Ad-hoc | 10 May 2007 07:29


Raiffeisen International Bank-Holding AG: First Quarter Results 2007

Raiffeisen International Bank-Holding AG / Quarter Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
EquityStory AG.
The issuer is solely responsible for the content of this announcement.
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  – Record consolidated profit of EUR 192.6 mn is up by 55.0% year-on-year
  – Improved ROE before tax of 25.5% (1-3/2006: 23.7%)
  – Balance sheet total exceeds EUR 59 bn, a plus of 6.7% compared to
    year-end 2006 and a gain of 42.0% year-on-year
  – Cost/income ratio improves from 58.4 % to 57.2% year-on-year
  – Retail segment contribution of 38% due to strong growth in retail
    profit (1-3/2006: 26%)


Income Statement in EUR mn                          1-3/2007    1-3/2006
Net interest income after provisioning              429.1       322.8
Net commission income                               275.1       185.0
Trading profit                                      35.6        29.9
General administrative expenses                     (476.5)     (347.5)
Profit before tax                                   292.5       193.9
Profit after tax                                    230.8       151.5
Consolidated profit (after minorities)              192.6       124.2

Balance Sheet in EUR mn                             31/03/07    31/12/06
Equity (incl. minorities and profit)                4,837       4,590
Balance-sheet total                                 59,621      55,867

Bank Specific Information                           31/03/07    31/12/06
Core capital ratio (Tier 1), banking book           9.3%        9.8%
Core capital ratio (Tier 1), incl. market risk      8.6%        9.0%
Own funds ratio                                     10.7%       11.0%

Performance                                         1-3/2007    1-3/2006
Return on equity (ROE) before tax                   25.5%       23.7%
Return on equity (ROE) after tax                    20.2%       18.5%
Cost/income ratio                                   57.2%       58.4%
Risk/earnings ratio                                 15.0%       14.6%
Earnings per share in EUR                           1.35        0.87

Resources                                           31/03/07    31/12/06
Number of staff                                     53,880      52,732
Business outlets                                    2,890       2,848

The Outlook for 2007 remains unchanged. We expect a consolidated profit of at least EUR 700 mn for 2007. For further information please contact: Susanne Langer Head of Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at DGAP 10.05.2007 ---------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at www: www.ri.co.at ISIN: AT0000606306 WKN: A0D9SU Indices: Listed: Amtlicher Markt in Wien; Freiverkehr in Berlin-Bremen, Stuttgart, München; Open Market in Frankfurt End of News DGAP News-Service ---------------------------------------------------------------------------