Ad-hoc-Announcement Quarter Results Raiffeisen International Bank-Holding AG: Semi-Annual Report 2007 Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. ------------------------------------------------------------------------------ – Consolidated profit of EUR 401.4 mn up by 38.8% year-on-year (1-6/2006: EUR 289.2 mn) – Improved ROE before tax of 26.6% compared to 1-6/2006 (25.7%) – Balance sheet total exceeds EUR 62.6 bn, a plus of 35.2% compared to 30 June 2006 and a gain of 12.1% compared to year-end 2006 – Retail segment contribution of 37% due to strong growth in retail profit (1-6/2006: 30%) – Cost/income ratio improves from 57.9% to 57.3% year-on-year – For 2007 we target a consolidated profit of at least EUR 750 million. – We are currently evaluating the possibility of a capital increase that, depending on prevailing market conditions, could be implemented within the next six months. 1-6/ 1-6/ 4-6/ 4-6/ Income Statement in EUR mn 2007 2006 2007 2006 Net interest income 1,078.8 789.8 573.8 411.6 Provisioning for impairment losses (153.3) (125.0) (77.4) (69.6) Net interest income after provisioning 925.5 664.8 496.4 342.0 Net commission income 572.2 415.6 297.2 230.6 Trading profit 79.3 71.3 43.7 41.4 General administrative expenses (1,002.7) (744.2) (526.2) (396.6) Profit before tax 606.6 421.0 314.1 227.2 Profit after tax 477.0 333.5 246.3 182.1 Consolidated profit (after minorities) 401.4 289.2 208.8 165.0 Balance Sheet in EUR mn 30/06 31/12/ 2007 2006 Equity (incl. minorities and profit) 4,994 4,590 Balance-sheet total 62,644 55,867 Bank Specific Information 30/06/ 31/12/ 2007 2006 Core capital ratio (Tier 1), banking book 9.0% 9.8% Core capital ratio (Tier 1), incl. market risk 8.3% 9.0% Own funds ratio 10.2% 11.0% Performance 1-6/ 1-6/ 2007 2006 Return on equity (ROE) before tax 26.6% 25.7% Consolidated return on equity 20.3% 20.8% Cost/income ratio 57.3% 57.9% Risk/earnings ratio 14.2% 15.8% Earnings per share in EUR 2.82 2.03 Resources 30/06/ 31/12/ 2007 2006 Number of staff 55,195 52,732 Business outlets 2,956 2,848 THESE MATERIALS ARE NOT AN OFFER FOR SALE OF SECURITIES IN THE UNITED STATES OR ANY OTHER JURISDICTION. SECURITIES OF RAIFFEISEN INTERNATIONAL HAVE NOT BEEN REGISTERED UNDER THE U.S. SECURITIES ACT AND MAY NOT BE OFFERED OR SOLD IN THE UNITED STATES ABSENT REGISTRATION OR AN EXEMPTION FROM REGISTRATION. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at (c)DGAP 09.08.2007 --------------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: www.ri.co.at ISIN: AT0000606306 WKN: A0D9SU Indices: Listed: Amtlicher Markt in Wien; Freiverkehr in Berlin, Stuttgart, München; Open Market in Frankfurt End of News DGAP News-Service ---------------------------------------------------------------------------