Ad-hoc | 27 March 2008 07:28


Raiffeisen International Bank-Holding AG: Full Year Report 2007

Raiffeisen International Bank-Holding AG / Final Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
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The issuer is solely responsible for the content of this announcement.
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  – Consolidated profit of EUR 841 mn up by 42% year-on-year 
    (1-12/2006 excl. one-offs: EUR 594 mn)

  – ROE before tax of 25.7% compared to 27.3% 1-12/2006 (excl. one-offs)

  – Retail segment contribution of 39% (1-12/2006: 30%) due to strong 
    growth in retail profit

  – Cost/income ratio improves to 57.6% in 2007 from 59.1% in 2006

  – Balance sheet total of EUR 73 bn, growth of 30% year-on-year

  – Number of customers increase to 13.7 mn and number of branches 
    to 3,015

  – Outlook: Our goal for consolidated profit in 2008 is about 
    EUR 1 billion



                                     1-12/     1-12/      10-12/  10-12/
Income Statement in EUR mn           2007      2006       2007    2006

Net interest income                  2,418.8   1,763.9    715.1   513.1
Provisioning for impairment losses   (357.0)   (308.9)    (114.9) (79.6)
Net interest income after 
provisioning                         2,061.9   1,455.0    600.2   433.6
Net commission income                1,249.8   933.3      354.8   272.4
Trading profit                       127.9     174.8      7.1     63.0
General administrative expenses      (2,184.0) (1,693.7)  (646.3) (537.3)
Profit before tax                    1,237.6   891.2      284.2   240.6
Profit after tax                     973.5     685.9      236.8   176.5
Consolidated profit (after 
minorities)                          841.3     593.7      215.6   156.3

Balance Sheet in EUR mn              31/12/07  31/12/06  

Equity (incl. minorities and 
profit)                              6,622.1   4,589.6  
Balance sheet total                  72,742.8  55,867.0  

Bank Specific Information            31/12/07  31/12/06  

Core capital ratio (Tier 1), banking 
book                                 11.4%     9.8%  
Core capital ratio (Tier 1), incl. 
market risk                          10.5%     9.0%  
Own funds ratio                      12.4%     11.0%  

Performance                          1-12/2007 1-12/2006  

Return on equity (ROE) before tax    25.7%     27.3%  
Consolidated return on equity        20.1%     21.4%  
Cost/income ratio                    57.6%     59.1%  
Risk/earnings ratio                  14.8%     17.5%
Earnings per share in EUR            5.80      4.17  

Resources                            31/12/07  31/12/06

Number of staff                      58,365    52,732  
Business outlets                     3,015     2,848  


Note: All 2006 figures are excl. the sale of Raiffeisen Bank Ukraine and the minority stake in Bank TuranAlem. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at 27.03.2008 Financial News transmitted by DGAP ---------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------