core capital ratio (Tier 1), incl. market risk 8.0% 10.1% Own funds ratio 9.8% 12.0% Performance 1-12/2005 1-12/2004* Return on equity (ROE) before tax 21.8% 22.2% Return on equity (ROE) after tax 17.6% 17.6% Cost/income ratio 61.6% 63.5% Risk/earnings ratio 13.9% 17.1% Earnings per share in EUR 2.79 1.93 Resources 31.12.2005 31.12.2004 Number of staff 43,614 22,851 Business outlets 2,443 916 * Because of amended and new IFRS rules, comparative figures have been adjusted slightly. For further information please contact: Susanne Langer Raiffeisen International Bank-Holding AG Head of Investor Relations Am Stadtpark 9 investor.relations@ri.co.at A-1030 Wien phone +43-1-71707-2089 http://www.ri.co.at (c)DGAP 30.03.2006 ————————————————————————— language: English emitter: Raiffeisen International Bank-Holding AG Am Stadtpark 9 1030 Vienna Österreich phone: +43-1-71707-2089 fax: +43-1-71707-2138 email: investor.relations@ri.co.at WWW: www.ri.co.at ISIN: AT0000606306 WKN: 60630 indexes: stockmarkets: Amtlicher Markt in Wiener Börse; Freiverkehr in Berlin-Bremen, Stuttgart, München; Open Market in Frankfurt End of News DGAP News-Service —————————————————————————