Ad-hoc | 10 August 2006 08:02

Raiffeisen International Bank-Holding AG: Semi-Annual Report 2006

Ad hoc announcement transmitted by DGAP – a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. —————————————————————————— – Compared to 1H 2005 consolidated profit is up 56% to more than EUR 289 million – ROE before tax improves to 25.7% in comparison to 22.8% in 1H 2005 – Cost/income ratio improves to 57.9% from 59.9% in 1H 2005 – Impexbank deal successfully closed and integration on track – Raiffeisen International signs contract to sell Raiffeisenbank Ukraine for € 650 mn – Retail strategy gains momentum in Czech Republic through the acquisition of 100% stake in eBanka – Number of customers now exceeds 11 million, having risen by 1.1 million in the second quarter – Non-dilutive hybrid Tier 1 transaction successfully raised Income Statement in EUR mn 1-6/2006 1-6/2005 4-6/2006 Net interest income after provisioning 664.8 472.3 342.0 Net commission income 415.6 180.3 230.6 Trading profit 71.3 123.5 41.4 General administrative expenses (744.2) (502.6) (396.6) Profit before tax 421.0 273.3 227.2 Profit after tax 333.5 221.1 182.1 Consolidated profit (without minorities) 289.2 185.8 165.0 Balance Sheet in EUR mn 30.06.2006 31.12.2005 Equity (incl. minorities and profit) 3,524 3,277 Balance-sheet total 46,339 40,695 Bank Specific Information 30.06.2006 31.12.2005 Core capital ratio (Tier 1), banking book 7.9% 9.0% Core capital ratio (Tier 1), incl. market risk 7.1% 8.0% Own funds ratio 8.7% 9.8% Performance 1-6/2006 1-6/2005 Return on equity (ROE) before tax 25.7% 22.8% Return on equity (ROE) after tax 20.4% 18.4% Cost/income ratio 57.9% 59.9% Risk/earnings ratio 15.8% 11.8% Earnings per share EUR 2.03 EUR 1.42 Resources 30.06.2006 31.12.2005 Number of staff 50,513 43,614 Business outlets 2,725 2,443 For further information please contact: Susanne Langer Raiffeisen International Bank-Holding AG Head of Investor Relations Am Stadtpark 9 A-1030 Wien investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at (c)DGAP 10.08.2006 ————————————————————————— Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at WWW: www.ri.co.at ISIN: AT0000606306 WKN: 60630 Indices: Listed: Amtlicher Markt in Wiener Börse; Freiverkehr in Berlin-Bremen, Stuttgart, München; Open Market in Frankfurt End of News DGAP News-Service —————————————————————————