Ad-hoc | 28 March 2007 07:31


Raiffeisen International Bank-Holding AG: Full Year Report 2006

Raiffeisen International Bank-Holding AG / Final Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
EquityStory AG.
The issuer is solely responsible for the content of this announcement.
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  – Consolidated profit of EUR 1,182 mn (incl. one-off effects from the
    sale of Raiffeisenbank Ukraine EUR 486 mn and the minority stake in
    Bank TuranAlem EUR 102 mn) and EUR 594 mn excl. one-off effects

  – Retail segment profit growth of 124% to EUR 264 mn and contribution to
    total group profits of 30%

  – Balance sheet total of EUR 56 bn, increase of 37% compared to year-end
    2005

  – Improved ROE before tax of 27% (excl. one-off effects)


                                             1-12/     1-12/     10-12/
Income Statement in EUR mn                   2006      2005      2006

Net interest income after provisioning       1,455     1,035     434
Net commission income                        933       607       272
Trading profit                               175       101       63
General administrative expenses              (1,694)   (1,163)   (537)
Profit before tax                            1,480     569       727
Profit before tax excl. one-offs*            891       569       241
Profit after tax                             1,274     460       663
Profit after tax excl. one-offs*             686       460       177
Consolidated profit (after minorities)       1,182     382       643
Consolidated profit (after minorities) excl.
one-offs*                                    594       382       156

Balance Sheet in EUR mn                      31/12/06  31/12/05

Equity (incl. minorities and profit)         4,590     3,277
Balance-sheet total                          55,867    40,695
Bank Specific Information                    31/12/06  31/12/05
Core capital ratio (Tier 1), banking book    9.8%      9.0%
Core capital ratio (Tier 1), incl. market
risk                                         9.0%      8.0%
Own funds ratio                              11.0%     9.8%

                                             1-12/     1-12/
Performance                                  2006      2005

Return on equity (ROE) before tax            45.4%     21.8%
Return on equity (ROE) before tax excl.
one-offs*                                    27.3%     21.8%
Return on equity (ROE) after tax             39.1%     17.6%
Return on equity (ROE) after tax excl.
one-offs*                                    21.0%     17.6%
Cost/income ratio                            59.1%     61.6%
Risk/earnings ratio                          17.5%     13.9%
Earnings per share in EUR                    8.29      2.79
Earnings per share excl. one-offs* in EUR    4.17      2.79

Resources                                    31/12/06  31/12/05

Number of staff                              52,732    43,614
Business outlets                             2,848     2,443


* One-off effects due to the sale of Raiffeisenbank Ukraine and the stake in Bank TuranAlem in 2006. For further information please contact: Susanne Langer Head of Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at DGAP 28.03.2007 ---------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at www: www.ri.co.at ISIN: AT0000606306 WKN: A0D9SU Indices: Listed: Amtlicher Markt in Wien; Freiverkehr in Berlin-Bremen, Stuttgart, München; Open Market in Frankfurt End of News DGAP News-Service ---------------------------------------------------------------------------