Ad-hoc | 6 November 2008 07:29


Raiffeisen International Bank-Holding AG: Third Quarter Report 2008

Raiffeisen International Bank-Holding AG / Quarter Results

Release of an Ad hoc announcement, transmitted by DGAP - a company of
EquityStory AG.
The issuer is solely responsible for the content of this announcement.
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   – Consolidated profit of EUR 861 mn up by 38% year-on-year
   – Strong ROE before tax of 25.4%
   – Cost/income ratio improves to 54.6% from 57.6% (1-12/2007)

Outlook and Targets

   - Our goal for consolidated profit in 2008, which has been adjusted 
     by 5 per cent due to the changed market situation, is about 
     EUR 950 mn 
   – Due to the current market environment we will review our mid-term 
     targets. The new targets will be announced at the publication of the 
     full-year results 2008 in March 2009

                                   1-9/      1-9/      7-9/      7-9/
Income Statement in EUR mn         2008      2007      2008      2007

Net interest income                2,341.7   1,703.8   844.1     625.0
Provisioning for impairment losses (365.5)   (242.1)   (164.2)   (88.8)
Net interest income after
provisioning                       1,976.1   1,461.7   679.9     536.2
Net commission income              1,097.8   895.0     394.9     322.8
Trading profit                     127.4     120.8     35.2      41.4
General administrative expenses    (1,939.5) (1,537.7) (689.7)   (535.0)
Profit before tax                  1,261.0   953.4     418.3     346.8
Profit after tax                   965.4     736.6     319.0     259.6
Consolidated profit 
(after minorities)                 861.5     625.7     295.8     224.3

Balance Sheet in EUR mn            30/09/08  31/12/07

Equity (incl. minorities and 
profit)                            7,587     6,622
Balance sheet total                87,251    72,743

Bank Specific Information*         30/09/08  31/12/07

Core capital ratio (Tier 1), 
credit risk                        8.9%      11.4%
Core capital ratio (Tier 1), 
total risk (incl. market and 
operational risk)                  7.6%      10.5%
Own funds ratio                    9.3%      12.4%

Performance                        1-9/      1-12/
                                   2008      2007

Return on equity (ROE) before tax  25.4%     25.7%
Consolidated return on equity      19.9%     20.1%
Cost/income ratio                  54.6%     57.6%
Risk/earnings ratio                15.6%     14.8%

Resources                          30/09/08  31/12/07

Number of staff                    63,921    58,365
Business outlets                   3,168     3,015

* Ratios for 2007 based on Basel I. Ratios for 2008 based on Basel II. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at 06.11.2008 Financial News transmitted by DGAP ---------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 9 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------