Ad-hoc | 8 November 2007 07:29


Raiffeisen International Bank-Holding AG: Interim report for the 3rd quarter of 2007

Raiffeisen International Bank-Holding AG / Quarter Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
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  – Consolidated profit of EUR 625.7 mn up by 43.1% year-on-year (1-9/2006
    excl. one-offs: EUR 437.4 mn)

  – Improved ROE before tax of 28.0% compared to 26.5% 1-9/2006 (excluding
    one-offs)

  – Retail segment contribution of 37% due to strong growth in retail
    profit (1-9/2006: 34%)

  – Cost/income ratio improves to 56.2% from 56.9% year-on-year

  – Balance sheet total exceeds EUR 67.5 bn a plus of 34.1% compared to 30
    September 2006 and a gain of 20.8% compared to year-end 2006

  – Number of customers increases to more than 13 mn and number of branches
    to more than 3,000

  – Outlook unchanged: For 2007 we target a consolidated profit of at least
    EUR 750 mn


                                     1-9/      1-9/      7-9/     7-9/
Income Statement in EUR mn           2007      2006      2007     2006

Net interest income                  1,703.8   1,250.7   625.0    460.9
Provisioning for impairment losses   (242.1)   (229.3)   (88.8)   (104.3)
Net interest income after
provisioning                         1,461.7   1,021.4   536.2    356.6
Net commission income                895.0     660.9     322.8    245.4
Trading profit                       120.8     111.9     41.4     40.5
                                        
General administrative expenses      (1,537.7) (1,156.4) (535.0)  (412.2)
Profit before tax                    953.4     650.6     346.8    229.6
Profit after tax                     736.6     509.4     259.6    175.8
Consolidated profit (after
minorities)                          625.7     437.4     224.3    148.2

Balance Sheet in EUR mn              30/09/07  31/12/06

Equity (incl. minorities and
profit)                              5,225     4,590
Balance sheet total                  67,503    55,867

Bank Specific Information            30/09/07  31/12/06

Core capital ratio (Tier 1), banking
book                                 8.3%      9.8%
Core capital ratio (Tier 1), incl.
market risk                          7.7%      9.0%
Own funds ratio                      9.7%      11.0%

Performance                          1-9/2007  1-9/2006

Return on equity (ROE) before tax    28.0%     26.5%
Consolidated return on equity        21.2%     21.2%
Cost/income ratio                    56.2%     56.9%
Risk/earnings ratio                  14.2%     18.3%
Earnings per share in EUR            4.40      3.78

Resources                            30/09/07  31/12/06

Number of staff                      57,019    52,732
Business outlets                     3,023     2,848


Note: All 2006 figures are excluding the sale of the minority stake in Bank TuranAlem. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at 08.11.2007 Financial News transmitted by DGAP ---------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: www.ri.co.at ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------