Ad hoc announcement Final Results Raiffeisen International Bank-Holding AG: Full Year Report 2008 Ad hoc announcement transmitted by DGAP - a company of EquityStory AG. The issuer is solely responsible for the content of this announcement. ------------------------------------------------------------------------------ - Full year consolidated profit of EUR 982 mn, up 17 percent y-o-y - Solid performance in core business, profit from operating activities up 40 percent y-o-y to EUR 2.2 bn - Cost/income ratio decreased by 3.6 percentage points from 57.6 percent to 54.0 percent y-o-y - Tier 1 capital ratio of 8.1 percent despite negative FX effects in Q4 - Significantly higher provisioning up 119 percent y-o-y to EUR 780 mn due to worsening market conditions - Comprehensive measures taken to tackle the effects of the crisis - Dividend proposal of EUR 0.93 per share stays at the same level as last year 1-12/ 1-12/ 10-12/ 10-12/ Income Statement in EUR mn 2008 2007 2008 2007 Net interest income 3,232.0 2,418.8 890.3 715.1 Provisioning for impairment losses (780.3) (357.0) (414.8) (114.9) Net interest income after provisioning 2,451.7 2,061.9 475.6 600.2 Net fee and commission income 1,496.4 1,249.8 398.6 354.8 Net trading income 167.6 127.9 40.3 7.1 General administrative expenses (2,633.0) (2,184.0) (693.5) (646.3) Profit before tax 1,429.1 1,237.6 168.1 284.2 Profit after tax 1,078.3 973.5 112.8 236.8 Consolidated profit (after minorities) 982.0 841.3 120.5 215.6 Balance Sheet in EUR mn 31/12/08 31/12/07 Equity (incl. minorities and profit) 6,518.2 6,622.1 Balance sheet total 85,397.0 72,742.8 Bank Specific Information* 31/12/08 31/12/07 Core capital ratio (Tier 1), credit risk 9.7% 11.4% Core capital ratio (Tier 1), total risk (incl. market and operational risk) 8.1% 10.5% Own funds ratio 9.7% 12.4% 1-12/ 1-12/ Performance 2008 2007 Return on equity (ROE) before tax 22.0% 25.7% Consolidated return on equity 17.4% 20.1% Cost/income ratio 54.0% 57.6% Risk/earnings ratio 24.1% 14.8% Resources 31/12/08 31/12/07 Number of staff 63,376 58,365 Business outlets 3,231 3,015 * Ratios for 2007 based on Basel I. Ratios for 2008 based on Basel II. For further information please contact: Susanne Langer Vice President Investor Relations Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna investor.relations@ri.co.at phone +43-1-71707-2089 http://www.ri.co.at (c)DGAP 26.03.2009 --------------------------------------------------------------------------- Language: English Issuer: Raiffeisen International Bank-Holding AG Am Stadtpark 3 A-1030 Vienna Österreich Phone: +43-1-71707-2089 Fax: +43-1-71707-2138 E-mail: investor.relations@ri.co.at Internet: ISIN: AT0000606306 WKN: A0D9SU Listed: Freiverkehr in Berlin, München, Stuttgart; Open Market in Frankfurt; Foreign Exchange(s) Wien End of News DGAP News-Service ---------------------------------------------------------------------------